Gavop shows you how to buy homeowners insurance in Perryville, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $133,500 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $156,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $204,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $387,000 | $360,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$76 | $765 |
| Home and Two Car | -$135 | $706 |
| Home and Three Car | -$202 | $639 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,513 |
| Hail Damage | $4,853 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,553 |
| Home Insurance Company Perryville, MO | Homeowners Insurance Agency Perryville, MO | Address | Popularity Score | Distance from Perryville (miles) |
|---|---|---|---|---|
| Travelers | Wright Financial Inc | 1108 N Truman Blvd, Crystal City, MO, 63019 | 44.7 | |
| Farmers | Tom Smith | 1928 Golden Eagle Ct Ste 3, Cape Girardeau, MO, 63701 | 31.4 | |
| State Farm | Denny Long | 1185 Scenic Dr Ste 149, Herculaneum, MO, 63048-1433 | 46.5 | |
| State Farm | Jerry Grindstaff | 1147 E Gannon Dr, Festus, MO, 63028-2611 | 44.1 | |
| State Farm | Louie Lucas | 712 E Main St Ste A, Park Hills, MO, 63601-2733 | 35.3 | |
| State Farm | Jim Sowers | 910 Benham St, Bonne Terre, MO, 63628-1306 | 38.9 | |
| State Farm | Laurie Ebeling | 207 Plaza Dr Ste D, Ste Genevieve, MO, 63670-1865 | 19.4 | |
| State Farm | Mike Klaus | 402 S 2nd St, De Soto, MO, 63020-2007 | 46.8 | |
| State Farm | Alex Elfrink | 117 E Main St, Jackson, MO, 63755-1466 | 26.3 | |
| State Farm | Dennis Martin | 115 W Saint Joseph St, Perryville, MO, 63775-1345 | 0.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,500 | $770 |
| Perry County, MO | $131,900 | $879 | $610 | $1,260 | $650 |
| Perryville, MO | $116,600 | $841 | $610 | $1,190 | $580 |
| St. Mary, MO | $72,600 | $842 | $580 | $1,150 | $570 |
| Frohna, MO | $123,400 | $1,022 | $680 | $1,410 | $730 |
| Scopus, MO | $102,900 | $956 | $700 | $1,330 | $630 |
| Pinckneyville No. 4, IL | $67,800 | $527 | $360 | $750 | $390 |
| St. Johns, IL | $59,200 | $489 | $350 | $670 | $320 |
| St. Libory, IL | $120,400 | $713 | $520 | $1,020 | $500 |
| De Soto, MO | $103,300 | $804 | $580 | $1,130 | $550 |
| Bolo, IL | $120,600 | $713 | $490 | $1,020 | $530 |
| Herrin, IL | $81,800 | $835 | $590 | $1,140 | $550 |