Gavop tells you how to get the best homeowners insurance in Whitefish, MT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $193,000 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $246,500 | $230,000 | $200,000-$250,000 |
| 4 Bedroom | $344,000 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $410,500 | $370,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $818 |
| Superior Protection Discount | -$87 | $876 |
| Fire & Security Discount | -$87 | $876 |
| Hail Resistant Roof Discount | -$19 | $943 |
| Newly Constructed Home Discount | -$270 | $693 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,295 |
| Hail Damage | $4,524 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,054 |
| Home Insurance Company Whitefish, MT | Homeowners Insurance Agency Whitefish, MT | Address | Popularity Score | Distance from Whitefish (miles) |
|---|---|---|---|---|
| Travelers | Northwoods Insurance | 495 Dewey Ave, Eureka, MT, 59917 | 34.7 | |
| Travelers | Mike Grachek Agency Inc | 409 1st Ave E, Kalispell, MT, 59901 | 24.1 | |
| Travelers | Prime Insurance Services Inc | 5875 Us Hwy 93 S Ste B And D, Whitefish, MT, 59937 | 13.6 | |
| State Farm | Tj Wendt | 2129 Us Highway 2 E, Kalispell, MT, 59901-2813 | 23.4 | |
| Liberty Mutual Independent | Glacier Insurance Of Libby | 806 W 9th, Libby, MT, 59923 | 46.0 | |
| State Farm | Tim Murphy | 346 Central Ave, Whitefish, MT, 59937-2664 | 12.1 | |
| Travelers | Northwoods Insurance | 495 Dewey Ave , Eureka, MT, 59917 | 34.6 | |
| Liberty Mutual Independent | Bob Herron Insurance | 35 Main St, Kalispell, MT, 59901 | 23.8 | |
| Liberty Mutual Independent | Glacier Insurance Of Libby | 806 W 9th St, Libby, MT, 59923 | 46.6 | |
| Farmers | Steve Bertelsen | 319 W 9th St, Libby, MT, 59923 | 46.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Flathead County, MT | $246,500 | $1,069 | $810 | $1,400 | $590 |
| Whitefish, MT | $335,100 | $963 | $730 | $1,260 | $530 |
| Fortine, MT | $154,200 | $953 | $720 | $1,250 | $530 |
| Kila, MT | $268,800 | $1,191 | $910 | $1,560 | $650 |
| Marion, MT | $245,800 | $1,148 | $870 | $1,500 | $630 |
| Bigfork, MT | $342,200 | $1,378 | $1,050 | $1,810 | $760 |
| Libby, MT | $165,100 | $825 | $630 | $1,080 | $450 |
| Lincoln County, MT | $175,500 | $847 | $640 | $1,110 | $470 |
| Lake Mary Ronan, MT | $261,800 | $1,178 | $900 | $1,540 | $640 |