Gavop's guide to buying homeowners insurance in Shoreview, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $93,500 | $80,000 | $100,000-$125,000 |
2 Bedroom | $139,000 | $120,000 | $125,000-$150,000 |
3 Bedroom | $216,000 | $190,000 | $200,000-$250,000 |
4 Bedroom | $474,000 | $420,000 | $500,000-$600,000 |
5 Bedroom | $296,000 | $240,000 | $250,000-$300,000 |
Bundling Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Home and One Car | -$76 | $873 |
Home and Two Car | -$161 | $787 |
Home and Three Car | -$218 | $730 |
Low Deductible ($500) | High Deductible ($2500) | |||||
---|---|---|---|---|---|---|
Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
Ramsey County | $2,500 | $1,120 | $3,620 | $814 | $3,314 | $306 |
Shoreview, MN | $1,500 | $937 | $2,437 | $681 | $2,181 | $256 |
Circle Pines, MN | $400 | $1,141 | $1,541 | $829 | $1,229 | $312 |
Osseo, MN | $2,500 | $1,085 | $3,585 | $788 | $3,288 | $296 |
Plymouth, MN | $200 | $1,390 | $1,590 | $1,010 | $1,210 | $380 |
Wyoming, MN | $1,500 | $860 | $2,360 | $625 | $2,125 | $235 |
Orono, MN | $400 | $862 | $1,262 | $627 | $1,027 | $236 |
Welch, MN | $700 | $1,536 | $2,236 | $1,116 | $1,816 | $420 |
Rushseba, MN | $400 | $1,178 | $1,578 | $856 | $1,256 | $322 |
Greenbush, MN | $2,000 | $1,091 | $3,091 | $793 | $2,793 | $298 |
Dennison, MN | $200 | $880 | $1,080 | $640 | $840 | $241 |
Georgetown, WI | $700 | $700 | $1,400 | $509 | $1,209 | $191 |
Home Insurance Company Shoreview, MN | Homeowners Insurance Agency Shoreview, MN | Address | Popularity Score | Distance from Shoreview (miles) |
---|---|---|---|---|
Travelers | The Insurance Shop | 4637 White Bear Pkwy, White Bear Lake, MN, 55110 | 4.2 | |
State Farm | Dan Cheung | 4020 Minnehaha Ave, Minneapolis, MN, 55406-4529 | 11.5 | |
State Farm | Brett Mcsparron | 15030 Glazier Ave Ste 100, Apple Valley, MN, 55124-7810 | 24.6 | |
Liberty Mutual Independent | Hal Tiffany Agency Inc | 2573 Hamline Ave N Ste B, Roseville, MN, 55113 | 4.7 | |
Travelers | Insurance Brokers Of Mn Inc | 6300 Shingle Creek Pkwy, Brooklyn Center, MN, 55430 | 8.6 | |
State Farm | Ian Davy | 454 Temperance St, Saint Paul, MN, 55101-2325 | 9.5 | |
State Farm | Jana Chuinard | 2012 1st Ave, Anoka, MN, 55303-2244 | 14.8 | |
State Farm | Bruce Wagner | 2575 Hamline Ave N Ste A, Roseville, MN, 55113-3175 | 4.7 | |
Allstate | Mark Ellingson | 1690 Mcknight Rd N, Maplewood, MN, 55109 | 9.0 | |
Allstate | John W. Wenholz | 3505 Northdale Blvd Nw, Coon Rapids, MN, 55448 | 13.7 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Minnesota | $199,700 | $1,192 | $820 | $1,660 | $840 |
Ramsey County, MN | $208,700 | $1,134 | $820 | $1,610 | $790 |
Shoreview, MN | $248,600 | $948 | $640 | $1,360 | $720 |
Circle Pines, MN | $188,200 | $1,155 | $820 | $1,650 | $830 |
Osseo, MN | $171,500 | $1,098 | $740 | $1,530 | $790 |
Plymouth, MN | $327,000 | $1,407 | $1,030 | $1,930 | $900 |
Wyoming, MN | $210,500 | $871 | $600 | $1,230 | $630 |
Orono, MN | $563,700 | $873 | $590 | $1,210 | $620 |
Welch, MN | $324,600 | $1,555 | $1,060 | $2,130 | $1,070 |
Rushseba, MN | $199,600 | $1,192 | $820 | $1,640 | $820 |
Greenbush, MN | $173,300 | $1,104 | $750 | $1,520 | $770 |
Dennison, MN | $121,300 | $891 | $610 | $1,240 | $630 |
Georgetown, WI | $184,500 | $709 | $480 | $1,010 | $530 |
Date: April 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: March 29, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: November 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: April 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: April 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: March 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: April 04, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: March 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: April 24, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 20, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: March 06, 2019 Age: Above 60 Gender: Female Marital Status: Married
Date: April 23, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: March 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: March 15, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: April 02, 2019 Age: Above 60 Gender: Female Marital Status: Married