Gavop's guide to buying homeowners insurance in Carroll County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $100,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $180,500 | $150,000 | $200,000-$250,000 |
| 4 Bedroom | $287,000 | $260,000 | $300,000-$350,000 |
| 5 Bedroom | $424,500 | $400,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $684 |
| Superior Protection Discount | -$82 | $741 |
| Fire & Security Discount | -$91 | $733 |
| Hail Resistant Roof Discount | -$25 | $799 |
| Newly Constructed Home Discount | -$173 | $651 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Carroll County | $2,500 | $814 | $3,314 | $591 | $3,091 | $222 |
| Carroll County, GA | $1,500 | $814 | $2,314 | $591 | $2,091 | $222 |
| Winston, GA | $500 | $834 | $1,334 | $606 | $1,106 | $228 |
| Buchanan, GA | $1,000 | $635 | $1,635 | $461 | $1,461 | $174 |
| Rockmart, GA | $300 | $694 | $994 | $504 | $804 | $190 |
| Luthersville, GA | $1,000 | $651 | $1,651 | $473 | $1,473 | $178 |
| Fayette County, GA | $500 | $1,163 | $1,663 | $845 | $1,345 | $318 |
| Forest Park, GA | $1,000 | $825 | $1,825 | $599 | $1,599 | $225 |
| Irondale, GA | $100 | $633 | $733 | $460 | $560 | $173 |
| Conley, GA | $2,000 | $810 | $2,810 | $589 | $2,589 | $221 |
| Lovejoy, GA | $300 | $639 | $939 | $464 | $764 | $175 |
| Chamblee-Doraville, GA | $2,000 | $1,523 | $3,523 | $1,106 | $3,106 | $416 |
| Home Insurance Company Carroll County, GA | Homeowners Insurance Agency Carroll County, GA | Address | Popularity Score | Distance from Carroll County (miles) |
|---|---|---|---|---|
| Travelers | Haven Insurance Group | 2345 Nesbitt Dr, Atlanta, GA, 30319 | 47.4 | |
| Travelers | Alliance Insurance | 160 Us Highway 27, Bremen, GA, 30110 | 8.7 | |
| State Farm | Nicole Williams | 857 Collier Rd Nw Ste 5a, Atlanta, GA, 30318-2544 | 41.5 | |
| Travelers | Citywide Insurance Agency Inc | 1675 Cumberland Pkwy. Ste 302, Smyrna, GA, 30080 | 38.6 | |
| Allstate | Ryan Rice | 7421 Douglas Blvd Ste B, Douglasville, GA, 30135 | 20.6 | |
| State Farm | Tony Brewer | 1133 N Park St, Carrollton, GA, 30117-2228 | 1.3 | |
| State Farm | Bonnie Bliss | 701 Whitlock Ave Sw Ste J44, Marietta, GA, 30064-4658 | 38.8 | |
| State Farm | Stephen Cole | 130 Allen Rd Ste E, Atlanta, GA, 30328-6226 | 46.2 | |
| Liberty Mutual Independent | Sovereign Risk Solutions | 1640 Powers Ferry Road Se 1640 Powers Ferry Road Se , Marietta, GA, 30067 | 42.0 | |
| State Farm | Tim Marting | 905 Senoia Rd, Tyrone, GA, 30290-2065 | 28.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,400 | $720 |
| Carroll County, GA | $119,600 | $824 | $590 | $1,160 | $570 |
| Carroll County, GA | $119,600 | $824 | $600 | $1,170 | $570 |
| Winston, GA | $156,500 | $844 | $610 | $1,200 | $590 |
| Buchanan, GA | $90,600 | $643 | $460 | $910 | $450 |
| Rockmart, GA | $101,500 | $702 | $510 | $1,000 | $490 |
| Luthersville, GA | $106,800 | $659 | $480 | $940 | $460 |
| Fayette County, GA | $255,300 | $1,177 | $790 | $1,640 | $850 |
| Forest Park, GA | $58,300 | $835 | $600 | $1,160 | $560 |
| Irondale, GA | $90,400 | $641 | $440 | $880 | $440 |
| Conley, GA | $63,800 | $820 | $560 | $1,160 | $600 |
| Lovejoy, GA | $91,300 | $646 | $460 | $920 | $460 |
| Chamblee-Doraville, GA | $362,300 | $1,541 | $1,120 | $2,190 | $1,070 |