Gavop shows you how to buy homeowners insurance in Howard, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Howard, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Crestrose Cir, Montgomery Rd, Chapel Rd, Co Rd 16, Kirk Rd, Eastway Ct, Mohican St, Co Rd 33, Twp Hwy 223, Twp Hwy 318 | $86,500 | $80,000 | $75,000-$100,000 | $225,000 | $190,000 | $200,000-$250,000 |
| North Aly, Mansfield Rd, Twp Hwy 291, E Vine St, Twp Hwy 225, Bridge St, Floral Valley Dr E, Stacy Dr, Glenmick St, King Beach Dr | $167,500 | $150,000 | $175,000-$200,000 | $232,500 | $220,000 | $200,000-$250,000 |
| W Church St, Twp Hwy 310, Heaton, McIntosh Dr, Twp Hwy 278, Fairway Dr, King Rd, Twp Hwy 502, Cornish Rd, King Beach Ct | $227,000 | $200,000 | $250,000-$300,000 | $223,000 | $190,000 | $200,000-$250,000 |
| Weber Rd, Hazlett Rd, Twp Rd 336, Armstrong Rd, Twp Hwy 512, Eastern Star Rd, Hall Dr, Twp Hwy 246, Northern Spy Cir, Valleyview Ct | $119,000 | $100,000 | $125,000-$150,000 | $216,500 | $180,000 | $200,000-$250,000 |
| Valley Brook Cir, Twp Hwy 293, Hazel Dell Rd, Tiger Valley Rd, Co Rd 55, Danville Jelloway Rd, Buckeye Rd, Black Rd, Grand Ridge Ct, Twp Hwy 237 | $180,000 | $170,000 | $150,000-$175,000 | $250,500 | $220,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $625 |
| Home and Two Car | -$117 | $570 |
| Home and Three Car | -$172 | $515 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,537 |
| Hail Damage | $4,853 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,386 |
| Home Insurance Company Howard, OH | Homeowners Insurance Agency Howard, OH | Address | Popularity Score | Distance from Howard (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Buckeye Benefit Consulting | 1857 Northwest Blvd, Columbus, OH, 43212 | 47.9 | |
| State Farm | Barth Snyder | 116 N Union St, Loudonville, OH, 44842-1369 | 15.8 | |
| Erie | Madison Collins Stephens Inc. | 1684 Venture Drive Suite E, Mount Vernon, OH, 43050 | 5.9 | |
| State Farm | Debbie Montgomery | 1880 Schrock Rd, Columbus, OH, 43229-1563 | 39.9 | |
| State Farm | Tony Adams | 1248 W Main St, Newark, OH, 43055-2004 | 26.4 | |
| State Farm | Rick Luman | 1038 Linden Ave, Zanesville, OH, 43701-3051 | 36.6 | |
| Allstate | Bruce Davis | 864 Ashland Rd, Mansfield, OH, 44905 | 25.6 | |
| State Farm | Kris Brechler | 700 N Main St, Mount Vernon, OH, 43050-1720 | 8.3 | |
| State Farm | Don White | 309 Coshocton Ave, Mount Vernon, OH, 43050-2631 | 7.7 | |
| Allstate | Jobes Ins Agy Llc | 482 Harcourt Rd, Mount Vernon, OH, 43050 | 9.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,000 | $490 |
| Knox County, OH | $138,900 | $698 | $480 | $1,000 | $520 |
| Howard, OH | $147,800 | $687 | $500 | $980 | $480 |
| Granville, OH | $293,200 | $824 | $570 | $1,160 | $590 |
| Hebron, OH | $100,800 | $626 | $420 | $860 | $440 |
| Glenford, OH | $94,100 | $607 | $430 | $830 | $400 |
| Huber Ridge, OH | $127,200 | $694 | $480 | $980 | $500 |
| New London, OH | $96,300 | $614 | $440 | $880 | $440 |
| Navarre, OH | $93,400 | $605 | $410 | $830 | $420 |
| Marble Cliff, OH | $580,700 | $1,830 | $1,300 | $2,580 | $1,280 |
| Massillon, OH | $98,000 | $808 | $590 | $1,120 | $530 |
| Lawrence, OH | $150,800 | $693 | $490 | $990 | $500 |
| Morral, OH | $81,700 | $570 | $390 | $800 | $410 |