Gavop shows you how to buy homeowners insurance in Sutton County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $82,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $162,500 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $137,000 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $249,000 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$192 | $873 |
| Superior Protection Discount | -$107 | $959 |
| Fire & Security Discount | -$85 | $980 |
| Hail Resistant Roof Discount | -$21 | $1,044 |
| Newly Constructed Home Discount | -$288 | $777 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sutton County | $1,500 | $1,052 | $2,552 | $765 | $2,265 | $288 |
| Sutton County, TX | $2,500 | $1,052 | $3,552 | $765 | $3,265 | $288 |
| Sonora, TX | $300 | $1,484 | $1,784 | $1,078 | $1,378 | $406 |
| Eldorado, TX | $2,000 | $1,328 | $3,328 | $965 | $2,965 | $363 |
| Eldorado East, TX | $300 | $1,351 | $1,651 | $982 | $1,282 | $369 |
| Eldorado West, TX | $700 | $1,372 | $2,072 | $997 | $1,697 | $375 |
| Menard West, TX | $500 | $1,273 | $1,773 | $925 | $1,425 | $348 |
| Rocksprings South, TX | $2,500 | $1,534 | $4,034 | $1,115 | $3,615 | $419 |
| Ozona, TX | $500 | $1,429 | $1,929 | $1,038 | $1,538 | $390 |
| East Crockett, TX | $700 | $1,417 | $2,117 | $1,030 | $1,730 | $387 |
| Menard County, TX | $400 | $919 | $1,319 | $668 | $1,068 | $251 |
| Home Insurance Company Sutton County, TX | Homeowners Insurance Agency Sutton County, TX | Address | Popularity Score | Distance from Sutton County (miles) |
|---|---|---|---|---|
| Travelers | R D Kothmann Insurance Agency | 1701 Main St, Junction, TX, 76849 | 43.4 | |
| Travelers | R D Kothmann Insurance Agency | 1701 Main St, Junction, TX, 76849 | 43.4 | |
| State Farm | Sam Dillard | 200 E Main St, Sonora, TX, 76950-2605 | 9.1 | |
| Farmers | Caseypham | 1012 Avenue E, Ozona, TX, 76943 | 43.6 | |
| Travelers | Connie Andrews Inc | 119 S W Main St, Eldorado, TX, 76936 | 24.2 | |
| Travelers | Kenneth Alan Rooke | 731 Main Street, Junction, TX, 76849 | 44.0 | |
| Allstate | Doyle Morgan Ins Agc | 217 E Main St, Sonora, TX, 76950 | 9.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Sutton County, TX | $95,500 | $1,065 | $700 | $1,640 | $940 |
| Sutton County, TX | $95,500 | $1,065 | $700 | $1,640 | $940 |
| Sonora, TX | $96,300 | $1,502 | $990 | $2,310 | $1,320 |
| Eldorado, TX | $66,500 | $1,344 | $890 | $2,070 | $1,180 |
| Eldorado East, TX | $70,400 | $1,367 | $900 | $2,110 | $1,210 |
| Eldorado West, TX | $74,300 | $1,389 | $920 | $2,140 | $1,220 |
| Menard West, TX | $57,500 | $1,288 | $850 | $1,980 | $1,130 |
| Rocksprings South, TX | $107,600 | $1,553 | $1,020 | $2,390 | $1,370 |
| Ozona, TX | $84,900 | $1,446 | $950 | $2,230 | $1,280 |
| East Crockett, TX | $82,600 | $1,434 | $950 | $2,210 | $1,260 |
| Menard County, TX | $60,800 | $931 | $610 | $1,430 | $820 |