Gavop's guide to buying homeowners insurance in La Paz County, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $77,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $123,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $184,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $183,000 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $594 |
| Superior Protection Discount | -$65 | $659 |
| Fire & Security Discount | -$72 | $652 |
| Hail Resistant Roof Discount | -$14 | $709 |
| Newly Constructed Home Discount | -$188 | $536 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| La Paz County | $2,500 | $715 | $3,215 | $520 | $3,020 | $195 |
| La Paz County, AZ | $700 | $715 | $1,415 | $520 | $1,220 | $195 |
| Quartzsite, AZ | $100 | $394 | $494 | $286 | $386 | $108 |
| Vicksburg, AZ | $300 | $261 | $561 | $190 | $490 | $71 |
| La Paz Valley, AZ | $2,500 | $623 | $3,123 | $453 | $2,953 | $170 |
| Cienega Springs, AZ | $100 | $524 | $624 | $381 | $481 | $143 |
| Blythe, CA | $1,500 | $1,052 | $2,552 | $764 | $2,264 | $287 |
| Parker Strip, AZ | $100 | $666 | $766 | $484 | $584 | $182 |
| Mesa Verde, CA | $400 | $377 | $777 | $274 | $674 | $103 |
| Cibola, AZ | $700 | $545 | $1,245 | $396 | $1,096 | $149 |
| Home Insurance Company La Paz County, AZ | Homeowners Insurance Agency La Paz County, AZ | Address | Popularity Score | Distance from La Paz County (miles) |
|---|---|---|---|---|
| State Farm | Sasha Ross | 820 S California Ave Ste 101, Parker, AZ, 85344-5051 | 32.6 | |
| Farmers | Steven Peters | 806 W Riverside Dr, Parker, AZ, 85344 | 32.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $510 | $1,050 | $540 |
| La Paz County, AZ | $77,400 | $724 | $530 | $1,030 | $500 |
| La Paz County, AZ | $77,400 | $724 | $490 | $1,030 | $540 |
| Quartzsite, AZ | $54,400 | $399 | $280 | $560 | $280 |
| Vicksburg, AZ | $26,400 | $264 | $190 | $380 | $190 |
| La Paz Valley, AZ | $127,100 | $631 | $420 | $900 | $480 |
| Cienega Springs, AZ | $89,700 | $530 | $380 | $740 | $360 |
| Blythe, CA | $134,000 | $1,065 | $790 | $1,450 | $660 |
| Parker Strip, AZ | $148,300 | $674 | $450 | $950 | $500 |
| Mesa Verde, CA | $46,600 | $382 | $280 | $520 | $240 |
| Cibola, AZ | $96,700 | $552 | $400 | $790 | $390 |