Shoreview, MN - Homeowners Insurance Buying Guide

Gavop's guide to buying homeowners insurance in Shoreview, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Shoreview, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $93,500 $80,000 $100,000-$125,000
2 Bedroom $139,000 $120,000 $125,000-$150,000
3 Bedroom $216,000 $190,000 $200,000-$250,000
4 Bedroom $474,000 $420,000 $500,000-$600,000
5 Bedroom $296,000 $240,000 $250,000-$300,000

Estimate your Savings with Home Insurance Discounts in Shoreview, MN | Back to Top

This table lists savings for a median home value of $253,200 and an average premium of $1,287

Discount Type Premium After Discount
Multipolicy Discounts $1,197
Superior Protection Discount $1,210
Fire & Security Discounts $1,158

Choose the Right Deductible for your Shoreview, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Minnesota $500 $1,000 $1,500 $830 $1,330 $170
Ramsey County, MN $2,500 $790 $1,290 $680 $3,180 $-1,890
Shoreview, MN $1,500 $1,050 $1,550 $880 $2,380 $-830
Circle Pines, MN $400 $830 $1,230 $670 $1,070 $160
Osseo, MN $2,500 $1,060 $1,560 $860 $3,360 $-1,800
Plymouth, MN $200 $1,300 $1,500 $1,080 $1,280 $220
Wyoming, MN $1,500 $1,180 $1,680 $1,000 $2,500 $-820
Orono, MN $400 $1,530 $1,930 $1,270 $1,670 $260
Welch, MN $700 $910 $1,410 $730 $1,430 $-20
Rushseba, MN $400 $1,070 $1,470 $880 $1,280 $190
Greenbush, MN $2,000 $700 $1,200 $580 $2,580 $-1,380
Dennison, MN $200 $670 $870 $560 $760 $110
Georgetown, WI $700 $970 $1,470 $800 $1,500 $-30

Identify Top Home Insurance Agents near Shoreview, MN | Back to Top

Home Insurance Company Shoreview, MN Homeowners Insurance Agency Shoreview, MN Address Popularity Score Distance from Shoreview (miles)
Travelers The Insurance Shop 4637 White Bear Pkwy, White Bear Lake, MN, 55110
4.2
State Farm Dan Cheung 4020 Minnehaha Ave, Minneapolis, MN, 55406-4529
11.5
State Farm Brett Mcsparron 15030 Glazier Ave Ste 100, Apple Valley, MN, 55124-7810
24.6
Liberty Mutual Independent Hal Tiffany Agency Inc 2573 Hamline Ave N Ste B, Roseville, MN, 55113
4.7
Travelers Insurance Brokers Of Mn Inc 6300 Shingle Creek Pkwy, Brooklyn Center, MN, 55430
8.6
State Farm Ian Davy 454 Temperance St, Saint Paul, MN, 55101-2325
9.5
State Farm Jana Chuinard 2012 1st Ave, Anoka, MN, 55303-2244
14.8
State Farm Bruce Wagner 2575 Hamline Ave N Ste A, Roseville, MN, 55113-3175
4.7
Allstate Mark Ellingson 1690 Mcknight Rd N, Maplewood, MN, 55109
9.0
Allstate John W. Wenholz 3505 Northdale Blvd Nw, Coon Rapids, MN, 55448
13.7

Compare Rates for Shoreview, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $194,300 $890 $610 $1,270 $660
Ramsey County, MN $208,100 $870 $630 $1,210 $580
Shoreview, MN $253,200 $1,320 $910 $1,820 $910
Circle Pines, MN $198,800 $990 $720 $1,410 $690
Osseo, MN $193,700 $1,120 $750 $1,590 $840
Plymouth, MN $298,200 $1,730 $1,190 $2,390 $1,200
Wyoming, MN $219,300 $920 $620 $1,260 $640
Orono, MN $610,700 $1,770 $1,290 $2,460 $1,170
Welch, MN $318,400 $1,020 $680 $1,460 $780
Rushseba, MN $232,800 $1,280 $860 $1,770 $910
Greenbush, MN $161,700 $790 $550 $1,110 $560
Dennison, MN $153,600 $650 $440 $930 $490
Georgetown, WI $188,400 $960 $700 $1,330 $630

Research Home Insurance Companies Reviews in Shoreview, MN Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: April 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Compared to other companies Allstate saves me about twice as much as they would. I save about $500 a year using them instead of someone else.

Date: March 29, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I haven't really looked at other premiums so I can't accurately answer this. However, I am fairly satisfied with one I currently have.

Date: November 11, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
In all of my dealings with customer service, I have found them to be friendly, professional, and knowledgeable. I have never had an issue with customer service. It is one of the better customer service departments I have dealt with.

State Farm Home Insurance Reviews

Date: April 12, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The premium on our homeowner's policy with State Farm is very competitive compared with other options in our area. When combined with auto insurance, the discounts are appreciable.

Date: April 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
Deductibles are a part of having insurance and I think the prices are fair. I'm not sure if I can find a better deal out there, but I'm ok with my current deductibles.

Date: March 06, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
They were very responsive when we needed to make a claim for damage done when a frozen pipe burst but they were a little slow on issuing payment

GEICO Home Insurance Reviews

Date: April 04, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I am really satisfied with this service, with the attention to the client they are very excellent, it really is a nice experience to work with this kind of staff.

Date: March 11, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I would rate at a 3 because my bill is still very high, and the premium is too. I am happy with the coverage, but would like to see the rates drop a bit.

Farmer's Insurance Home Insurance Reviews

Date: April 24, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
the premium is not to high. I do have a five hundred dollar deductible which is not to high compared to most.

Date: November 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I would rate Farmers as a 5. We bundle our car and home insurance and have the same agent for both. We haven't had to file a claim under our home insurance warranty, though we did seek advice from our agent when we had a minor water drain mishap. We thought we would have to file a claim, but our agent referred a couple of contractors and we were quoted less than our deductible.

Farm Bureau Home Insurance Reviews

Date: March 06, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
Our rates and coverage is the best and I have not been able to beat what Farm Bureau offers when comparing with other companies. The flood insurance is the most reasonable.


American Family Home Insurance Reviews

Date: April 23, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
Our deductible is not too high. It's $500.00. The premiums are much better in our small town, than it was when we lived in the big city. We pay less for more now.

AIG Home Insurance Reviews

Date: March 19, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The current policy for my family is reasonable.When i went for other policies which are not relative towards my current policy. This policy are more benefit than other policies.

Liberty Mutual Home Insurance Reviews

Date: March 15, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I understand what their offer is. But since my home don't need to be repaired often, it is good for me. For the one time I need to repair it, they paid for it, so it is good.


The Hartford Home Insurance Reviews

Date: April 02, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
There are various home insurance providers in India that offer different plans as ... be compared while choosing one home insurance company over other:.