Gavop's guide to buying homeowners insurance in Baker County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $87,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $88,500 | $70,000 | $75,000-$100,000 |
| 5 Bedroom | $144,000 | $130,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$51 | $586 |
| Home and Two Car | -$102 | $535 |
| Home and Three Car | -$146 | $490 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Baker County | $2,000 | $629 | $2,629 | $457 | $2,457 | $172 |
| Baker County, GA | $2,500 | $629 | $3,129 | $457 | $2,957 | $172 |
| Damascus, GA | $400 | $634 | $1,034 | $461 | $861 | $173 |
| Mayhaw, GA | $1,000 | $746 | $1,746 | $542 | $1,542 | $204 |
| Iron City, GA | $200 | $461 | $661 | $335 | $535 | $126 |
| Jakin, GA | $1,000 | $575 | $1,575 | $418 | $1,418 | $157 |
| Clay County, GA | $100 | $810 | $910 | $589 | $689 | $221 |
| Columbia, AL | $700 | $771 | $1,471 | $560 | $1,260 | $211 |
| Fort Gaines, GA | $400 | $422 | $822 | $307 | $707 | $115 |
| Norman Park, GA | $700 | $810 | $1,510 | $589 | $1,289 | $221 |
| Pavo-Barwick, GA | $400 | $704 | $1,104 | $512 | $912 | $193 |
| Malone, FL | $2,000 | $949 | $2,949 | $690 | $2,690 | $259 |
| Home Insurance Company Baker County, GA | Homeowners Insurance Agency Baker County, GA | Address | Popularity Score | Distance from Baker County (miles) |
|---|---|---|---|---|
| Travelers | The Clenney Agency Inc | 514 E Crawford St, Colquitt, GA, 39837 | 19.1 | |
| Allstate | Clenney Insurance | 514 E Crawford St, Colquitt, GA, 39837 | 19.1 | |
| Liberty Mutual Independent | Fleming & Riles Insurance | 1115 W. Third Avenue, Albany, GA, 31707 | 24.8 | |
| State Farm | Melinda Taylor | Po Box 8075, Bainbridge, GA, 39818-8075 | 30.7 | |
| State Farm | Tim Thomas | 1800 North Slappey Boulevard, Albany, GA, 31701-1436 | 25.5 | |
| State Farm | Brent Chitty | 1 Long Leaf Office Park, Moultrie, GA, 31768-6781 | 42.0 | |
| Travelers | Copelan Insurance Agency Inc | 2401 N Slappey Blvd, Albany, GA, 31701 | 25.9 | |
| Travelers | Pollock Insurance Agency | 32 1st Ave Ne, Cairo, GA, 39828 | 33.8 | |
| Allstate | Southern Harvest | 2 W Broad St, Camilla, GA, 31730 | 15.8 | |
| State Farm | Andy Christo | 2402 Dawson Rd Ste 1, Albany, GA, 31707-2380 | 24.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,390 | $700 |
| Baker County, GA | $79,500 | $637 | $460 | $870 | $410 |
| Baker County, GA | $79,500 | $637 | $440 | $910 | $470 |
| Damascus, GA | $82,900 | $642 | $440 | $910 | $470 |
| Mayhaw, GA | $101,600 | $755 | $540 | $1,050 | $510 |
| Iron City, GA | $58,300 | $467 | $320 | $660 | $340 |
| Jakin, GA | $73,900 | $582 | $390 | $810 | $420 |
| Clay County, GA | $59,900 | $820 | $560 | $1,120 | $560 |
| Columbia, AL | $69,100 | $780 | $520 | $1,080 | $560 |
| Fort Gaines, GA | $53,300 | $427 | $300 | $580 | $280 |
| Norman Park, GA | $74,400 | $820 | $560 | $1,170 | $610 |
| Pavo-Barwick, GA | $94,300 | $713 | $520 | $1,010 | $490 |
| Malone, FL | $83,000 | $961 | $750 | $1,290 | $540 |