How Can I Make My South Kingstown, RI Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in South Kingstown, RI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your South Kingstown, RI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $94,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $247,500 | $210,000 | $250,000-$300,000 |
| 3 Bedroom | $378,000 | $310,000 | $300,000-$350,000 |
| 4 Bedroom | $435,500 | $410,000 | $400,000-$500,000 |
| 5 Bedroom | $333,500 | $280,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in South Kingstown, RI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$241 | $1,264 |
| Superior Protection Discount | -$135 | $1,369 |
| Fire & Security Discount | -$135 | $1,369 |
| Hail Resistant Roof Discount | -$45 | $1,460 |
| Newly Constructed Home Discount | -$406 | $1,099 |
Choose the Right Deductible for your South Kingstown, RI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $700 | $1,417 | $2,117 | $1,030 | $1,730 | $387 |
| South Kingstown, RI | $2,500 | $1,487 | $3,987 | $1,080 | $3,580 | $406 |
| Narragansett Pier, RI | $500 | $2,038 | $2,538 | $1,481 | $1,981 | $557 |
| Coventry, RI | $700 | $1,148 | $1,848 | $834 | $1,534 | $314 |
| East Brooklyn, CT | $300 | $1,039 | $1,339 | $755 | $1,055 | $284 |
| Bozrah, CT | $700 | $1,116 | $1,816 | $811 | $1,511 | $305 |
| Bliss Corner, MA | $300 | $912 | $1,212 | $663 | $963 | $249 |
| Mansfield, CT | $2,500 | $809 | $3,309 | $588 | $3,088 | $221 |
| Marion Center, MA | $400 | $2,401 | $2,801 | $1,745 | $2,145 | $656 |
| Deep River Center, CT | $1,000 | $1,229 | $2,229 | $893 | $1,893 | $336 |
| East Douglas, MA | $200 | $1,096 | $1,296 | $796 | $996 | $299 |
| West Wareham, MA | $1,000 | $851 | $1,851 | $618 | $1,618 | $232 |
Identify Top Home Insurance Agents near South Kingstown, RI | Back to Top
| Home Insurance Company South Kingstown, RI | Homeowners Insurance Agency South Kingstown, RI | Address | Popularity Score | Distance from South Kingstown (miles) |
|---|---|---|---|---|
| Nationwide | Mclane Insurance Agency Inc | 994 Willett Ave, Riverside, RI, 02915-2035 | 26.2 | |
| Nationwide | Katherine E Smith | 567 So County Trl Ste 204, Exeter, RI, 02822-3419 | 7.9 | |
| Allstate | Mogahed Ibrahim | 780 Main St, East Greenwich, RI, 2818 | 17.5 | |
| Travelers | Rose & Kiernan | 138 Main St , Wakefield, RI, 2879 | 3.5 | |
| Travelers | Rose & Kiernan | 138 Main St, Wakefield, RI, 2879 | 3.5 | |
| Liberty Mutual Independent | Oceanpoint Insurance Agency Inc | 73 Valley Rd 73 Valley Rd Middletown, Middletown, RI, 2842 | 15.1 | |
| Allstate | Sugeidy Mendez | 58 Greenville Ave, Johnston, RI, 2919 | 29.4 | |
| Liberty Mutual Independent | Gencorp Insurance Group Inc | 16 Main St, E Greenwich, RI, 2818 | 18.2 | |
| Liberty Mutual Independent | Christopher & Regan Ins Inc | 1130 Ten Rod Rd Ste B202, N Kingstown, RI, 2852 | 12.2 | |
| Travelers | Newport Insurance Agency Inc - Rais | 460 East Main Road , Middletown, RI, 2842 | 15.6 |
Compare Rates for South Kingstown, RI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $940 | $1,880 | $940 |
| Washington County, RI | $320,600 | $1,435 | $960 | $2,040 | $1,080 |
| South Kingstown, RI | $344,000 | $1,505 | $1,080 | $2,120 | $1,040 |
| Narragansett Pier, RI | $458,600 | $2,063 | $1,510 | $2,850 | $1,340 |
| Coventry, RI | $222,300 | $1,162 | $840 | $1,650 | $810 |
| East Brooklyn, CT | $200,200 | $1,052 | $760 | $1,460 | $700 |
| Bozrah, CT | $225,900 | $1,130 | $780 | $1,590 | $810 |
| Bliss Corner, MA | $259,900 | $923 | $630 | $1,260 | $630 |
| Mansfield, CT | $233,100 | $818 | $580 | $1,160 | $580 |
| Marion Center, MA | $592,400 | $2,430 | $1,650 | $3,350 | $1,700 |
| Deep River Center, CT | $266,700 | $1,244 | $830 | $1,770 | $940 |
| East Douglas, MA | $263,600 | $1,109 | $770 | $1,520 | $750 |
| West Wareham, MA | $158,300 | $861 | $610 | $1,190 | $580 |
Research Home Insurance Companies Reviews in South Kingstown, RI Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: September 05, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I believe that Farmers Insurance company offers the same services and coverage on their policy as other agencies; although I have not had homeowners insurance with any other company to compare.
Date: July 08, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Customer Service
My policy was purchased completely online. I would give them a 4. It was an easy set up I liked not having to spend all my time on the phone with someone.
Allstate Home Insurance Reviews
Date: June 17, 2019 Age: 40 to 49 Gender: Unmarried Marital Status: Male
Premium
my policy is very important in the my life , i am order in the normal rate in the insurance company , my [policy is very help in the my life.