Gavop tells you how to get the best homeowners insurance in Tuscaloosa County, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $92,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $142,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $150,000 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $378,000 | $320,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$230 | $982 |
| Superior Protection Discount | -$109 | $1,104 |
| Fire & Security Discount | -$133 | $1,079 |
| Hail Resistant Roof Discount | -$36 | $1,176 |
| Newly Constructed Home Discount | -$303 | $910 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tuscaloosa County | $700 | $1,198 | $1,898 | $871 | $1,571 | $327 |
| Tuscaloosa County, AL | $2,000 | $1,198 | $3,198 | $871 | $2,871 | $327 |
| Big Sandy-Duncanville, AL | $300 | $884 | $1,184 | $642 | $942 | $241 |
| Abernant, AL | $2,000 | $934 | $2,934 | $679 | $2,679 | $255 |
| Moundville, AL | $100 | $1,050 | $1,150 | $763 | $863 | $287 |
| Pleasant Grove, AL | $2,500 | $884 | $3,384 | $642 | $3,142 | $241 |
| Pickensville, AL | $1,000 | $790 | $1,790 | $574 | $1,574 | $216 |
| Sprott, AL | $200 | $707 | $907 | $514 | $714 | $193 |
| Forkland, AL | $2,500 | $446 | $2,946 | $324 | $2,824 | $122 |
| Shelby County, AL | $200 | $1,287 | $1,487 | $935 | $1,135 | $352 |
| Brook Highland, AL | $2,500 | $994 | $3,494 | $723 | $3,223 | $272 |
| Home Insurance Company Tuscaloosa County, AL | Homeowners Insurance Agency Tuscaloosa County, AL | Address | Popularity Score | Distance from Tuscaloosa County (miles) |
|---|---|---|---|---|
| Farmers | Joseph Buff | 2236 Cahaba Valley Dr Ste 207, Birmingham, AL, 35242 | 50.0 | |
| Travelers | Lacy Grice Insurance Agency | 1917 3rd Ave S, Jasper, AL, 35501 | 40.3 | |
| State Farm | Beth Slaughter | 1810 Decatur Hwy Ste 204, Fultondale, AL, 35068-1700 | 47.5 | |
| Allstate | Eyal Ron | 3900 Montclair Rd Ste 280, Birmingham, AL, 35213 | 46.5 | |
| State Farm | Sherry Jones | 2130 Paul Bryant Dr Ste A, Tuscaloosa, AL, 35401 | 6.2 | |
| Farmers | Jerry Mcgaha | 198 Narrows Dr Ste 105, Birmingham, AL, 35242 | 49.8 | |
| State Farm | Leanne Dickinson | 200 B Y Williams Sr Dr, Midfield, AL, 35228-2221 | 37.4 | |
| Allstate | Joseph Harris | 7895 Highway 119 Ste 11, Alabaster, AL, 35007 | 40.9 | |
| State Farm | Antonette Lipscomb | 453 Green Springs Hwy, Homewood, AL, 35209-4921 | 42.4 | |
| Travelers | Trammel-Harper-Williams Inc | 2073 Valleydale Rd, Birmingham, AL, 35244 | 42.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,610 | $780 |
| Tuscaloosa County, AL | $161,700 | $1,213 | $820 | $1,710 | $890 |
| Tuscaloosa County, AL | $161,700 | $1,213 | $810 | $1,690 | $880 |
| Big Sandy-Duncanville, AL | $151,100 | $894 | $610 | $1,230 | $620 |
| Abernant, AL | $168,100 | $946 | $640 | $1,330 | $690 |
| Moundville, AL | $112,500 | $1,063 | $770 | $1,470 | $700 |
| Pleasant Grove, AL | $151,000 | $894 | $640 | $1,230 | $590 |
| Pickensville, AL | $71,900 | $800 | $580 | $1,140 | $560 |
| Sprott, AL | $60,700 | $716 | $490 | $990 | $500 |
| Forkland, AL | $29,500 | $451 | $320 | $620 | $300 |
| Shelby County, AL | $199,500 | $1,302 | $890 | $1,780 | $890 |
| Brook Highland, AL | $343,500 | $1,007 | $720 | $1,420 | $700 |