Gavop shows you how to buy homeowners insurance in Swarthmore, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $111,000 | $100,000 | $75,000-$100,000 |
| 2 Bedroom | $324,000 | $260,000 | $250,000-$300,000 |
| 3 Bedroom | $395,000 | $320,000 | $400,000-$500,000 |
| 4 Bedroom | $696,000 | $570,000 | $800,000-$900,000 |
| 5 Bedroom | $338,500 | $310,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $766 |
| Superior Protection Discount | -$82 | $830 |
| Fire & Security Discount | -$100 | $812 |
| Hail Resistant Roof Discount | -$27 | $885 |
| Newly Constructed Home Discount | -$246 | $666 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Delaware County | $1,000 | $828 | $1,828 | $602 | $1,602 | $226 |
| Swarthmore, PA | $2,000 | $901 | $2,901 | $655 | $2,655 | $246 |
| Claymont, DE | $300 | $626 | $926 | $455 | $755 | $171 |
| Oldmans, NJ | $1,000 | $879 | $1,879 | $639 | $1,639 | $240 |
| Magnolia, NJ | $300 | $746 | $1,046 | $542 | $842 | $204 |
| Collegeville, PA | $2,000 | $983 | $2,983 | $714 | $2,714 | $269 |
| Cornwells Heights, PA | $100 | $910 | $1,010 | $661 | $761 | $249 |
| West Sadsbury, PA | $2,000 | $857 | $2,857 | $623 | $2,623 | $234 |
| Bridgeton, NJ | $100 | $881 | $981 | $640 | $740 | $241 |
| Rockland, PA | $700 | $837 | $1,537 | $608 | $1,308 | $229 |
| Fountain Hill, PA | $100 | $662 | $762 | $481 | $581 | $181 |
| Home Insurance Company Swarthmore, PA | Homeowners Insurance Agency Swarthmore, PA | Address | Popularity Score | Distance from Swarthmore (miles) |
|---|---|---|---|---|
| State Farm | Vicki Neill | 2132 S Broad St, Philadelphia, PA, 19145-3905 | 9.6 | |
| State Farm | Joe Ems | 7348 Frankford Ave, Philadelphia, PA, 19136-3829 | 18.9 | |
| Nationwide | Jillian Obrien Insurance & Financial Services Llc | 1111 Lincoln Ave, Prospect Park, PA, 19076 | 2.3 | |
| Allstate | Peter De Maio | 528 Burmont Rd, Drexel Hill, PA, 19026 | 4.0 | |
| Liberty Mutual Independent | Absolute Insurance Agency | 2705 Market Street, Aston, PA, 19014 | 6.0 | |
| Travelers | The Lunar Agency Inc | 3730 West Chester Pike, Newtown Square, PA, 19073 | 6.5 | |
| Nationwide | Sean P Price | 35 Woodland Ave, Morton, PA, 19070 | 1.2 | |
| Nationwide | Harris/Lippincott Agency | 1044 N. Providence Rd, Media, PA, 19063-2101 | 3.0 | |
| Allstate | Michael Trump | 2432 Black River Rd, Bethlehem, PA, 18015 | 46.8 | |
| State Farm | Paul Hoffman | 2655 S 12th St, Philadelphia, PA, 19148-4303 | 9.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,050 | $510 |
| Delaware County, PA | $235,200 | $838 | $570 | $1,180 | $610 |
| Swarthmore, PA | $387,800 | $912 | $630 | $1,300 | $670 |
| Claymont, DE | $200,600 | $633 | $500 | $840 | $340 |
| Oldmans, NJ | $217,800 | $890 | $610 | $1,240 | $630 |
| Magnolia, NJ | $154,600 | $755 | $550 | $1,050 | $500 |
| Collegeville, PA | $297,100 | $995 | $720 | $1,380 | $660 |
| Cornwells Heights, PA | $264,400 | $921 | $620 | $1,300 | $680 |
| West Sadsbury, PA | $237,000 | $867 | $630 | $1,240 | $610 |
| Bridgeton, NJ | $103,400 | $892 | $650 | $1,240 | $590 |
| Rockland, PA | $226,400 | $847 | $600 | $1,210 | $610 |
| Fountain Hill, PA | $132,800 | $670 | $480 | $960 | $480 |