How Can I Make My Aiken, SC Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Aiken, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Aiken, SC Home Insurance Coverage Levels | Back to Top
| Aiken, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Colleton Ave SW, Abbeville Ave NE, Parkway S, Willis Hill Rd, Pineland Ter, State Hwy 780, Chesterfield St S, Landing Dr, Marion St SE, Cherry Hills Dr | $198,000 | $170,000 | $200,000-$250,000 | $148,000 | $140,000 | $125,000-$150,000 |
| Watsonia Dr, Roundstone Way, Aumond Pl, Co Hwy 354, Old Powderhouse Rd, Martin St, Richland Ave E, Richardson's Lake Rd, Hilton St, Brashum Rd | $138,500 | $110,000 | $125,000-$150,000 | $85,500 | $80,000 | $75,000-$100,000 |
| Berkley St SE, Gooseberry Ct, Lundee Ct, Daja Dr, Honeysuckle Ct, Co Hwy 90, Dexter St, Green Hill Rd, Ridge Ave NW, Southwood Ct | $125,500 | $110,000 | $100,000-$125,000 | $86,000 | $70,000 | $75,000-$100,000 |
| Co Hwy 277, Locke Ln, Dumbridge Rd, Hartford Ct, Sundy Ave, State Hwy 1154, Co Hwy 138, Freiday Ln, Hunters Run Dr, Barway Dr | $64,500 | $60,000 | $50,000-$75,000 | $52,000 | $40,000 | $25,000-$50,000 |
| Fifth Ave, State Hwy 912, Shiloh Heights Rd, Currycomb Dr, Florence St SW, A P Nevins St, Co Hwy 29, Co Hwy 2209, Montmorenci Rd, Co Hwy 15 | $121,000 | $110,000 | $125,000-$150,000 | $88,000 | $80,000 | $50,000-$75,000 |
| Ester Dr, Pebble Ln, Stono Ct, Sand River Ct, Baker St, Joyce St, Summerall Ct, Birch Tree Cir, Seneca Ave, Troy Ln | $120,000 | $110,000 | $100,000-$125,000 | $106,000 | $90,000 | $100,000-$125,000 |
| North Carolina Ave, Kershaw St SE, Bolton Ct, Parsons Ln, Magnolia Lake Ct SW, Sherry Dr, Pineview Dr, Summit Dr, Staubes Ln, Co Hwy 150 | $86,500 | $80,000 | $75,000-$100,000 | $60,500 | $50,000 | $50,000-$75,000 |
| S Boundary Ave SW, State Hwy 1268, Thomas St, State Hwy 77, Kathryn St, Varden Dr, Glider Ct, Powell St, Small Wood Ln, Seastrunk St | $139,500 | $130,000 | $100,000-$125,000 | $92,500 | $80,000 | $75,000-$100,000 |
| Mill St, Laurel Ave, Riverbirch Dr, Village West Ln, Jerrys Folly Rd, Wilds Ave, Stable Dr, Morgan St NW, Valley Green Dr SW, Indian Springs Rd | $103,500 | $90,000 | $100,000-$125,000 | $127,000 | $120,000 | $100,000-$125,000 |
| Howard Fudge Trl, Chinaberry St, Saddlejump Pl, Wadley Dr, Golden Bridge Ct, Douglas Dr, Hemlock Dr, Interlachen Ct E, E Hedge Rd, Co Hwy 93 | $158,000 | $130,000 | $175,000-$200,000 | $84,000 | $70,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Aiken, SC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $813 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$68 | $900 |
| Hail Resistant Roof Discount | -$29 | $939 |
| Newly Constructed Home Discount | -$281 | $687 |
Choose the Right Deductible for your Aiken, SC Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Aiken County | $1,000 | $871 | $1,871 | $633 | $1,633 | $238 |
| Aiken, SC | $700 | $956 | $1,656 | $695 | $1,395 | $261 |
| Aiken County, SC | $100 | $871 | $971 | $633 | $733 | $238 |
| Ridge Spring, SC | $1,000 | $583 | $1,583 | $424 | $1,424 | $159 |
