Gavop tells you how to get the best homeowners insurance in Middlebury, CT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $125,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $256,500 | $240,000 | $250,000-$300,000 |
| 3 Bedroom | $494,000 | $420,000 | $500,000-$600,000 |
| 4 Bedroom | $396,500 | $370,000 | $300,000-$350,000 |
| 5 Bedroom | $763,000 | $690,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $910 |
| Superior Protection Discount | -$106 | $952 |
| Fire & Security Discount | -$95 | $963 |
| Hail Resistant Roof Discount | -$32 | $1,026 |
| Newly Constructed Home Discount | -$212 | $846 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Haven County | $1,000 | $1,169 | $2,169 | $849 | $1,849 | $319 |
| Middlebury, CT | $2,000 | $1,045 | $3,045 | $760 | $2,760 | $286 |
| Morris, CT | $500 | $1,422 | $1,922 | $1,033 | $1,533 | $389 |
| North Haven, CT | $700 | $934 | $1,634 | $679 | $1,379 | $255 |
| Sherman, CT | $100 | $1,846 | $1,946 | $1,341 | $1,441 | $504 |
| Georgetown, CT | $700 | $2,378 | $3,078 | $1,728 | $2,428 | $650 |
| Kent, NY | $400 | $792 | $1,192 | $575 | $975 | $216 |
| Putnam County, NY | $2,000 | $1,368 | $3,368 | $994 | $2,994 | $374 |
| Poquott, NY | $100 | $2,530 | $2,630 | $1,839 | $1,939 | $691 |
| Wappinger, NY | $700 | $905 | $1,605 | $657 | $1,357 | $247 |
| Glenville, CT | $300 | $2,534 | $2,834 | $1,842 | $2,142 | $693 |
| Sleepy Hollow, NY | $700 | $841 | $1,541 | $611 | $1,311 | $230 |
| Home Insurance Company Middlebury, CT | Homeowners Insurance Agency Middlebury, CT | Address | Popularity Score | Distance from Middlebury (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Chittenden Group | 327 Church St, Naugatuck, CT, 6770 | 4.2 | |
| Travelers | Milburn Insurance Group Llc | 750 Straits Tpke Ste 2f, Middlebury, CT, 6762 | 2.0 | |
| Travelers | Colonair Insurance Agency Llc | 318 Main Street, Oakville, CT, 6779 | 4.8 | |
| State Farm | Mark Shumilla Casl, Clu, Chfc | 551 Wolcott Street, Waterbury, CT, 06705-1323 | 6.1 | |
| State Farm | Tim Angiolini | 756 Thomaston Rd, Watertown, CT, 06795-1524 | 6.9 | |
| State Farm | Tom Huse | 36 Mill Plain Rd Ste 201, Danbury, CT, 06811-5111 | 21.6 | |
| Travelers | Em Agency | 272 Meriden Rd Ste 2w, Waterbury, CT, 6705 | 6.2 | |
| Liberty Mutual Independent | W J Burton Insurance Agency | One Sherman Hill Road , Woodbury, CT, 6798 | 4.2 | |
| Nationwide | Joann P. Belfiore | 36a Padanaram Rd, Danbury, CT, 06811-4824 | 19.1 | |
| Liberty Mutual Independent | W J Burton Insurance Agency | One Sherman Hill Rd, Woodbury, CT, 6798 | 4.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $850 | $1,720 | $870 |
| New Haven County, CT | $244,400 | $1,183 | $860 | $1,640 | $780 |
| Middlebury, CT | $355,400 | $1,058 | $710 | $1,450 | $740 |
| Morris, CT | $339,000 | $1,439 | $990 | $2,000 | $1,010 |
| North Haven, CT | $299,000 | $946 | $670 | $1,300 | $630 |
| Sherman, CT | $455,800 | $1,868 | $1,340 | $2,670 | $1,330 |
| Georgetown, CT | $675,800 | $2,407 | $1,610 | $3,300 | $1,690 |
| Kent, NY | $285,900 | $801 | $550 | $1,110 | $560 |
| Putnam County, NY | $357,700 | $1,384 | $1,010 | $1,950 | $940 |
| Poquott, NY | $564,400 | $2,561 | $1,720 | $3,610 | $1,890 |
| Wappinger, NY | $278,500 | $916 | $670 | $1,250 | $580 |
| Glenville, CT | $760,300 | $2,565 | $1,820 | $3,670 | $1,850 |
| Sleepy Hollow, NY | $634,000 | $852 | $590 | $1,220 | $630 |