Gavop's guide to buying homeowners insurance in Blountstown, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $104,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $110,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $147,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $184,000 | $160,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $759 |
| Home and Two Car | -$142 | $692 |
| Home and Three Car | -$192 | $642 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,392 |
| Hail Damage | $4,853 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,556 |
| Home Insurance Company Blountstown, FL | Homeowners Insurance Agency Blountstown, FL | Address | Popularity Score | Distance from Blountstown (miles) |
|---|---|---|---|---|
| Allstate | Mark S. Mckinney | 3009 Highway 77 Ste M, Panama City, FL, 32405 | 35.0 | |
| Liberty Mutual Independent | Fda Services Inc | 1113 E Tennessee St #200, Tallahassee, FL, 32308 | 50.1 | |
| Liberty Mutual Independent | Fda Services Inc | 1113 E Tennessee St Ste 200, Tallahassee, FL, 32308 | 50.0 | |
| Allstate | Webb Rowan | 923 W Jefferson St, Quincy, FL, 32351 | 33.9 | |
| Travelers | Brad Burns Insurance | 2069 N Monroe St, Tallahassee, FL, 32303 | 48.9 | |
| Travelers | Ard Insurance Llc | 2620-4 West Tennessee Street, Tallahassee, FL, 32304 | 45.9 | |
| State Farm | Eric Taylor | 35 E Washington St, Chattahoochee, FL, 32324-1540 | 27.6 | |
| GEICO | Jim Smith | 313 North Monroe Street Suite 102, Tallahassee, FL, 32301 | 49.1 | |
| Allstate | Arnold Waters | 1907 N Monroe St, Tallahassee, FL, 32303 | 49.1 | |
| Liberty Mutual Independent | Rogers Gunter Vaughn Ins Inc | 2069 N Monroe St, Tallahassee, FL, 32303 | 48.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Calhoun County, FL | $80,000 | $790 | $620 | $1,060 | $440 |
| Blountstown, FL | $87,700 | $834 | $650 | $1,120 | $470 |
| Alford, FL | $105,100 | $1,111 | $870 | $1,490 | $620 |
| Cypress, FL | $86,800 | $829 | $650 | $1,110 | $460 |
| Jackson County, FL | $94,900 | $1,000 | $780 | $1,340 | $560 |
| Bay County, FL | $166,400 | $1,372 | $1,070 | $1,840 | $770 |
| Springfield, FL | $105,500 | $792 | $620 | $1,060 | $440 |
| Wausau, FL | $80,400 | $943 | $740 | $1,260 | $520 |
| Franklin County, FL | $135,300 | $935 | $730 | $1,250 | $520 |
| Northwest Leon, FL | $158,700 | $1,472 | $1,150 | $1,970 | $820 |
| Tallahassee Central, FL | $144,000 | $1,374 | $1,070 | $1,840 | $770 |
| Bonifay, FL | $109,800 | $813 | $630 | $1,090 | $460 |