How Can I Make My Ballard County, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Ballard County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Ballard County, KY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $42,000 $40,000 $25,000-$50,000
2 Bedroom $101,000 $90,000 $75,000-$100,000
3 Bedroom $94,500 $80,000 $75,000-$100,000
4 Bedroom $214,500 $190,000 $200,000-$250,000
5 Bedroom $189,500 $150,000 $200,000-$250,000

Bundle your Ballard County, KY Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$53 $615
Home and Two Car -$107 $562
Home and Three Car -$154 $515

Choose the Right Deductible for your Ballard County, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ballard County $1,500 $661 $2,161 $480 $1,980 $181
Ballard County, KY $1,000 $661 $1,661 $480 $1,480 $181
Pulaski, IL $200 $423 $623 $307 $507 $116
Metropolis No. 1, IL $1,000 $473 $1,473 $344 $1,344 $129
Jefferson, IL $300 $613 $913 $445 $745 $167
Reidland, KY $1,000 $930 $1,930 $676 $1,676 $254
Pryorsburg, KY $200 $376 $576 $274 $474 $103
Cobden District 2, IL $1,500 $708 $2,208 $515 $2,015 $194
Southern, IL $100 $840 $940 $610 $710 $230
Carbondale, IL $1,500 $666 $2,166 $484 $1,984 $182
Marston, MO $200 $678 $878 $493 $693 $185

Identify Top Home Insurance Agents near Ballard County, KY | Back to Top

Home Insurance Company Ballard County, KY Homeowners Insurance Agency Ballard County, KY Address Popularity Score Distance from Ballard County (miles)
Travelers Morgan Trevathan & Gunn Inc 106 E 12th St, Benton, KY, 42025
38.8
Travelers Bradshaw & Weil Inc 621 Broadway St, Paducah, KY, 42001
22.7
Travelers Morgan Trevathan & Gunn Inc 106 E 12th St, Benton, KY, 42025
38.8
State Farm Phillip Azar 916 Broadway St, Paducah, KY, 42001-6810
22.5
State Farm Jim Mcpeake 3420 Lone Oak Rd Ste H, Paducah, KY, 42003-5772
18.8
State Farm Tim Britt 207 Commercial Ave, Fulton, KY, 42041-1528
38.4
State Farm Sam Miller 211 Nolan Ave, Fulton, KY, 42041-8201
37.6
State Farm Adam Ford 2601 Jackson St, Paducah, KY, 42003-3853
21.3
State Farm Susan Waldon-Denton 831 Jefferson St, Paducah, KY, 42001-6819
22.5
State Farm Shannon Brotherton 3560 Park Plaza Rd, Paducah, KY, 42001-5946
19.2

Compare Rates for Ballard County, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $610 $1,240 $630
Ballard County, KY $102,600 $669 $480 $960 $480
Ballard County, KY $102,600 $669 $490 $920 $430
Pulaski, IL $46,300 $428 $310 $600 $290
Metropolis No. 1, IL $57,000 $479 $330 $660 $330
Jefferson, IL $91,300 $620 $450 $850 $400
Reidland, KY $144,000 $941 $630 $1,340 $710
Pryorsburg, KY $24,500 $381 $260 $530 $270
Cobden District 2, IL $121,700 $717 $480 $1,020 $540
Southern, IL $179,700 $850 $600 $1,210 $610
Carbondale, IL $124,700 $674 $490 $940 $450
Marston, MO $39,000 $686 $490 $970 $480