Gavop shows you how to buy homeowners insurance in Cedar Creek-Red Rock, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Red Rock, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cedar Ln, Co Rd 229, Co Rd 250, Hill Rd, Shadow Wood Trl, Edge Mont Dr, Hart Ln, Sand Hills Rd, Co Rd 207, John F Rd | $81,500 | $70,000 | $75,000-$100,000 | $148,500 | $120,000 | $125,000-$150,000 |
| Co Rd 263, Sawmill Ct, Lois Ln, The Forest Rd, Upper Cedar Hollow Rd, Texas Oak Dr, Rio Frio Cove, S Ridge Dr, Stony Mont Dr, Alexander Rd | $135,000 | $120,000 | $150,000-$175,000 | $143,500 | $120,000 | $125,000-$150,000 |
| Goertz Dr, Co Rd 33, Mesa Dr, Rattlesnake Ln, Linum Ln, Trophy Ct, Hop Holder Ln, Stephanie Ln, Royal Rd, Oak Forest Ct | $143,500 | $120,000 | $125,000-$150,000 | $184,500 | $170,000 | $150,000-$175,000 |
| Co Rd 354, Woodcutter Ct, Still Forest Dr, Bob's Trl, Morris Ln, S Fitzwilliams Ln, Co Rd 331, Rocky Hill Dr, State Hwy 304, Tucker Ln | $124,000 | $100,000 | $100,000-$125,000 | $177,500 | $150,000 | $150,000-$175,000 |
| Hershal Ln, Riddle Rd, Co Rd 260, FM 20 Farm-To-Market Rd, Co Rd 377, John Craft Rd, Misty Ln, Red Rock Rd, Scarlet Oaks Dr, Meadow View Cove | $74,000 | $60,000 | $50,000-$75,000 | $132,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$174 | $793 |
| Superior Protection Discount | -$97 | $870 |
| Fire & Security Discount | -$68 | $899 |
| Hail Resistant Roof Discount | -$19 | $947 |
| Newly Constructed Home Discount | -$203 | $764 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bastrop County | $1,000 | $1,365 | $2,365 | $992 | $1,992 | $373 |
| Red Rock, TX | $2,500 | $955 | $3,455 | $694 | $3,194 | $261 |
| Hornsby Bend, TX | $200 | $920 | $1,120 | $668 | $868 | $251 |
| Martindale, TX | $1,000 | $983 | $1,983 | $715 | $1,715 | $269 |
| Kyle-Buda, TX | $100 | $1,424 | $1,524 | $1,034 | $1,134 | $389 |
| Bear Creek, TX | $2,500 | $2,533 | $5,033 | $1,841 | $4,341 | $692 |
| Giddings, TX | $100 | $990 | $1,090 | $720 | $820 | $271 |
| Hutto, TX | $700 | $944 | $1,644 | $686 | $1,386 | $258 |
| San Marcos, TX | $300 | $1,368 | $1,668 | $994 | $1,294 | $374 |
| Point Venture, TX | $700 | $1,879 | $2,579 | $1,366 | $2,066 | $514 |
| Thorndale, TX | $400 | $1,604 | $2,004 | $1,165 | $1,565 | $438 |
| McQueeney, TX | $2,500 | $1,665 | $4,165 | $1,210 | $3,710 | $455 |
| Home Insurance Company Red Rock, TX | Homeowners Insurance Agency Red Rock, TX | Address | Popularity Score | Distance from Red Rock (miles) |
|---|---|---|---|---|
| State Farm | Justin Meadows | 1928 S Seguin Ave Unit 106, New Braunfels, TX, 78130-3911 | 47.0 | |
| Farmers | Marcos Esparza | 301 Hesters Crossing Rd Ste 208, Round Rock, TX, 78681 | 33.1 | |
| Travelers | Watkins Insurance Group | 3834 Spicewood Springs Road Suite 100, Austin, TX, 78759 | 28.2 | |
| Farmers | Debbie Thames | 251 N Fm 1626 Bldg 2-C, Buda, TX, 78610 | 25.7 | |
| State Farm | Rosie Garcia | 2108 Hunter Rd Ste 102, San Marcos, TX, 78666-5156 | 33.4 | |
| Travelers | Eckert Insurance Group Inc | 824 W 10th St, Austin, TX, 78701 | 23.7 | |
| Allstate | Dana Spruiell | 10000 Research Blvd Ste 252, Austin, TX, 78759 | 29.5 | |
| Travelers | The Insurance Team | 117 White Oak St, Lockhart, TX, 78644 | 17.9 | |
| Farmers | Karen Tellez | 2609 Howard Ln, Austin, TX, 78728 | 30.3 | |
| Farmers | Phillip Gunter | 2201 Double Creek Dr Ste 2004, Round Rock, TX, 78664 | 32.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bastrop County, TX | $150,300 | $1,382 | $910 | $2,130 | $1,220 |
| Red Rock, TX | $146,900 | $967 | $640 | $1,490 | $850 |
| Hornsby Bend, TX | $127,800 | $931 | $610 | $1,430 | $820 |
| Martindale, TX | $116,700 | $995 | $660 | $1,530 | $870 |
| Kyle-Buda, TX | $186,100 | $1,441 | $950 | $2,220 | $1,270 |
| Bear Creek, TX | $400,000 | $2,564 | $1,690 | $3,950 | $2,260 |
| Giddings, TX | $119,500 | $1,002 | $660 | $1,540 | $880 |
| Hutto, TX | $167,200 | $956 | $630 | $1,470 | $840 |
| San Marcos, TX | $151,400 | $1,384 | $910 | $2,130 | $1,220 |
| Point Venture, TX | $230,500 | $1,902 | $1,260 | $2,930 | $1,670 |
| Thorndale, TX | $125,400 | $1,623 | $1,070 | $2,500 | $1,430 |
| McQueeney, TX | $143,600 | $1,685 | $1,110 | $2,590 | $1,480 |