How Can I Make My Spring Lake, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Spring Lake, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Spring Lake, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $35,500 $30,000 $25,000-$50,000
2 Bedroom $108,000 $90,000 $75,000-$100,000
3 Bedroom $111,000 $90,000 $100,000-$125,000
4 Bedroom $159,000 $150,000 $175,000-$200,000

Choose the Best Spring Lake, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score No Income No Pets, Smoker $480
Unemployed 700-749 Credit Score No Income 2 Pets, Smoker $380
Full Time Job 550-599 Credit Score $100 to $150,000 1 Pet, Smoker $130

Choose your Spring Lake, NC Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,794
Physical Damage $2,464
Hail Damage $4,571
Wind Damage $6,114
Expensive Claims
Fire $43,336
Smoke $16,553

Identify Top Home Insurance Agents near Spring Lake, NC | Back to Top

Home Insurance Company Spring Lake, NC Homeowners Insurance Agency Spring Lake, NC Address Popularity Score Distance from Spring Lake (miles)
Erie The Caldwell Insurance Agency 125 W Chatham Street, Cary, NC, 27511
43.2
Allstate Gary Filippi 981 Sunset Lake Rd, Fuquay Varina, NC, 27526
33.8
Erie Van Wallace Insurance Agency Inc. 875 Walnut Street Suite 342, Cary, NC, 27511
42.6
State Farm Chris Vecchio 10970 Chapel Hill Rd Ste 106, Morrisville, NC, 27560-6238
47.1
State Farm Lavette Jones 2151 Skibo Rd Ste 175, Fayetteville, NC, 28314-0265
9.5
State Farm Shawn Cockerham 5518 Nc Highway 55, Durham, NC, 27713-4473
48.8
Travelers Rakestraw Insurance Center Inc 725 N Hwy St , Madison, NC, 27025
42.7
State Farm Terry Keith 226 Rowan St, Fayetteville, NC, 28301-4922
10.9
State Farm Chuck Tickle 968 High House Rd, Cary, NC, 27513-3574
42.7
State Farm Sally Cox 1141 Kildaire Farm Rd, Cary, NC, 27511-4563
41.9

Compare Rates for Spring Lake, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $740 $500 $1,010 $510
Cumberland County, NC $126,300 $680 $500 $930 $430
Spring Lake, NC $92,700 $430 $290 $600 $310
Cross Creek, NC $141,700 $570 $390 $820 $430
Raeford, NC $111,600 $580 $420 $800 $380
Dunn, NC $110,800 $440 $320 $610 $290
Hectors Creek, NC $152,300 $880 $610 $1,210 $600
Pinehurst, NC $285,400 $1,510 $1,070 $2,160 $1,090
Pinebluff, NC $151,400 $640 $440 $900 $460
Vann Crossroads, NC $71,800 $390 $280 $560 $280
South Clinton, NC $102,100 $500 $360 $710 $350
Cedar Fork, NC $319,000 $960 $700 $1,320 $620