Gavop's guide to buying homeowners insurance in Yosemite Lakes, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Yosemite Lakes, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Miller Ave, Stevens St, Rancho de Fruta Ln, Rd 223, Little Pond Rd, Buggy Whip Ln, Chartwell Way, Victoria Ln, Deep Forest Dr, Cottontail Ct | $168,500 | $160,000 | $200,000-$250,000 | $133,500 | $110,000 | $100,000-$125,000 |
| Rd 417, Ahwahnee Acres Rd, Leland Gulch Rd, Foxfire Dr, Revis Cir W, Rd 411, Glacier Ct, Rodeo Grounds Ln, Patrick Ct, Shah Ln | $205,000 | $180,000 | $200,000-$250,000 | $211,500 | $190,000 | $175,000-$200,000 |
| Thunder Ridge Rd, Sioux Rd, River Road Way, Sundance Dr, Rd 415, Crow Rd, South St, Picayune Creek Ct, Horseshoe Ct, Chukchansi Rd | $283,500 | $240,000 | $200,000-$250,000 | $222,500 | $200,000 | $175,000-$200,000 |
| Apache Rd, Primrose Ln, Revis Rd, Spanish Oak Ln, Bean Gulch Ranch Dr, Jewel Vista Ct, Big Sandy Dr, Willow Pond Ln, Rd 200, Cheyenne Rd | $216,000 | $170,000 | $200,000-$250,000 | $202,000 | $190,000 | $175,000-$200,000 |
| Beaver Creek Rd, Global Pl, Oneida Ave, Buck Run Ln, Jordan Ln W, Rd 415, Sunshine Terrace Dr, Lavender Ln, Running Deer Dr, Bass Field Rd | $317,000 | $300,000 | $350,000-$400,000 | $153,000 | $130,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $612 |
| Home and Two Car | -$106 | $559 |
| Home and Three Car | -$160 | $505 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madera County | $1,500 | $650 | $2,150 | $472 | $1,972 | $178 |
| Yosemite Lakes, CA | $1,500 | $657 | $2,157 | $477 | $1,977 | $180 |
| Oakhurst, CA | $400 | $665 | $1,065 | $483 | $883 | $182 |
| Madera Southeast, CA | $700 | $869 | $1,569 | $632 | $1,332 | $238 |
| Shaver Lake, CA | $300 | $1,233 | $1,533 | $896 | $1,196 | $337 |
| Madera West, CA | $2,500 | $649 | $3,149 | $472 | $2,972 | $177 |
| Easton, CA | $300 | $601 | $901 | $437 | $737 | $164 |
| Reedley, CA | $2,500 | $597 | $3,097 | $434 | $2,934 | $163 |
| Caruthers-Raisin City, CA | $200 | $632 | $832 | $460 | $660 | $173 |
| Caruthers, CA | $1,500 | $597 | $2,097 | $434 | $1,934 | $163 |
| San Joaquin, CA | $400 | $533 | $933 | $387 | $787 | $146 |
| Kingsburg, CA | $1,500 | $651 | $2,151 | $473 | $1,973 | $178 |
| Home Insurance Company Yosemite Lakes, CA | Homeowners Insurance Agency Yosemite Lakes, CA | Address | Popularity Score | Distance from Yosemite Lakes (miles) |
|---|---|---|---|---|
| Farmers | Arrow Xiong | 4759 E Olive Ave Ste 102, Fresno, CA, 93702 | 31.7 | |
| Travelers | Bellevue Insurance Agency | 574 E Bellevue Rd, Atwater, CA, 95301 | 43.8 | |
| State Farm | Lesli Kight | 7636 N Ingram Ave Ste 104, Fresno, CA, 93711-6200 | 25.1 | |
| Farmers | Yesenia Madrid | 334 Shaw Ave Ste 105, Clovis, CA, 93612 | 28.5 | |
| Farmers | Jagdeep Singh | 4185 W Figarden Dr Ste 101, Fresno, CA, 93722 | 26.5 | |
| State Farm | Gregg Watson | 755 N Peach Ave Ste I12, Clovis, CA, 93611-7264 | 26.0 | |
| Farmers | David Briggs | 1735 Minnewawa Ave Ste 101, Clovis, CA, 93612 | 28.3 | |
| State Farm | Marilyn Rigg | 40315 Junction Dr Ste A, Oakhurst, CA, 93644-9159 | 12.2 | |
| Travelers | Parker General Insurance Services | 5094 N Fruit Ste 101, Fresno, CA, 93711 | 27.7 | |
| Allstate | Arnie Schweer | 3198 Willow Ave Ste 108, Clovis, CA, 93612 | 29.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Madera County, CA | $220,400 | $658 | $490 | $890 | $400 |
| Yosemite Lakes, CA | $247,000 | $665 | $490 | $900 | $410 |
| Oakhurst, CA | $216,600 | $673 | $500 | $920 | $420 |
| Madera Southeast, CA | $333,800 | $880 | $650 | $1,200 | $550 |
| Shaver Lake, CA | $434,800 | $1,248 | $920 | $1,700 | $780 |
| Madera West, CA | $204,400 | $657 | $490 | $890 | $400 |
| Easton, CA | $166,700 | $608 | $450 | $830 | $380 |
| Reedley, CA | $199,100 | $605 | $450 | $820 | $370 |
| Caruthers-Raisin City, CA | $191,400 | $640 | $470 | $870 | $400 |
| Caruthers, CA | $164,100 | $604 | $450 | $820 | $370 |
| San Joaquin, CA | $120,000 | $539 | $400 | $730 | $330 |
| Kingsburg, CA | $243,200 | $659 | $490 | $900 | $410 |