Gavop shows you how to buy homeowners insurance in Meade County, SD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$182 | $685 |
| 30 year old | +$13 | $881 |
| 40 year old | +$23 | $890 |
| 50 year old | +$33 | $901 |
| Above 50 year old | +$42 | $909 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $729 |
| Superior Protection Discount | -$87 | $781 |
| Fire & Security Discount | -$69 | $798 |
| Hail Resistant Roof Discount | -$17 | $850 |
| Newly Constructed Home Discount | -$200 | $668 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Meade County | $2,000 | $857 | $2,857 | $623 | $2,623 | $234 |
| Meade County, SD | $2,500 | $857 | $3,357 | $623 | $3,123 | $234 |
| Belle Fourche-Cheyenne Valleys, SD | $100 | $1,058 | $1,158 | $769 | $869 | $289 |
| New Underwood, SD | $300 | $865 | $1,165 | $629 | $929 | $237 |
| Nisland, SD | $700 | $596 | $1,296 | $433 | $1,133 | $163 |
| Rapid City, SD | $2,000 | $987 | $2,987 | $718 | $2,718 | $270 |
| Whitewood, SD | $300 | $852 | $1,152 | $619 | $919 | $233 |
| Home Insurance Company Meade County, SD | Homeowners Insurance Agency Meade County, SD | Address | Popularity Score | Distance from Meade County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Western Dakota Insurors Inc | 816 5th St, Rapid City, SD, 57701 | 44.4 | |
| Liberty Mutual Independent | Western Dakota Insurors Inc | 816 Fifth St Rapid City, Rapid City, SD, 57701 | 44.4 | |
| State Farm | Eric Fowler | 2118 Lazelle St, Sturgis, SD, 57785-1316 | 42.2 | |
| Liberty Mutual Independent | First Western Insurance Agency Inc | 2630 Jackson Blvd Ste 202, Rapid City, SD, 57702 | 45.9 | |
| State Farm | Gregg Fullerton | 1219 St Joe St Ste 200, Rapid City, SD, 57701-2669 | 41.2 | |
| State Farm | Jeff Johnson | 1301 W Omaha St Ste 108, Rapid City, SD, 57701-2421 | 44.4 | |
| Farmers | Roger Beck | 1241 Sherman St, Sturgis, SD, 57785 | 41.7 | |
| Liberty Mutual Independent | First Western Insurance | 460 Main Street Deadwood, Sturgis, SD, 57732 | 41.7 | |
| State Farm | Dave Raml | 318 Mt Rushmr Rd Ste C, Rapid City, SD, 57701-2762 | 43.9 | |
| Liberty Mutual Independent | First Western Insurance | 1238 Main St, Sturgis, SD, 57785 | 41.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $680 | $1,400 | $720 |
| Meade County, SD | $168,400 | $868 | $630 | $1,230 | $600 |
| Meade County, SD | $168,400 | $868 | $590 | $1,240 | $650 |
| Belle Fourche-Cheyenne Valleys, SD | $180,600 | $1,071 | $780 | $1,520 | $740 |
| New Underwood, SD | $119,500 | $876 | $600 | $1,200 | $600 |
| Nisland, SD | $44,700 | $603 | $430 | $860 | $430 |
| Rapid City, SD | $170,700 | $999 | $690 | $1,410 | $720 |
| Whitewood, SD | $115,500 | $862 | $620 | $1,220 | $600 |