Gavop's guide to buying homeowners insurance in Williams, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $127,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $112,000 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $240,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $374,500 | $320,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $560 |
| Superior Protection Discount | -$62 | $629 |
| Fire & Security Discount | -$69 | $622 |
| Hail Resistant Roof Discount | -$14 | $677 |
| Newly Constructed Home Discount | -$145 | $546 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wood County | $1,500 | $702 | $2,202 | $510 | $2,010 | $192 |
| Williams, WV | $700 | $683 | $1,383 | $496 | $1,196 | $187 |
| Williamstown, WV | $100 | $785 | $885 | $571 | $671 | $215 |
| Waverly, WV | $2,000 | $782 | $2,782 | $569 | $2,569 | $214 |
| Washington County, OH | $400 | $647 | $1,047 | $470 | $870 | $177 |
| Coolville, OH | $1,000 | $578 | $1,578 | $420 | $1,420 | $158 |
| Northeast, WV | $500 | $574 | $1,074 | $417 | $917 | $157 |
| Letart, OH | $700 | $549 | $1,249 | $399 | $1,099 | $150 |
| Millwood, OH | $100 | $588 | $688 | $427 | $527 | $161 |
| Perry County, OH | $2,000 | $605 | $2,605 | $439 | $2,439 | $165 |
| Fultonham, OH | $300 | $505 | $805 | $367 | $667 | $138 |
| Vinton, OH | $700 | $591 | $1,291 | $429 | $1,129 | $161 |
| Home Insurance Company Williams, WV | Homeowners Insurance Agency Williams, WV | Address | Popularity Score | Distance from Williams (miles) |
|---|---|---|---|---|
| State Farm | Chad Graham | 3909 Emerson Ave Ste C, Parkersburg, WV, 26104-1162 | 5.8 | |
| Travelers | Waters Insurance Agency | 1023 Garfield Ave, Parkersburg, WV, 26101 | 7.7 | |
| Erie | Vigneron Insurance Agency | 386 Northwood Terrace, Williamstown, WV, 26187 | 0.7 | |
| Erie | Barker Bradley Blinn Insurance | 2911 Emerson Avenue, Parkersburg, WV, 26104 | 6.4 | |
| Allstate | Nicholas Bibbee | 2200 Grand Central Ave Ste 109, Vienna, WV, 26105 | 5.1 | |
| State Farm | Darrin Campbell | 3657 Murdoch Ave, Parkersburg, WV, 26101-1026 | 6.0 | |
| State Farm | Jeff Thomas | 1300 7th St, Parkersburg, WV, 26101-4914 | 7.7 | |
| Erie | Morris & Associates Llc | 1922 Blizzard Drive, Parkersburg, WV, 26101 | 9.4 | |
| Nationwide | Jarrell Insurance And Financial Llc | 4545 Emerson Ave, Parkersburg, WV, 26104 | 5.3 | |
| State Farm | Gene Haynes | 3909 Emerson Ave Ste C, Parkersburg, WV, 26104-1162 | 5.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $490 | $1,020 | $530 |
| Wood County, WV | $115,100 | $710 | $500 | $990 | $490 |
| Williams, WV | $147,200 | $691 | $500 | $970 | $470 |
| Williamstown, WV | $136,800 | $795 | $580 | $1,120 | $540 |
| Waverly, WV | $135,500 | $792 | $550 | $1,090 | $540 |
| Washington County, OH | $119,400 | $655 | $450 | $900 | $450 |
| Coolville, OH | $86,600 | $585 | $430 | $800 | $370 |
| Northeast, WV | $72,200 | $581 | $410 | $810 | $400 |
| Letart, OH | $77,500 | $556 | $390 | $800 | $410 |
| Millwood, OH | $90,000 | $595 | $430 | $840 | $410 |
| Perry County, OH | $102,500 | $612 | $420 | $840 | $420 |
| Fultonham, OH | $64,300 | $511 | $340 | $710 | $370 |
| Vinton, OH | $91,100 | $598 | $430 | $820 | $390 |