How Can I Make My Northfield, MN Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Northfield, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Northfield, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $76,500 $70,000 $50,000-$75,000
2 Bedroom $152,000 $130,000 $125,000-$150,000
3 Bedroom $234,000 $210,000 $250,000-$300,000
4 Bedroom $316,500 $260,000 $250,000-$300,000
5 Bedroom $386,500 $340,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Northfield, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$128 $725
Superior Protection Discount -$77 $776
Fire & Security Discount -$94 $759
Hail Resistant Roof Discount -$17 $836
Newly Constructed Home Discount -$188 $665

Choose your Northfield, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,914
Physical Damage $2,319
Hail Damage $4,948
Wind Damage $6,496
Expensive Claims
Fire $42,442
Smoke $16,386

Identify Top Home Insurance Agents near Northfield, MN | Back to Top

Home Insurance Company Northfield, MN Homeowners Insurance Agency Northfield, MN Address Popularity Score Distance from Northfield (miles)
Allstate Charley Bradley 12200 Middle Set Rd Ste 200, Eden Prairie, MN, 55344
30.4
Travelers Miller-Hartwig Insurance 20960 Holyoke Ave, Lakeville, MN, 55044
13.6
State Farm Mark Quinnell 107 3rd St W, Northfield, MN, 55057-2037
0.4
State Farm Brett Mcsparron 15030 Glazier Ave Ste 100, Apple Valley, MN, 55124-7810
19.3
State Farm Joan Roisum 7300 France Ave S Ste 220, Edina, MN, 55435-4542
29.7
Liberty Mutual Independent Northfield Insurance Agency Inc 711 Division St S, Northfield, MN, 55057
0.6
Farmers Brett Peterson 14555 S Robert Trl Ste 105, Rosemount, MN, 55068
19.6
State Farm Brian Youmans 6175 Cahill Ave Ste 106, Inver Grove, MN, 55076-1527
28.5
State Farm Maggie Suby 1570 Century Pt Ste 100, Eagan, MN, 55121-1927
26.2
State Farm Jim Kalkes 1870 50th St E Ste 4, Inver Grove, MN, 55077-1270
29.5

Compare Rates for Northfield, MN Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $850 $1,630 $780
Rice County, MN $188,400 $1,075 $720 $1,470 $750
Northfield, MN $202,200 $853 $580 $1,210 $630
Lanesburgh, MN $292,400 $1,457 $1,030 $2,000 $970
Morristown, MN $126,500 $915 $670 $1,300 $630
Deerfield, MN $226,600 $1,272 $850 $1,770 $920
Eagan, MN $262,500 $1,235 $900 $1,700 $800
Mendota Heights, MN $361,600 $963 $660 $1,340 $680
Denmark, MN $395,900 $1,841 $1,330 $2,600 $1,270
Milton, MN $239,000 $1,307 $880 $1,800 $920
Long Lake, MN $274,100 $1,404 $950 $1,980 $1,030
Brooklyn Center, MN $151,500 $982 $700 $1,370 $670
Plum City, WI $119,200 $579 $410 $820 $410

Research Home Insurance Companies Reviews in Northfield, MN Before Buying | Back to Top

Share a review on your home insurance company


Universal Property & Casualty Insurance Company Home Insurance Reviews

Date: January 01, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
We compared quotes and my premium and deductibles are less than the other quotes I received for the same coverage.

Safeco Insurance Home Insurance Reviews

Date: November 20, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Our rate was much lower than what we had, State Farm. Safeco was about 40% lower than what I was paying.

State Farm Home Insurance Reviews

Date: March 31, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I am very satisfied with State Farm Home Insurance customer service. I've only filed one claim, however it was answered courteously and promptly.

AAA Home Insurance Reviews

Date: November 05, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
Everything is great. They respond quick and take care of any issues I have, They have never let me down and are always on top of things.

AIG Home Insurance Reviews

Date: January 11, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Our price was lower than the two other companies that quoted our policy. One was 20% higher and the other was about 10% higher for the same (or similar) coverage.