Gavop's guide to buying homeowners insurance in Wind Lake, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $94,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $182,000 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $229,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $443,500 | $370,000 | $400,000-$500,000 |
| 5 Bedroom | $663,000 | $600,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $557 |
| Superior Protection Discount | -$66 | $590 |
| Fire & Security Discount | -$52 | $603 |
| Hail Resistant Roof Discount | -$13 | $642 |
| Newly Constructed Home Discount | -$190 | $465 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Racine County | $2,000 | $651 | $2,651 | $473 | $2,473 | $178 |
| Wind Lake, WI | $1,500 | $647 | $2,147 | $470 | $1,970 | $177 |
| Rochester, WI | $100 | $755 | $855 | $549 | $649 | $206 |
| Wind Point, WI | $1,500 | $772 | $2,272 | $561 | $2,061 | $211 |
| Dousman, WI | $300 | $761 | $1,061 | $553 | $853 | $208 |
| Lake Geneva, WI | $2,000 | $654 | $2,654 | $475 | $2,475 | $179 |
| Linn, WI | $300 | $813 | $1,113 | $591 | $891 | $222 |
| Wadsworth, IL | $2,500 | $1,007 | $3,507 | $732 | $3,232 | $275 |
| Harvard, IL | $200 | $640 | $840 | $465 | $665 | $175 |
| Oakwood Hills, IL | $2,000 | $859 | $2,859 | $624 | $2,624 | $235 |
| Huntley, IL | $500 | $784 | $1,284 | $570 | $1,070 | $214 |
| Garden Prairie, IL | $2,000 | $668 | $2,668 | $485 | $2,485 | $183 |
| Home Insurance Company Wind Lake, WI | Homeowners Insurance Agency Wind Lake, WI | Address | Popularity Score | Distance from Wind Lake (miles) |
|---|---|---|---|---|
| State Farm | Lisa Ramlow | 7952 Racine Ave, Wind Lake, WI, 53185-2041 | 0.5 | |
| State Farm | Bill Czaja | 411 E Main St, Waterford, WI, 53185-4307 | 4.9 | |
| Travelers | Liggett Insurance Group Ltd | 234 A Marina Court, Waterford, WI, 53185 | 4.6 | |
| State Farm | Jason Aexel | S76 W17603 Janesville Road, Muskego, WI, 53150-9298 | 6.3 | |
| State Farm | Paul Backlund | 414 Main St, Mukwonago, WI, 53149-1530 | 9.2 | |
| State Farm | Alex Toole | 7343 W Greenfield Ave, West Allis, WI, 53214-4730 | 15.5 | |
| Liberty Mutual Independent | Veitenhaus Insurance Services Inc | 4260 S Howell Ave, Milwaukee, WI, 53207 | 16.1 | |
| Travelers | American Advantage-Stoecker Agency | 5128 W Bluemound Rd Ste 202, Milwaukee, WI, 53208 | 17.4 | |
| Travelers | American Advantage - P&L Insurance Agency | S76 W18180 Janesville Road, Muskego, WI, 53150 | 6.0 | |
| Travelers | Rick D Debe Ins Agcy Of Mukwonago Inc | 121 Wolf Run Ste 2b, Mukwonago, WI, 53149 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $940 | $450 |
| Racine County, WI | $165,200 | $659 | $470 | $910 | $440 |
| Wind Lake, WI | $245,700 | $655 | $480 | $940 | $460 |
| Rochester, WI | $229,600 | $764 | $520 | $1,080 | $560 |
| Wind Point, WI | $246,300 | $781 | $570 | $1,070 | $500 |
| Dousman, WI | $235,300 | $770 | $520 | $1,070 | $550 |
| Lake Geneva, WI | $186,800 | $662 | $480 | $910 | $430 |
| Linn, WI | $288,300 | $823 | $600 | $1,180 | $580 |
| Wadsworth, IL | $285,600 | $1,019 | $740 | $1,460 | $720 |
| Harvard, IL | $114,700 | $647 | $430 | $910 | $480 |
| Oakwood Hills, IL | $190,600 | $869 | $600 | $1,190 | $590 |
| Huntley, IL | $238,000 | $794 | $550 | $1,130 | $580 |
| Garden Prairie, IL | $108,100 | $676 | $490 | $950 | $460 |