Gavop shows you how to buy homeowners insurance in Gilpin County, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Gilpin County, CO - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Missouri Flats Rd, W 1st High St, on A Hill Rd, Tolland Rd, Sierra Timber Rd, Ray Smith Rd, Juniper Cirlce, Co Rd 9, Rangeview Dr, Moss Rock Pl | $258,000 | $230,000 | $250,000-$300,000 | $391,000 | $310,000 | $350,000-$400,000 |
| Spring St, Easy St, Windsong Trl, Irene St, Lodge Pole Way, Upper Moon Gulch Rd, Rd 11 C, Pinon Creek, Golden Dollar Dr, Wondertrail Rd | $234,000 | $210,000 | $200,000-$250,000 | $339,000 | $310,000 | $350,000-$400,000 |
| Atlantis Rd, Chalet Dr, E 1st High St, Quartz Valley Rd, W High St, Mountain View Rd, Rangeview Ct, Church St, Co Rd 8, Cleaveland Pl | $225,000 | $190,000 | $200,000-$250,000 | $276,500 | $220,000 | $250,000-$300,000 |
| Hacker Dr, Forest Hill Rd, Jake Dr, Glen Mawr Dr, Pineridge Rd, Muskrat Rd, Dakota Ridge Rd, Gilpin Rd, Badger Rd, Bristlecone Way | $282,000 | $240,000 | $250,000-$300,000 | $290,500 | $270,000 | $250,000-$300,000 |
| Meadowlake Dr, E Portal Rd, Old Stagecoach Trl, Mountain Base Rd, Mammoth View Ln, Eureka St, Service Berry Ln, State Hwy 72, Patricia Rd, Co Rd 12 | $196,500 | $170,000 | $150,000-$175,000 | $292,000 | $250,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$94 | $955 |
| Home and Two Car | -$168 | $881 |
| Home and Three Car | -$262 | $787 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gilpin County | $2,000 | $1,037 | $3,037 | $753 | $2,753 | $283 |
| Gilpin County, CO | $1,000 | $1,037 | $2,037 | $753 | $1,753 | $283 |
| Georgetown, CO | $200 | $1,320 | $1,520 | $959 | $1,159 | $361 |
| Fairmount, CO | $2,000 | $1,067 | $3,067 | $776 | $2,776 | $292 |
| Wheat Ridge, CO | $500 | $1,325 | $1,825 | $963 | $1,463 | $362 |
| Morrison, CO | $2,500 | $2,243 | $4,743 | $1,630 | $4,130 | $613 |
| Lyons, CO | $200 | $2,140 | $2,340 | $1,555 | $1,755 | $585 |
| Grand Lake, CO | $100 | $1,538 | $1,638 | $1,118 | $1,218 | $420 |
| Englewood, CO | $700 | $1,233 | $1,933 | $896 | $1,596 | $337 |
| Commerce City, CO | $200 | $1,217 | $1,417 | $885 | $1,085 | $333 |
| Home Insurance Company Gilpin County, CO | Homeowners Insurance Agency Gilpin County, CO | Address | Popularity Score | Distance from Gilpin County (miles) |
|---|---|---|---|---|
| State Farm | Pamela Buckland | 6600 S Broadway, Centennial, CO, 80121-2308 | 34.1 | |
| State Farm | Mike Gibbs | 3140 S Parker Rd, Aurora, CO, 80014 | 38.8 | |
| Travelers | Alliance Insurance Services | 5440 Ward Rd #215 , Arvada, CO, 80002 | 21.3 | |
| State Farm | Tony Schwappach | 1600 38th St Ste 101, Boulder, CO, 80301-2610 | 18.4 | |
| State Farm | Greta Thomsen | 14700 W 66th Pl Unit 11, Arvada, CO, 80004-1066 | 19.7 | |
| Liberty Mutual Independent | Richards Seeley & Schaefer I | 3640 W 112th Ave, Westminster, CO, 80031 | 26.5 | |
| Allstate | Mitch Mccloskey | 1040 S Gaylord St Ste 203, Denver, CO, 80209 | 32.2 | |
| State Farm | Helen Wagner | 5360 Arapahoe Ave Ste A1, Boulder, CO, 80303-8105 | 19.2 | |
| Allstate | Hafedh Ferjani | 1642 S Parker Rd Ste 207, Denver, CO, 80231 | 36.3 | |
| Travelers | Professional Financial Specialists Inc | 4735 Walnut St 4735 Walnut St, Boulder, CO, 80301 | 18.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Gilpin County, CO | $301,700 | $1,049 | $730 | $1,370 | $640 |
| Gilpin County, CO | $301,700 | $1,049 | $730 | $1,370 | $640 |
| Georgetown, CO | $244,700 | $1,336 | $940 | $1,750 | $810 |
| Fairmount, CO | $432,200 | $1,080 | $760 | $1,410 | $650 |
| Wheat Ridge, CO | $306,900 | $1,341 | $940 | $1,760 | $820 |
| Morrison, CO | $476,900 | $2,270 | $1,590 | $2,970 | $1,380 |
| Lyons, CO | $462,100 | $2,166 | $1,520 | $2,840 | $1,320 |
| Grand Lake, CO | $330,000 | $1,557 | $1,090 | $2,040 | $950 |
| Englewood, CO | $266,100 | $1,248 | $870 | $1,640 | $770 |
| Commerce City, CO | $258,500 | $1,232 | $860 | $1,610 | $750 |