Gavop shows you how to buy homeowners insurance in Lindenhurst, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $100,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $226,500 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $313,000 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $422,000 | $370,000 | $350,000-$400,000 |
| 5 Bedroom | $551,500 | $460,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $638 |
| Superior Protection Discount | -$68 | $691 |
| Fire & Security Discount | -$84 | $676 |
| Hail Resistant Roof Discount | -$15 | $744 |
| Newly Constructed Home Discount | -$152 | $607 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,344 |
| Hail Damage | $4,665 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,054 |
| Home Insurance Company Lindenhurst, IL | Homeowners Insurance Agency Lindenhurst, IL | Address | Popularity Score | Distance from Lindenhurst (miles) |
|---|---|---|---|---|
| State Farm | Jim Olive | 206 N Butterfield Rd, Libertyville, IL, 60048-1757 | 9.7 | |
| Allstate | Edward Litke | 609 Laurel Ave, Highland Park, IL, 60035 | 19.9 | |
| Travelers | Lakeview Insurance Agency Ltd | 3438 N. Southport Avenue, Chicago, IL, 60657 | 37.5 | |
| State Farm | Brian Shamash | 1910 1st St Ste 300, Highland Park, IL, 60035-3146 | 19.7 | |
| State Farm | Freddie Villacci Jr. | 2241 W Irving Park Road, Chicago, IL, 60618-3840 | 36.5 | |
| Liberty Mutual Independent | Wm Schwartz & Co | 108 N Milwaukee Ave, Libertyville, IL, 60048 | 10.0 | |
| Allstate | Kevin Grady | 1050 N State St # M106, Chicago, IL, 60610 | 41.1 | |
| Allstate | Gur Singh | 482 N Milwaukee Ave Ste 3, Wheeling, IL, 60090 | 19.5 | |
| Travelers | Rosenthal Brothers Inc | 740 Waukegan Rd Ste 402, Deerfield, IL, 60015 | 19.7 | |
| Travelers | Stonegate Insurance Agency Inc | 1790 Nations Dr Ste 203, Gurnee, IL, 60031 | 4.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,180 | $590 |
| Lake County, IL | $251,400 | $926 | $630 | $1,320 | $690 |
| Lindenhurst, IL | $211,300 | $759 | $550 | $1,050 | $500 |
| Gages Lake, IL | $219,000 | $769 | $550 | $1,100 | $550 |
| Wheeling, IL | $292,000 | $989 | $680 | $1,390 | $710 |
| Northbrook, IL | $517,700 | $1,221 | $870 | $1,720 | $850 |
| Huntley, IL | $238,000 | $794 | $580 | $1,140 | $560 |
| Walworth County, WI | $192,500 | $698 | $510 | $1,000 | $490 |
| Norwood Park, IL | $286,300 | $858 | $590 | $1,190 | $600 |
| Sugar Creek, WI | $191,200 | $718 | $520 | $1,020 | $500 |
| Garden Prairie, IL | $108,100 | $676 | $480 | $930 | $450 |
| Mukwonago, WI | $299,900 | $702 | $510 | $980 | $470 |
| Elm Grove, WI | $360,800 | $780 | $560 | $1,110 | $550 |