How Can I Make My Spring Lake, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Spring Lake, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Spring Lake, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $35,500 $30,000 $25,000-$50,000
2 Bedroom $108,000 $90,000 $75,000-$100,000
3 Bedroom $111,000 $90,000 $100,000-$125,000
4 Bedroom $159,000 $150,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Spring Lake, NC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$132 $747
Superior Protection Discount -$79 $800
Fire & Security Discount -$97 $782
Hail Resistant Roof Discount -$26 $852
Newly Constructed Home Discount -$176 $703

Choose your Spring Lake, NC Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,794
Physical Damage $2,464
Hail Damage $4,571
Wind Damage $6,114
Expensive Claims
Fire $43,336
Smoke $16,553

Identify Top Home Insurance Agents near Spring Lake, NC | Back to Top

Home Insurance Company Spring Lake, NC Homeowners Insurance Agency Spring Lake, NC Address Popularity Score Distance from Spring Lake (miles)
Erie The Caldwell Insurance Agency 125 W Chatham Street, Cary, NC, 27511
43.2
Allstate Gary Filippi 981 Sunset Lake Rd, Fuquay Varina, NC, 27526
33.8
Erie Van Wallace Insurance Agency Inc. 875 Walnut Street Suite 342, Cary, NC, 27511
42.6
State Farm Chris Vecchio 10970 Chapel Hill Rd Ste 106, Morrisville, NC, 27560-6238
47.1
State Farm Lavette Jones 2151 Skibo Rd Ste 175, Fayetteville, NC, 28314-0265
9.5
State Farm Shawn Cockerham 5518 Nc Highway 55, Durham, NC, 27713-4473
48.8
Travelers Rakestraw Insurance Center Inc 725 N Hwy St , Madison, NC, 27025
42.7
State Farm Terry Keith 226 Rowan St, Fayetteville, NC, 28301-4922
10.9
State Farm Chuck Tickle 968 High House Rd, Cary, NC, 27513-3574
42.7
State Farm Sally Cox 1141 Kildaire Farm Rd, Cary, NC, 27511-4563
41.9

Compare Rates for Spring Lake, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $161,000 $894 $640 $1,280 $640
Cumberland County, NC $131,200 $750 $550 $1,070 $520
Spring Lake, NC $94,100 $879 $640 $1,210 $570
Cross Creek, NC $142,000 $688 $460 $940 $480
Raeford, NC $110,200 $628 $430 $870 $440
Dunn, NC $117,500 $661 $460 $930 $470
Hectors Creek, NC $173,100 $788 $540 $1,110 $570
Pinehurst, NC $289,800 $916 $620 $1,290 $670
Pinebluff, NC $160,200 $891 $650 $1,220 $570
Vann Crossroads, NC $146,500 $837 $570 $1,190 $620
South Clinton, NC $87,900 $558 $400 $790 $390
Cedar Fork, NC $336,200 $1,018 $730 $1,410 $680