Gavop's guide to buying homeowners insurance in New Market, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $90,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $98,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $209,000 | $180,000 | $150,000-$175,000 |
| 5 Bedroom | $172,000 | $140,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$84 | $848 |
| Home and Two Car | -$149 | $782 |
| Home and Three Car | -$224 | $708 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,513 |
| Hail Damage | $4,900 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,218 |
| Home Insurance Company New Market, AL | Homeowners Insurance Agency New Market, AL | Address | Popularity Score | Distance from New Market (miles) |
|---|---|---|---|---|
| Nationwide | Scott Howell & Associates Inc | 1114 Hwy 31 S Ste E, Athens, AL, 35611-4471 | 32.6 | |
| Allstate | Jeff Knight | 7185 Highway 72 W Ste B, Madison, AL, 35758 | 20.0 | |
| State Farm | Joe Demos | 7531 Bailey Cove Road Se, Huntsville, AL, 35802-2782 | 16.2 | |
| State Farm | Brian Bellomy | 7540 Meml Pkwy Sw Ste S, Huntsville, AL, 35802-2208 | 17.5 | |
| Allstate | Chase Henderson | 6138 Highway 431 S, Brownsboro, AL, 35741 | 14.7 | |
| Farmers | Rhonda Moore | 12875 Highway 231 431 N, Hazel Green, AL, 35750 | 10.0 | |
| Allstate | Alex Adams Jr. | 2413 Jordan Ln Nw Ste B, Huntsville, AL, 35816 | 16.1 | |
| Allstate | Phillip Gibson | 12819 Highway 231 431 N, Hazel Green, AL, 35750 | 10.0 | |
| State Farm | Michael Holifield | 603 Main St W, Hartselle, AL, 35640-2433 | 42.9 | |
| Allstate | James F. Smith | 415 Church St Nw Ste 131b, Huntsville, AL, 35801 | 14.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,650 | $840 |
| Madison County, AL | $173,400 | $1,217 | $840 | $1,740 | $900 |
| New Market, AL | $163,200 | $931 | $620 | $1,290 | $670 |
| Gurley, AL | $278,200 | $955 | $660 | $1,370 | $710 |
| Madison Crossroads, AL | $114,200 | $900 | $600 | $1,230 | $630 |
| Decherd, TN | $86,000 | $811 | $580 | $1,120 | $540 |
| Orme, TN | $58,800 | $677 | $490 | $970 | $480 |
| Sylvania, AL | $101,200 | $996 | $710 | $1,400 | $690 |
| Rainsville, AL | $116,400 | $1,084 | $750 | $1,550 | $800 |
| Kimball, TN | $153,300 | $1,048 | $710 | $1,490 | $780 |
| Sand Mountain, GA | $102,000 | $757 | $550 | $1,070 | $520 |
| Fort Payne, AL | $116,300 | $911 | $630 | $1,280 | $650 |