How Can I Make My Perth Amboy, NJ Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Perth Amboy, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Perth Amboy, NJ Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $250,500 | $210,000 | $300,000-$350,000 |
| 3 Bedroom | $331,000 | $310,000 | $250,000-$300,000 |
| 4 Bedroom | $433,500 | $400,000 | $400,000-$500,000 |
| 5 Bedroom | $426,000 | $380,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Perth Amboy, NJ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $760 |
| Superior Protection Discount | -$90 | $814 |
| Fire & Security Discount | -$63 | $841 |
| Hail Resistant Roof Discount | -$18 | $886 |
| Newly Constructed Home Discount | -$235 | $669 |
Choose the Right Deductible for your Perth Amboy, NJ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $700 | $1,009 | $1,709 | $733 | $1,433 | $276 |
| Perth Amboy, NJ | $2,000 | $893 | $2,893 | $649 | $2,649 | $244 |
| Keansburg, NJ | $400 | $686 | $1,086 | $498 | $898 | $187 |
| Ocean, NJ | $1,000 | $908 | $1,908 | $660 | $1,660 | $248 |
| Boonton, NJ | $200 | $838 | $1,038 | $609 | $809 | $229 |
| Hawthorne, NJ | $2,500 | $858 | $3,358 | $623 | $3,123 | $234 |
| Manorhaven, NY | $500 | $2,503 | $3,003 | $1,819 | $2,319 | $684 |
| Westbury, NY | $700 | $1,120 | $1,820 | $814 | $1,514 | $306 |
| Seaford, NY | $100 | $1,099 | $1,199 | $799 | $899 | $300 |
| Elmsford, NY | $1,500 | $1,934 | $3,434 | $1,405 | $2,905 | $528 |
| Bethpage, NY | $400 | $1,101 | $1,501 | $800 | $1,200 | $301 |
| Cold Spring Harbor, NY | $1,500 | $833 | $2,333 | $605 | $2,105 | $228 |
Identify Top Home Insurance Agents near Perth Amboy, NJ | Back to Top
| Home Insurance Company Perth Amboy, NJ | Homeowners Insurance Agency Perth Amboy, NJ | Address | Popularity Score | Distance from Perth Amboy (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Lubowicki Insurance Agency | 400 New Durham Rd, Metuchen, NJ, 8840 | 5.4 | |
| Travelers | Irwin Edelstein Associates Inc | 15 Bridge Street 15 Bridge Street, Metuchen, NJ, 8840 | 5.6 | |
| Allstate | Brian Fisher | 1016 Rte 34 Ste 5, Matawan, NJ, 7747 | 8.3 | |
| Farmers | Peter Forde | 661 Shunpike Rd, Green Village, NJ, 7935 | 17.8 | |
| Liberty Mutual Independent | Fraser Brothers Group Llc | 811 Amboy Avenue, Edison, NJ, 8837 | 3.0 | |
| Travelers | True & Associates | 325 N Ave E, Westfield, NJ, 7090 | 9.8 | |
| State Farm | Dave Carrubba | 321 Rahway Ave, Elizabeth, NJ, 07202-1806 | 9.9 | |
| State Farm | Hemant Jiwnani | 2770 Kennedy Blvd Fl 1, Jersey City, NJ, 07306-5529 | 18.0 | |
| Allstate | Freddy Duran | 1025 Summit Ave, Jersey City, NJ, 7307 | 19.7 | |
| Allstate | Ronald Murtha | 514 Centennial Ave, Cranford, NJ, 7016 | 8.7 |
Compare Rates for Perth Amboy, NJ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,540 | $770 |
| Middlesex County, NJ | $329,000 | $1,021 | $680 | $1,400 | $720 |
| Perth Amboy, NJ | $246,700 | $904 | $620 | $1,280 | $660 |
| Keansburg, NJ | $185,100 | $694 | $490 | $950 | $460 |
| Ocean, NJ | $400,000 | $919 | $630 | $1,300 | $670 |
| Boonton, NJ | $367,700 | $848 | $580 | $1,200 | $620 |
| Hawthorne, NJ | $377,700 | $868 | $600 | $1,200 | $600 |
| Manorhaven, NY | $557,000 | $2,533 | $1,700 | $3,520 | $1,820 |
| Westbury, NY | $437,900 | $1,134 | $760 | $1,550 | $790 |
| Seaford, NY | $449,800 | $1,112 | $800 | $1,520 | $720 |
| Elmsford, NY | $420,400 | $1,957 | $1,410 | $2,800 | $1,390 |
| Bethpage, NY | $432,700 | $1,114 | $760 | $1,550 | $790 |
| Cold Spring Harbor, NY | $763,900 | $843 | $570 | $1,170 | $600 |
Research Home Insurance Companies Reviews in Perth Amboy, NJ Before Buying | Back to Top
Share a review on your home insurance company
AAA Home Insurance Reviews
Date: September 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I think that the premium I am paying is a fair price, and around what people I know are paying as well. I have not price shopped recently, but from people I know, my rates are just around average.
Date: June 03, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Customer Service
I have never had to actually file a claim but I am always satisfied with how easy it is to renew, pay online, and reach out to customer service when necessary. I have used AAA for many years.
Progressive Home Insurance Reviews
Date: October 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
Customer service was easy to deal with and presented no problems in setting up my insurance. I haven't had issues yet
Nationwide Home Insurance Reviews
Date: August 14, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
It seems premiums are high and keep going up, but we have compared to other insurance companies, and the premiums and deductibles seem to be similar.
Allstate Home Insurance Reviews
Date: January 07, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I have not really used my home insurance customer service and I have not filed any claims. I believe that they are a reputable company and no issues so far.
GEICO Home Insurance Reviews
Date: July 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
Geico has amazing customer service. I've had to call multiples times to check for information and they've been helpful every single time.
State Farm Home Insurance Reviews
Date: December 29, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I would give state farm's customer service a 5 for sure. They have always been extremely friendly. Anytime I call with a question they are very knowledgeable and give me accurate information fast and friendly.