Gavop's guide to buying homeowners insurance in Huron, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $122,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $98,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $152,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $348,000 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$178 | $868 |
| Superior Protection Discount | -$105 | $942 |
| Fire & Security Discount | -$73 | $973 |
| Hail Resistant Roof Discount | -$31 | $1,015 |
| Newly Constructed Home Discount | -$251 | $795 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,488 |
| Hail Damage | $4,571 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,386 |
| Home Insurance Company Huron, CA | Homeowners Insurance Agency Huron, CA | Address | Popularity Score | Distance from Huron (miles) |
|---|---|---|---|---|
| Allstate | David Frisby | 324 W Yosemite Ave, Madera, CA, 93637 | 48.7 | |
| Farmers | Yesenia Madrid | 334 Shaw Ave Ste 105, Clovis, CA, 93612 | 43.9 | |
| State Farm | Jack Franks | 964 Pollasky Avenue, Clovis, CA, 93612-2269 | 44.6 | |
| State Farm | Karen Barry-Ennis | 1205 E Olive Ave, Fresno, CA, 93728-3608 | 38.4 | |
| Travelers | Reedley Insurance Agency | 1146 G St, Reedley, CA, 93654 | 42.9 | |
| Farmers | Miguel Flores | 4757 W Spruce Ave Ste 102, Fresno, CA, 93722 | 42.1 | |
| Farmers | Phu Duong | 1477 E Shaw Ave Ste 101k, Fresno, CA, 93710 | 42.4 | |
| State Farm | Tom Kulikov | 395 E Elm Ave Ste C, Coalinga, CA, 93210-2149 | 16.7 | |
| Travelers | Agri-Center Insurance Agency | 1300 W Shaw Ave Ste 1a, Fresno, CA, 93711 | 41.2 | |
| State Farm | Justin Mosley | 991 N Blackstone St, Tulare, CA, 93274-7377 | 42.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Fresno County, CA | $220,600 | $658 | $490 | $890 | $400 |
| Huron, CA | $120,100 | $1,046 | $770 | $1,420 | $650 |
| Kings County, CA | $185,600 | $614 | $450 | $840 | $390 |
| Caruthers, CA | $164,100 | $604 | $450 | $820 | $370 |
| San Joaquin, CA | $120,000 | $539 | $400 | $730 | $330 |
| Monmouth, CA | $156,300 | $594 | $440 | $810 | $370 |
| Traver, CA | $106,900 | $516 | $380 | $700 | $320 |
| London, CA | $102,200 | $508 | $380 | $690 | $310 |
| Sanger, CA | $255,400 | $705 | $520 | $960 | $440 |
| Sultana, CA | $68,600 | $438 | $320 | $600 | $280 |
| Orosi, CA | $131,600 | $967 | $720 | $1,310 | $590 |