Gavop's guide to buying homeowners insurance in Russell, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $97,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $178,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $231,000 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $311,500 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $577,500 | $480,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$67 | $770 |
| Home and Two Car | -$134 | $703 |
| Home and Three Car | -$209 | $627 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Geauga County | $1,000 | $840 | $1,840 | $611 | $1,611 | $230 |
| Russell, OH | $2,500 | $827 | $3,327 | $601 | $3,101 | $226 |
| Gates Mills, OH | $300 | $1,632 | $1,932 | $1,186 | $1,486 | $446 |
| Solon, OH | $700 | $788 | $1,488 | $572 | $1,272 | $215 |
| Oakwood village, OH | $200 | $744 | $944 | $541 | $741 | $203 |
| Macedonia, OH | $2,500 | $695 | $3,195 | $505 | $3,005 | $190 |
| Huntsburg, OH | $500 | $776 | $1,276 | $564 | $1,064 | $212 |
| Parma Heights, OH | $1,000 | $601 | $1,601 | $437 | $1,437 | $164 |
| Westlake, OH | $200 | $861 | $1,061 | $625 | $825 | $235 |
| Sheffield, OH | $2,000 | $814 | $2,814 | $592 | $2,592 | $222 |
| Westfield, OH | $200 | $818 | $1,018 | $595 | $795 | $224 |
| Canton, OH | $2,500 | $798 | $3,298 | $580 | $3,080 | $218 |
| Home Insurance Company Russell, OH | Homeowners Insurance Agency Russell, OH | Address | Popularity Score | Distance from Russell (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Althans Insurance Agency | 543 Washington St, Chagrin Falls, OH, 44022 | 3.4 | |
| Allstate | John Karas | 25 Manor Hill Dr Ste 200, Canfield, OH, 44406 | 43.7 | |
| Allstate | Ricardo Prude | 21403 Chagrin Blvd Ste 250, Beachwood, OH, 44122 | 9.7 | |
| Allstate | Guy Bassett | 7566 Pearl Rd, Middleburg Heights, OH, 44130 | 25.8 | |
| Nationwide | Nicholas F Dejacimo | 1866 Niles Cortland Rd Ne, Warren, OH, 44484-1057 | 34.4 | |
| State Farm | Daven Primm | 4640 Richmond Rd Ste 220, Cleveland, OH, 44128-5953 | 8.5 | |
| Travelers | Affinity Insurance Group | 5231 Mayfield Rd Ste 1, Cleveland, OH, 44124 | 8.5 | |
| State Farm | Bill Lamb | 29425 Chagrin Blvd Ste 213, Beachwood, OH, 44122-4602 | 6.7 | |
| State Farm | Kandy Rose | 58 Philomethian St, Chagrin Falls, OH, 44022-2926 | 3.5 | |
| State Farm | Derek C Warner | 5241 Wilson Mills Rd Ste 32, Richmond Hts, OH, 44143-2142 | 9.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,000 | $490 |
| Geauga County, OH | $228,000 | $851 | $570 | $1,170 | $600 |
| Russell, OH | $301,900 | $837 | $610 | $1,150 | $540 |
| Gates Mills, OH | $488,400 | $1,652 | $1,190 | $2,280 | $1,090 |
| Solon, OH | $274,400 | $797 | $540 | $1,100 | $560 |
| Oakwood village, OH | $155,000 | $753 | $510 | $1,080 | $570 |
| Macedonia, OH | $203,300 | $704 | $480 | $960 | $480 |
| Huntsburg, OH | $171,900 | $785 | $570 | $1,120 | $550 |
| Parma Heights, OH | $111,100 | $608 | $410 | $840 | $430 |
| Westlake, OH | $241,900 | $871 | $630 | $1,210 | $580 |
| Sheffield, OH | $194,800 | $824 | $560 | $1,180 | $620 |
| Westfield, OH | $197,100 | $828 | $590 | $1,130 | $540 |
| Canton, OH | $70,200 | $808 | $560 | $1,120 | $560 |