Gavop's guide to buying homeowners insurance in Benton County, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Benton County, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Willowbrook Ave, W 29th Ct, Citrus Ave, Echo St, W Deschutes Pl, S Alder Pl, S Quince Pl, Sommers Ave, S 2179 Pr SE, S Ivy St | $120,000 | $110,000 | $100,000-$125,000 | $83,000 | $70,000 | $50,000-$75,000 |
| Mata Rd, Scot St, Walter Pr SE, S Tacoma Pl, Brittlebush Ln, Paterson Rd, Polo Greens Ave, Lamb Ave, N Hartford St, Sellards Rd | $177,000 | $160,000 | $125,000-$150,000 | $155,000 | $130,000 | $150,000-$175,000 |
| E 26th Ave, Monica St, E 654 Pr SE, W 29th Ave, Brinkley Rd, S Quillan St, Alice St, Fargo St, N McClure Rd, W Imnaha Ave | $222,500 | $210,000 | $200,000-$250,000 | $155,500 | $130,000 | $150,000-$175,000 |
| W 37th Ave, Bretz Rd NE, 1st St, N 981 Pr NE, Goldfinch Ct, E 1st Ave, Denmark Dr, E Badger Meadow Dr, Sunrise Pr NW, McMurray St | $238,500 | $210,000 | $200,000-$250,000 | $205,000 | $170,000 | $200,000-$250,000 |
| N Texas St, Gillespie St, Sequoia, N Union St, S Roosevelt Pl, Anna St, W 360 Pr NW, Kristin Dr, Widgeon Ct, Oakland St | $144,500 | $130,000 | $125,000-$150,000 | $160,500 | $150,000 | $150,000-$175,000 |
| S Clodfelter Rd, C Smith Rd, Newhaven Loop, Horn Rapids Dr, E Highland Extension Rd, Cottonwood Loop, Berkshire Pl, W 21st Ct, Grande Rd, Belfair Pl | $164,500 | $150,000 | $150,000-$175,000 | $187,500 | $160,000 | $150,000-$175,000 |
| Westview Loop, 350 Pr SE, Sagehen Pl, Stimpson Ln, Raleigh St, S 2090 Pr SE, Thor Ave, Westcliffe Bl, Riverview Loop, S Ward Gap Rd | $121,000 | $110,000 | $100,000-$125,000 | $82,500 | $80,000 | $75,000-$100,000 |
| Canter St, S Auburn Pl, Orchard St, Ambassador Pr NE, S Kellogg St, N Neel Loop, Hoxie Ave, Buckboard Ct, E 210 Pr NE, W Highland Rd Exd | $119,500 | $110,000 | $125,000-$150,000 | $112,000 | $100,000 | $100,000-$125,000 |
| Irene Ave, Columbia Park Trl, W 15th Pl, E 8th Ave, State Rte 397, E Michelle Dr, 11th St, Heartland Pr SW, Lattin Rd, 140 Pr NW | $267,000 | $220,000 | $300,000-$350,000 | $230,000 | $190,000 | $250,000-$300,000 |
| Hills West Way, W 464 Pr NW, Silver Meadows Dr, N 1385 Pr NW, Artemis Ridge Rd, Darlene Ct, Cedar Ave, Jenny Lake Dr, Valleyview Rd, Dump Rd | $338,500 | $310,000 | $350,000-$400,000 | $172,500 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $562 |
| Superior Protection Discount | -$61 | $616 |
| Fire & Security Discount | -$74 | $603 |
| Hail Resistant Roof Discount | -$20 | $657 |
| Newly Constructed Home Discount | -$169 | $508 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Benton County | $1,500 | $669 | $2,169 | $486 | $1,986 | $183 |
| Benton County, WA | $700 | $669 | $1,369 | $486 | $1,186 | $183 |
| Richland-Kennewick, WA | $500 | $696 | $1,196 | $505 | $1,005 | $190 |
| Umatilla, OR | $2,500 | $692 | $3,192 | $503 | $3,003 | $189 |
| Pasco North, WA | $500 | $700 | $1,200 | $508 | $1,008 | $191 |
| Sunnyside, WA | $700 | $603 | $1,303 | $438 | $1,138 | $165 |
| Hermiston, OR | $500 | $631 | $1,131 | $458 | $958 | $172 |
| Granger, WA | $700 | $536 | $1,236 | $390 | $1,090 | $147 |
| Desert Aire, WA | $200 | $682 | $882 | $495 | $695 | $186 |
| Touchet, WA | $2,000 | $832 | $2,832 | $605 | $2,605 | $227 |
| Wapato, WA | $500 | $533 | $1,033 | $387 | $887 | $146 |
| Home Insurance Company Benton County, WA | Homeowners Insurance Agency Benton County, WA | Address | Popularity Score | Distance from Benton County (miles) |
|---|---|---|---|---|
| Allstate | Terry L. Johnson | 7103 W Clearwater Ave Ste E, Kennewick, WA, 99336 | 14.5 | |
| Allstate | Jerad Groth | 3330 W Court St Ste I, Pasco, WA, 99301 | 18.3 | |
| Liberty Mutual Independent | Conover Insurance | 1804 W Lewis St, Pasco, WA, 99301 | 19.3 | |
| Liberty Mutual Independent | Conover Insurance | 1804 W Lewis, Pasco, WA, 99301 | 19.3 | |
| Farmers | Larry Rindlisbacher | 636 Jadwin Ave Ste F, Richland, WA, 99352 | 12.0 | |
| Allstate | Andrew Herber | 3321 W Kennewick Ave Ste 130, Kennewick, WA, 99336 | 16.8 | |
| State Farm | Larry Hall | 1325 Aaron Dr Ste 104, Richland, WA, 99352-4981 | 11.4 | |
| Allstate | Lower Valley Brokers | 601 E 2nd St, Grandview, WA, 98930 | 18.2 | |
| State Farm | Mike Pemberton | 2411 Steptoe St, Richland, WA, 99352-8519 | 13.1 | |
| State Farm | Micki Mckinnon | 3104 W Kennewick Ave Ste D, Kennewick, WA, 99336-2993 | 17.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $550 | $1,150 | $600 |
| Benton County, WA | $198,600 | $677 | $480 | $950 | $470 |
| Benton County, WA | $198,600 | $677 | $480 | $960 | $480 |
| Richland-Kennewick, WA | $202,900 | $704 | $470 | $990 | $520 |
| Umatilla, OR | $114,000 | $701 | $480 | $970 | $490 |
| Pasco North, WA | $206,400 | $708 | $520 | $1,000 | $480 |
| Sunnyside, WA | $153,600 | $610 | $440 | $840 | $400 |
| Hermiston, OR | $148,200 | $639 | $440 | $870 | $430 |
| Granger, WA | $111,400 | $543 | $400 | $780 | $380 |
| Desert Aire, WA | $192,800 | $690 | $470 | $990 | $520 |
| Touchet, WA | $310,000 | $842 | $600 | $1,150 | $550 |
| Wapato, WA | $109,800 | $539 | $380 | $740 | $360 |