Gavop tells you how to get the best homeowners insurance in Pauma Valley, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Pauma Valley, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Moon Ridge Rd, Henderson Rd, Stamnes Rd, Temepa Rd, Via Oak Grove, Isil Rd, Jamies Ln, Banner-Grade, W Lilac Rd, Great Southern Overland Stage Rte | $295,500 | $270,000 | $300,000-$350,000 | $382,000 | $320,000 | $300,000-$350,000 |
| Jeremy Way, School House Canyon Rd, Brittian Rd, Hallyeyaaw Ln, Lake Park Pl, Panorama Trl, Lake Shore Ln, Lake View Way, Lake Shore Rd, N Berry Rd | $274,000 | $240,000 | $200,000-$250,000 | $346,000 | $310,000 | $300,000-$350,000 |
| Remijio St, Yapicha Rd, Cam Moro, Pauma Vista Dr, Orchard Ln, Pala Mission Cir, Rancho Heights Way, High Point Truck Trl, Julian Hwy, Old Cole Grade Rd | $251,000 | $210,000 | $200,000-$250,000 | $290,500 | $230,000 | $250,000-$300,000 |
| Lake Circle Dr, Green Oaks Dr, Lake Circle Rd, Nicoles Vis, Nate Harrison Rd, Greenwood Trl, Cruces Dr, Dulin Rd, Sombrero Rd, Cole Grade Rd | $407,000 | $360,000 | $300,000-$350,000 | $399,500 | $370,000 | $400,000-$500,000 |
| Calgary Way, Deseret Rd, Leasespur Rd, Rays Way, Poomacha Rd, Cll Codorniz, Lovejoy, Rainbrook Dr, Black Mountain Truck Trl, Rincon Ranch Rd | $367,500 | $300,000 | $400,000-$500,000 | $502,500 | $410,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$76 | $773 |
| Home and Two Car | -$144 | $705 |
| Home and Three Car | -$195 | $654 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Diego County | $700 | $1,368 | $2,068 | $994 | $1,694 | $374 |
| Pauma Valley, CA | $1,000 | $839 | $1,839 | $610 | $1,610 | $229 |
| San Diego County, CA | $500 | $1,368 | $1,868 | $994 | $1,494 | $374 |
| Idyllwild, CA | $1,000 | $660 | $1,660 | $479 | $1,479 | $180 |
| Perris, CA | $200 | $675 | $875 | $490 | $690 | $184 |
| Winter Gardens, CA | $700 | $812 | $1,512 | $590 | $1,290 | $222 |
| Bostonia, CA | $500 | $657 | $1,157 | $478 | $978 | $180 |
| San Diego, CA | $2,000 | $1,414 | $3,414 | $1,027 | $3,027 | $386 |
| Beaumont, CA | $200 | $727 | $927 | $529 | $729 | $199 |
| March ARB, CA | $1,500 | $752 | $2,252 | $546 | $2,046 | $205 |
| Dana Point, CA | $200 | $1,495 | $1,695 | $1,086 | $1,286 | $408 |
| Indian Wells, CA | $1,500 | $1,034 | $2,534 | $751 | $2,251 | $283 |
| Home Insurance Company Pauma Valley, CA | Homeowners Insurance Agency Pauma Valley, CA | Address | Popularity Score | Distance from Pauma Valley (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Pappazi Insurance Agency | 2676 Navajo Rd, El Cajon, CA, 92020 | 36.8 | |
| Allstate | John Del-Zio | 31034 Valley Center Rd Ste B, Valley Center, CA, 92082 | 7.6 | |
| State Farm | Michelle Mcgowan | 3602 Ocean Ranch Blvd, Oceanside, CA, 92056-2669 | 19.4 | |
| Travelers | Sun Coast General Insurance Agency Inc | 23042 Mill Creek Dr, Laguna Hills, CA, 92653 | 46.4 | |
| State Farm | Lisa Keith | 1635 Rosecrans St Ste B, San Diego, CA, 92106-2278 | 43.7 | |
| Travelers | Montoya Insurance Agency | 1672 E Valley Pkwy, Escondido, CA, 92027 | 14.1 | |
| Allstate | Lisa Frontis Bentley | 7510 Clrmt Msa Blvd Ste 106, San Diego, CA, 92111 | 35.7 | |
| Farmers | Lawrence Krell | 310 Via Vera Cruz Ste 201, San Marcos, CA, 92078 | 17.1 | |
| Farmers | Carolyn Purvis | 2627 W Florida Ave Ste 203, Hemet, CA, 92545 | 28.4 | |
| State Farm | James Fread | 12064 Woodside Ave Ste 101, Lakeside, CA, 92040-2951 | 33.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Pauma Valley, CA | $423,800 | $850 | $630 | $1,160 | $530 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| Idyllwild, CA | $249,600 | $668 | $490 | $910 | $420 |
| Perris, CA | $239,800 | $683 | $510 | $930 | $420 |
| Winter Gardens, CA | $368,300 | $822 | $610 | $1,120 | $510 |
| Bostonia, CA | $293,900 | $665 | $490 | $900 | $410 |
| San Diego, CA | $492,500 | $1,431 | $1,060 | $1,950 | $890 |
| Beaumont, CA | $275,200 | $736 | $540 | $1,000 | $460 |
| March ARB, CA | $276,300 | $761 | $560 | $1,030 | $470 |
| Dana Point, CA | $833,800 | $1,513 | $1,120 | $2,060 | $940 |
| Indian Wells, CA | $680,000 | $1,046 | $770 | $1,420 | $650 |