Gavop shows you how to buy homeowners insurance in Beadle County, SD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Beadle County, SD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ashwood Ln NE, Old Hwy 14 W, Quinn Ave, 33rd St SW, McClellan Dr, 374th Ave, 2nd St SE, Main St, Old Hwy 14, Co Rd 8 | $90,000 | $80,000 | $75,000-$100,000 | $77,000 | $70,000 | $75,000-$100,000 |
| 7th St SW, Bowe Ct, Beach Ave SE, Cherry St, Beaver Ln, 414th Ave, Solferino St, Co Rd 8, W Shore Ave, Dakota Ave N | $186,000 | $150,000 | $175,000-$200,000 | $143,500 | $120,000 | $100,000-$125,000 |
| 192nd, 16th St SE, S Osage St, 195th St, 1st St, Humbert St, Ohio Ave NW, Arizona Ave SW, 20th St SE, Ordway Ave NW | $151,500 | $130,000 | $125,000-$150,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Dakota Ave S, 1st Ave, 45th St SW, 409th Ave, Cook St W, Michigan Ave SW, Beach Ave SE, McDonald Dr, 4th St NE, 3rd Ave | $117,000 | $100,000 | $75,000-$100,000 | $72,000 | $60,000 | $75,000-$100,000 |
| Nevada Ave SW, Frank Ave SE, Idaho Ave SE, 413th Ave, 5th St SE, Locust Ave, Mitchell Ave SE, S Creek St, 5th St SE, 412th Ave | $128,000 | $100,000 | $100,000-$125,000 | $108,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $562 |
| Superior Protection Discount | -$62 | $631 |
| Fire & Security Discount | -$69 | $624 |
| Hail Resistant Roof Discount | -$14 | $680 |
| Newly Constructed Home Discount | -$139 | $555 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Beadle County | $700 | $686 | $1,386 | $498 | $1,198 | $187 |
| Beadle County, SD | $1,000 | $686 | $1,686 | $498 | $1,498 | $187 |
| Fairfield, SD | $500 | $871 | $1,371 | $633 | $1,133 | $238 |
| Harrison, SD | $500 | $924 | $1,424 | $671 | $1,171 | $252 |
| Carthage, SD | $1,500 | $592 | $2,092 | $430 | $1,930 | $162 |
| Erwin, SD | $1,500 | $546 | $2,046 | $397 | $1,897 | $149 |
| Athol, SD | $1,500 | $595 | $2,095 | $432 | $1,932 | $163 |
| Home Insurance Company Beadle County, SD | Homeowners Insurance Agency Beadle County, SD | Address | Popularity Score | Distance from Beadle County (miles) |
|---|---|---|---|---|
| State Farm | Rick Klapperich | 127 E. 3rd Street Po Box 421, Miller, SD, 57362 | 35.7 | |
| Allstate | Heartland Financial | 302 E 7th Ave, Redfield, SD, 57469 | 33.6 | |
| State Farm | Jim Stangeland | 1414 N Main St, Mitchell, SD, 57301-1463 | 49.6 | |
| Allstate | Heartland Financial | 950 Saxton Dr, Huron, SD, 57350 | 5.2 | |
| Allstate | Heartland Financial | 165 St S, Wessington, SD, 57381 | 20.9 | |
| Allstate | Heartland Financial | 165 Wessington St S, Wessington, SD, 57381 | 20.9 | |
| Allstate | Pierson Insurance Agency | 817 N Sanborn Blvd, Mitchell, SD, 57301 | 49.9 | |
| State Farm | Rick Klapperich | 613 N Main St, Redfield, SD, 57469-1289 | 33.8 | |
| State Farm | Brian Davidson | 1879 Kansas Se, Huron, SD, 57350-4035 | 6.1 | |
| Allstate | Bankwest Insurance | 1920 N Sanborn Blvd, Mitchell, SD, 57301 | 49.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $680 | $1,400 | $720 |
| Beadle County, SD | $104,800 | $694 | $460 | $990 | $530 |
| Beadle County, SD | $104,800 | $694 | $490 | $990 | $500 |
| Fairfield, SD | $121,400 | $882 | $610 | $1,250 | $640 |
| Harrison, SD | $137,500 | $935 | $640 | $1,280 | $640 |
| Carthage, SD | $43,600 | $599 | $410 | $820 | $410 |
| Erwin, SD | $32,500 | $553 | $400 | $760 | $360 |
| Athol, SD | $44,500 | $602 | $440 | $850 | $410 |