Gavop's guide to buying homeowners insurance in King of Prussia, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $83,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $161,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $261,000 | $230,000 | $250,000-$300,000 |
| 4 Bedroom | $314,500 | $290,000 | $350,000-$400,000 |
| 5 Bedroom | $427,000 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $687 |
| Superior Protection Discount | -$85 | $764 |
| Fire & Security Discount | -$93 | $755 |
| Hail Resistant Roof Discount | -$25 | $823 |
| Newly Constructed Home Discount | -$221 | $628 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $700 | $948 | $1,648 | $689 | $1,389 | $259 |
| King of Prussia, PA | $700 | $838 | $1,538 | $609 | $1,309 | $229 |
| Folsom, PA | $300 | $673 | $973 | $489 | $789 | $184 |
| South Pottstown, PA | $2,500 | $756 | $3,256 | $549 | $3,049 | $207 |
| Trevose, PA | $500 | $901 | $1,401 | $655 | $1,155 | $246 |
| Bristol, PA | $2,500 | $771 | $3,271 | $561 | $3,061 | $211 |
| Yardley, PA | $200 | $1,068 | $1,268 | $776 | $976 | $292 |
| Mount Penn, PA | $700 | $607 | $1,307 | $441 | $1,141 | $166 |
| Mohnton, PA | $300 | $724 | $1,024 | $526 | $826 | $198 |
| Riverview Park, PA | $1,500 | $726 | $2,226 | $528 | $2,028 | $198 |
| Clay, PA | $500 | $671 | $1,171 | $488 | $988 | $183 |
| Woodland, NJ | $1,500 | $964 | $2,464 | $701 | $2,201 | $264 |
| Home Insurance Company King of Prussia, PA | Homeowners Insurance Agency King of Prussia, PA | Address | Popularity Score | Distance from King of Prussia (miles) |
|---|---|---|---|---|
| Erie | Crossing Insurance Group | 4252 Richmond Street, Philadelphia, PA, 19137 | 17.5 | |
| Farmers | Patricia Wade | 6816 Ridge Ave, Philadelphia, PA, 19128 | 8.9 | |
| Farmers | Kevin Brooks | 270 Lancaster Ave Ste C2, Malvern, PA, 19355 | 9.6 | |
| Farmers | Mildred Chavarria | 1000 Continental Dr Ste 500, King Of Prussia, PA, 19406 | 1.5 | |
| Allstate | Joseph J. Digiacomo | 401 W Johnson Hwy, East Norriton, PA, 19401 | 3.6 | |
| Travelers | Boardman-Hamilton Company | 8459 Ridge Ave, Philadelphia, PA, 19128 | 7.8 | |
| Farmers | David Samuel | 5297 Lincoln Hwy, Gap, PA, 17527 | 35.0 | |
| Travelers | America Insurance Agency Inc | 7214 Frankford Ave, Philadelphia, PA, 19135 | 18.3 | |
| State Farm | Thanh Pham | 254 S 10th St, Philadelphia, PA, 19107-5700 | 15.6 | |
| Travelers | Liberty Insurance Brokers | 10 Shurs Lane Ste 104, Philadelphia, PA, 19127 | 9.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,030 | $490 |
| Montgomery County, PA | $299,300 | $960 | $690 | $1,350 | $660 |
| King of Prussia, PA | $303,300 | $848 | $580 | $1,180 | $600 |
| Folsom, PA | $206,600 | $681 | $480 | $930 | $450 |
| South Pottstown, PA | $181,000 | $765 | $550 | $1,090 | $540 |
| Trevose, PA | $259,900 | $912 | $620 | $1,270 | $650 |
| Bristol, PA | $203,300 | $781 | $520 | $1,110 | $590 |
| Yardley, PA | $329,600 | $1,081 | $780 | $1,520 | $740 |
| Mount Penn, PA | $107,800 | $614 | $440 | $870 | $430 |
| Mohnton, PA | $164,100 | $733 | $510 | $1,020 | $510 |
| Riverview Park, PA | $165,200 | $735 | $520 | $1,040 | $520 |
| Clay, PA | $205,300 | $680 | $480 | $960 | $480 |
| Woodland, NJ | $265,900 | $976 | $670 | $1,340 | $670 |