How Can I Make My Pullman, WA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Pullman, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Pullman, WA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $107,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $236,000 | $210,000 | $250,000-$300,000 |
| 4 Bedroom | $188,000 | $150,000 | $200,000-$250,000 |
| 5 Bedroom | $431,500 | $350,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Pullman, WA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $593 |
| Superior Protection Discount | -$72 | $650 |
| Fire & Security Discount | -$65 | $658 |
| Hail Resistant Roof Discount | -$22 | $701 |
| Newly Constructed Home Discount | -$210 | $513 |
Choose the Right Deductible for your Pullman, WA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Whitman County | $2,500 | $670 | $3,170 | $487 | $2,987 | $183 |
| Pullman, WA | $2,000 | $714 | $2,714 | $519 | $2,519 | $195 |
| Genesee, ID | $500 | $618 | $1,118 | $449 | $949 | $169 |
| West Clarkston-Highland, WA | $2,000 | $606 | $2,606 | $440 | $2,440 | $165 |
| Clarkston, WA | $500 | $598 | $1,098 | $435 | $935 | $163 |
| Lapwai, ID | $2,000 | $453 | $2,453 | $330 | $2,330 | $124 |
| Leland, ID | $200 | $588 | $788 | $427 | $627 | $161 |
| Tensed, ID | $2,000 | $556 | $2,556 | $404 | $2,404 | $152 |
| Asotin, WA | $400 | $734 | $1,134 | $533 | $933 | $201 |
| Orofino, ID | $2,000 | $522 | $2,522 | $379 | $2,379 | $143 |
| Spangle, WA | $400 | $571 | $971 | $415 | $815 | $156 |
Identify Top Home Insurance Agents near Pullman, WA | Back to Top
| Home Insurance Company Pullman, WA | Homeowners Insurance Agency Pullman, WA | Address | Popularity Score | Distance from Pullman (miles) |
|---|---|---|---|---|
| State Farm | Chris Kuennen | 493 N Grand Ave Ste B, Pullman, WA, 99163-3155 | 0.6 | |
| Farmers | Timothy Paul | 325 S Grand Ave, Pullman, WA, 99163 | 0.1 | |
| Farmers | Jay Okeefe | 744 5th St Ste 101, Clarkston, WA, 99403 | 22.6 | |
| State Farm | Shauna Besaw | 825 6th St, Clarkston, WA, 99403-2002 | 22.7 | |
| Allstate | Associated Agcy Grp | 402 S Main St, Colfax, WA, 99111 | 13.4 | |
| Allstate | Hub Intl Northwest | S 375 Grand Ave, Pullman, WA, 99163 | 0.1 | |
| Liberty Mutual Independent | Hub International Northwest Llc | S. 415 Main Colfax, Pullman, WA, 99111 | 0.1 | |
| Travelers | Pencor Northwest Inc | 2620 S Grand Ave, Pullman, WA, 99163 | 1.5 | |
| State Farm | Bette Lou Crothers | 201 E Main St, Dayton, WA, 99328-1352 | 47.2 | |
| Liberty Mutual Independent | Hub International Northwest Llc | 415 S Main St, Colfax, WA, 99111 | 13.4 |
Compare Rates for Pullman, WA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $540 | $1,150 | $610 |
| Whitman County, WA | $199,400 | $678 | $470 | $960 | $490 |
| Pullman, WA | $235,700 | $723 | $500 | $1,030 | $530 |
| Genesee, ID | $176,200 | $626 | $450 | $860 | $410 |
| West Clarkston-Highland, WA | $172,000 | $613 | $440 | $850 | $410 |
| Clarkston, WA | $166,700 | $605 | $410 | $850 | $440 |
| Lapwai, ID | $94,000 | $459 | $310 | $660 | $350 |
| Leland, ID | $155,600 | $595 | $430 | $830 | $400 |
| Tensed, ID | $137,500 | $563 | $390 | $810 | $420 |
| Asotin, WA | $233,900 | $743 | $510 | $1,060 | $550 |
| Orofino, ID | $120,800 | $528 | $390 | $740 | $350 |
| Spangle, WA | $127,100 | $578 | $400 | $830 | $430 |
Research Home Insurance Companies Reviews in Pullman, WA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 26, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
We probably have a little higher deductible because that keeps the premium down somewhat but we try to keep that in balance so it's not a huge hit if we need something taken care of.
Date: September 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
This deductible was quite good to me and I compared it to all of the other companies and this one was the best.
Date: September 07, 2019 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
I would rate the customer service as a 5. They have always been very rapid in responding and taking care of various issues ranging from roof damage from a storm to downed trees to property damages.
Date: April 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
My friend is my State Farm agent, so he takes extra special care of me, consistently checking in and making sure that I have a low rate and am maximizing my savings.
Allstate Home Insurance Reviews
Date: December 31, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
I feel that the company that we have does the same type of coverage, but with a higher rate of monthly premiums compared to other companies.
Date: October 25, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
I like all the aspect that it has and all its functions, They are good people, honest and very good.. I do not like that sometimes they are difficult when it comes to attending and fixing a problem
Farmer's Insurance Home Insurance Reviews
Date: June 20, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Premium
I Have always had a pleasant experience with my insurance company and feel that I have a competitive premium and coverage with my current provider.
Date: November 24, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
My deductible is average and decreasing over time. My premium is still the least expensive around. I check this every few years. They give me a bundled option too.
Progressive Home Insurance Reviews
Date: January 13, 2020 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I feel that the policy itself is similar to other products. I am not aware of any major differences in the policy that others offer that I do not have on mine.
Safeco Insurance Home Insurance Reviews
Date: October 21, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
The communication is done often through my insurance broker, rather than through Safeco directly. Safeco sends occasional emails and reminders though, and these have always been relevant and appropriate.
GEICO Home Insurance Reviews
Date: July 15, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
I have not priced insurance in a long time. i think it would rate around 4. I'm not totally satisfied with my home insurance policy
American Family Insurance Home Insurance Reviews
Date: May 23, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Customer Service
American Family Insurance has been a great choice for me. I have always had very good personable customer service experiences and they have always been extremely responsive.