| Batesburg-Leesville, SC | $100 | $792 | $892 | $576 | $676 | $216 |
| Parksville, SC | $2,500 | $600 | $3,100 | $436 | $2,936 | $164 |
| Millett, SC | $100 | $311 | $411 | $226 | $326 | $85 |
| McCormick County, SC | $2,500 | $665 | $3,165 | $483 | $2,983 | $182 |
| South Congaree, SC | $100 | $851 | $951 | $618 | $718 | $232 |
| Promised Land, SC | $2,500 | $450 | $2,950 | $327 | $2,827 | $123 |
| Little Mountain, SC | $300 | $1,141 | $1,441 | $829 | $1,129 | $312 |
| Newberry County, SC | $1,500 | $660 | $2,160 | $480 | $1,980 | $180 |
Identify Top Home Insurance Agents near Aiken, SC | Back to Top
| Home Insurance Company Aiken, SC | Homeowners Insurance Agency Aiken, SC | Address | Popularity Score | Distance from Aiken (miles) |
|---|---|---|---|---|
| Travelers | Gmm Insurance | 115-A Library Hill Ln, Lexington, SC, 29072 | 40.9 | |
| Allstate | Andrew Siders | 556 Silver Bluff Rd, Aiken, SC, 29803 | 4.7 | |
| State Farm | Jimmy Rooney | 1820 Jefferson Davis Hwy, Graniteville, SC, 29829-4032 | 5.2 | |
| Allstate | Walker Crosby | 1890 Huntsman Dr, Aiken, SC, 29803 | 3.8 | |
| Travelers | Independent Insurance Brokers Inc | 7321 St Andrews Rd Ste D, Irmo, SC, 29063 | 47.6 | |
| Allstate | Melissa Moski | 1032 Richland Ave W, Aiken, SC, 29801 | 1.7 | |
| State Farm | Liz Portee | 1907 Sunset Blvd, West Columbia, SC, 29169-5931 | 47.6 | |
| Travelers | Huckaby & Associates | 410 Evelyn Dr, Columbia, SC, 29210 | 48.5 | |
| Allstate | Lavone Roberson | 111a Ivy Park Ln, Lexington, SC, 29072 | 40.4 | |
| Allstate | Bill Ellenberg | 425a Calhoun Ave, Greenwood, SC, 29649 | 48.6 |
Compare Rates for Aiken, SC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $720 | $1,390 | $670 |
| Aiken County, SC | $135,900 | $881 | $640 | $1,220 | $580 |
| Aiken, SC | $152,100 | $968 | $660 | $1,370 | $710 |
| Aiken County, SC | $135,900 | $881 | $590 | $1,240 | $650 |
| Ridge Spring, SC | $85,900 | $590 | $420 | $830 | $410 |
| Batesburg-Leesville, SC | $89,500 | $802 | $550 | $1,140 | $590 |
| Parksville, SC | $88,200 | $607 | $440 | $840 | $400 |
| Millett, SC | $51,800 | $315 | $210 | $450 | $240 |
| McCormick County, SC | $116,600 | $673 | $480 | $930 | $450 |
| South Congaree, SC | $126,200 | $861 | $620 | $1,210 | $590 |
| Promised Land, SC | $68,500 | $455 | $310 | $620 | $310 |
| Little Mountain, SC | $181,800 | $1,155 | $770 | $1,640 | $870 |
| Newberry County, SC | $99,700 | $668 | $460 | $950 | $490 |
Research Home Insurance Companies Reviews in Aiken, SC Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: July 28, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
it was very talent and unique insurance company. i really satisfied with the claims and reviews. it will be more benefits for us compared to other insurance company. i really enjoyedabout the insurance.
GEICO Home Insurance Reviews
Date: October 21, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
We searched for a while when it came to our policy and found the Geico was the cheapest for our area. They are quick to respond as well.