Gavop's guide to buying homeowners insurance in Marshall County, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $92,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $114,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $171,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $157,000 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $769 |
| Superior Protection Discount | -$81 | $824 |
| Fire & Security Discount | -$100 | $806 |
| Hail Resistant Roof Discount | -$27 | $878 |
| Newly Constructed Home Discount | -$235 | $670 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marshall County | $1,500 | $894 | $2,394 | $650 | $2,150 | $244 |
| Marshall County, TN | $1,000 | $894 | $1,894 | $650 | $1,650 | $244 |
| Park City, TN | $100 | $863 | $963 | $627 | $727 | $236 |
| La Vergne, TN | $700 | $952 | $1,652 | $692 | $1,392 | $260 |
| Lester, AL | $100 | $901 | $1,001 | $655 | $755 | $246 |
| Walterhill, TN | $700 | $1,073 | $1,773 | $780 | $1,480 | $293 |
| Fairview, TN | $100 | $801 | $901 | $582 | $682 | $219 |
| Forest Hills, TN | $2,500 | $810 | $3,310 | $589 | $3,089 | $221 |
| Decherd, TN | $300 | $801 | $1,101 | $582 | $882 | $219 |
| Belle Meade, TN | $2,500 | $1,109 | $3,609 | $806 | $3,306 | $303 |
| Bon Aqua Junction, TN | $100 | $812 | $912 | $590 | $690 | $222 |
| Athens, AL | $2,000 | $1,090 | $3,090 | $792 | $2,792 | $298 |
| Home Insurance Company Marshall County, TN | Homeowners Insurance Agency Marshall County, TN | Address | Popularity Score | Distance from Marshall County (miles) |
|---|---|---|---|---|
| State Farm | Peggy Hubbard | 291 N Ellington Pkwy, Lewisburg, TN, 37091-2878 | 1.4 | |
| State Farm | Scot Bush | 1603 Mooresville Hwy, Lewisburg, TN, 37091-2005 | 2.9 | |
| Liberty Mutual Independent | Robins Insurance Agency Inc | 30 Burton Hills Blvd Ste 300, Nashville, TN, 37215 | 43.3 | |
| State Farm | Barbara Stewart | Bldg 2 3055 Lebanon Pike Ste 2103, Nashville, TN, 37214-2240 | 49.4 | |
| Travelers | Anderson Benson Insurance | 2505 21st Ave S Ste 301, Nashville, TN, 37212 | 45.4 | |
| Travelers | Clagett Huddleston | 6201 Centennial Blvd, Nashville, TN, 37209 | 48.6 | |
| Travelers | Reynolds Insurance Agency Inc | 103 Moore Avenue, Smyrna, TN, 37167 | 38.4 | |
| State Farm | Kirk Gwaltney | 216 Centerview Drive, Brentwood, TN, 37027-3226 | 38.7 | |
| State Farm | Mark Le Clair | 5548 Franklin Pike Ste 201, Nashville, TN, 37220-2137 | 39.6 | |
| State Farm | Vernon Wells | 4704 Nolensville Pike, Nashville, TN, 37211-5408 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,430 | $670 |
| Marshall County, TN | $119,300 | $905 | $620 | $1,290 | $670 |
| Marshall County, TN | $119,300 | $905 | $640 | $1,240 | $600 |
| Park City, TN | $100,600 | $873 | $590 | $1,240 | $650 |
| La Vergne, TN | $138,200 | $964 | $700 | $1,320 | $620 |
| Lester, AL | $88,000 | $912 | $610 | $1,260 | $650 |
| Walterhill, TN | $167,900 | $1,086 | $770 | $1,490 | $720 |
| Fairview, TN | $191,000 | $811 | $540 | $1,130 | $590 |
| Forest Hills, TN | $802,500 | $820 | $550 | $1,120 | $570 |
| Decherd, TN | $86,000 | $811 | $540 | $1,120 | $580 |
| Belle Meade, TN | $1,330,200 | $1,122 | $810 | $1,580 | $770 |
| Bon Aqua Junction, TN | $88,300 | $822 | $580 | $1,180 | $600 |
| Athens, AL | $135,800 | $1,103 | $810 | $1,530 | $720 |