Gavop's guide to buying homeowners insurance in Ashland, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $125,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $218,000 | $190,000 | $175,000-$200,000 |
| 4 Bedroom | $425,000 | $380,000 | $400,000-$500,000 |
| 5 Bedroom | $334,000 | $290,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $645 |
| Superior Protection Discount | -$68 | $690 |
| Fire & Security Discount | -$76 | $683 |
| Hail Resistant Roof Discount | -$15 | $743 |
| Newly Constructed Home Discount | -$190 | $569 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Camden County | $2,500 | $808 | $3,308 | $587 | $3,087 | $221 |
| Ashland, NJ | $700 | $749 | $1,449 | $545 | $1,245 | $205 |
| Kingston Estates, NJ | $100 | $738 | $838 | $536 | $636 | $202 |
| Bellmawr, NJ | $2,000 | $649 | $2,649 | $472 | $2,472 | $177 |
| Gloucester, NJ | $200 | $705 | $905 | $513 | $713 | $193 |
| Penn Wynne, PA | $2,000 | $846 | $2,846 | $615 | $2,615 | $231 |
| Mullica, NJ | $500 | $717 | $1,217 | $521 | $1,021 | $196 |
| Trappe, PA | $1,500 | $871 | $2,371 | $633 | $2,133 | $238 |
| Little Egg Harbor, NJ | $400 | $747 | $1,147 | $543 | $943 | $204 |
| New Garden, PA | $2,500 | $892 | $3,392 | $648 | $3,148 | $244 |
| Margate City, NJ | $100 | $935 | $1,035 | $679 | $779 | $255 |
| Hillsborough, NJ | $2,000 | $1,185 | $3,185 | $861 | $2,861 | $324 |
| Home Insurance Company Ashland, NJ | Homeowners Insurance Agency Ashland, NJ | Address | Popularity Score | Distance from Ashland (miles) |
|---|---|---|---|---|
| Farmers | Lisa Carney | 190 N Evergreen Ave Ste 206, Woodbury, NJ, 8096 | 7.6 | |
| Travelers | Cedar Risk Management | 349 State Hwy 31 Ste 201, Flemington, NJ, 8822 | 46.7 | |
| Allstate | Michael J. Mcdyer | 1808 Springdale Rd, Cherry Hill, NJ, 8003 | 2.9 | |
| Allstate | Jennifer Ward | 1201 Black Horse Pike, Glendora, NJ, 8029 | 4.0 | |
| Travelers | Stanton Chapel Insurance Associates | 60 Berlin Rd, Cherry Hill, NJ, 8034 | 1.4 | |
| Farmers | Frank Conroy | 3600 E Landis Ave Ste 23, Vineland, NJ, 8361 | 27.3 | |
| Allstate | Larry Lerman | 47 E Kings Hwy, Audubon, NJ, 8106 | 2.8 | |
| Farmers | Charles Schwartz | 951 Haddonfield Rd Fl 2, Cherry Hill, NJ, 8002 | 3.6 | |
| Allstate | Jewell Lucas | 12 Eagle Plaza, Voorhees, NJ, 8043 | 3.7 | |
| State Farm | Karen Hartford | 201 S Blck Horse Pike, Blackwood, NJ, 08012-2802 | 6.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,520 | $770 |
| Camden County, NJ | $193,500 | $818 | $590 | $1,150 | $560 |
| Ashland, NJ | $224,800 | $759 | $540 | $1,080 | $540 |
| Kingston Estates, NJ | $217,100 | $747 | $540 | $1,020 | $480 |
| Bellmawr, NJ | $165,400 | $657 | $450 | $900 | $450 |
| Gloucester, NJ | $196,800 | $714 | $510 | $990 | $480 |
| Penn Wynne, PA | $367,400 | $856 | $610 | $1,220 | $610 |
| Mullica, NJ | $204,300 | $726 | $490 | $990 | $500 |
| Trappe, PA | $244,800 | $882 | $610 | $1,260 | $650 |
| Little Egg Harbor, NJ | $223,400 | $756 | $510 | $1,040 | $530 |
| New Garden, PA | $384,700 | $903 | $660 | $1,250 | $590 |
| Margate City, NJ | $482,100 | $946 | $650 | $1,310 | $660 |
| Hillsborough, NJ | $411,700 | $1,200 | $830 | $1,660 | $830 |