Gavop's guide to buying homeowners insurance in Boston, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $147,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $218,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $313,500 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $263,000 | $210,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $609 |
| Home and Two Car | -$107 | $562 |
| Home and Three Car | -$167 | $502 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,464 |
| Hail Damage | $4,806 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,054 |
| Home Insurance Company Boston, NY | Homeowners Insurance Agency Boston, NY | Address | Popularity Score | Distance from Boston (miles) |
|---|---|---|---|---|
| Travelers | Gurney Becker & Bourne | 506 Delaware Avenue Rm 200, Buffalo, NY, 14202 | 18.0 | |
| Travelers | Dennis Evchich Agency | 100 Plaza Drive Suite E, Williamsville, NY, 14221 | 24.0 | |
| Travelers | Brady Insurance Agency Llc | 10589 Main St, Clarence, NY, 14031 | 24.1 | |
| State Farm | Shawn O'Rourke | 1 Main Street, Hamburg, NY, 14075-4930 | 5.8 | |
| Allstate | Kim Mezzio | 239 Buffalo St, Hamburg, NY, 14075 | 6.0 | |
| Nationwide | Jeremiah J Sheehy Jr | 6137 S Park Ave, Hamburg, NY, 14075-3835 | 6.3 | |
| Nationwide | Barber Bill Agency Inc | 5857 Transit Rd, East Amherst, NY, 14051-1885 | 24.7 | |
| State Farm | John Mouw | 4229 N Buffalo Rd, Orchard Park, NY, 14127-2450 | 8.0 | |
| Travelers | Valorie A Pelczynski | 1274 Bailey Ave, Buffalo, NY, 14212 | 16.6 | |
| Travelers | Jacob Hauck Agency | 141 Buffalo Street Hamburg Village Square, Hamburg, NY, 14075 | 5.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,640 | $840 |
| Erie County, NY | $139,900 | $608 | $440 | $840 | $400 |
| Boston, NY | $183,300 | $670 | $450 | $940 | $490 |
| Elma, NY | $228,900 | $732 | $520 | $1,010 | $490 |
| Depew, NY | $114,600 | $968 | $650 | $1,330 | $680 |
| Eggertsville, NY | $137,200 | $579 | $410 | $820 | $410 |
| Clarence Center, NY | $265,500 | $1,028 | $730 | $1,450 | $720 |
| Niagara, NY | $83,600 | $968 | $670 | $1,370 | $700 |
| Fillmore, NY | $76,900 | $594 | $400 | $840 | $440 |
| Gerry, NY | $86,400 | $591 | $410 | $820 | $410 |
| Stockton, NY | $95,900 | $590 | $410 | $840 | $430 |
| Middleport, NY | $89,000 | $590 | $410 | $820 | $410 |
| Clarksville, NY | $62,600 | $605 | $410 | $840 | $430 |