Gavop shows you how to buy homeowners insurance in Jackson County, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $92,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $188,000 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $166,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $248,000 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $704 |
| Superior Protection Discount | -$74 | $745 |
| Fire & Security Discount | -$74 | $745 |
| Hail Resistant Roof Discount | -$25 | $794 |
| Newly Constructed Home Discount | -$188 | $631 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $1,000 | $809 | $1,809 | $588 | $1,588 | $221 |
| Jackson County, CO | $1,500 | $809 | $2,309 | $588 | $2,088 | $221 |
| Walden, CO | $500 | $1,138 | $1,638 | $827 | $1,327 | $311 |
| Livermore, CO | $1,500 | $1,432 | $2,932 | $1,040 | $2,540 | $391 |
| Routt County, CO | $100 | $1,093 | $1,193 | $795 | $895 | $299 |
| Red Feather Lakes, CO | $1,000 | $1,282 | $2,282 | $932 | $1,932 | $350 |
| South Albany, WY | $400 | $1,194 | $1,594 | $867 | $1,267 | $326 |
| Larimer County, CO | $1,000 | $1,325 | $2,325 | $963 | $1,963 | $362 |
| Encampment, WY | $200 | $1,060 | $1,260 | $770 | $970 | $290 |
| Saratoga, WY | $700 | $1,078 | $1,778 | $783 | $1,483 | $295 |
| Home Insurance Company Jackson County, CO | Homeowners Insurance Agency Jackson County, CO | Address | Popularity Score | Distance from Jackson County (miles) |
|---|---|---|---|---|
| State Farm | Susan Fereday | 501 Saint Vrain Ln Unit 203, Estes Park, CO, 80517-5407 | 47.9 | |
| State Farm | Debbie Aragon | 404 Oak Street, Steamboat Springs, CO, 80477-3957 | 29.1 | |
| Liberty Mutual Independent | Town & Country Insurance Inc | 1116 Park Ave, Kremmling, CO, 80459 | 41.8 | |
| Farmers | Bob Strong | 1495 Pine Grove Rd Ste 201a, Steamboat Springs, CO, 80487 | 29.4 | |
| Travelers | Town And Country Insurance Inc | 1116 E Park Ave, Kremmling, CO, 80459 | 41.8 | |
| State Farm | Jim Galt | 111 Central Avenue P.O. Box 1448, Kremmling, CO, 80459 | 36.3 | |
| Farmers | Nick Strong | 1495 Pine Grove Rd Ste 201a, Steamboat Springs, CO, 80487 | 29.4 | |
| Travelers | Alpine Insurance Agency Inc | 1169 Hilltop Parkway Suite 20, Steamboat Springs, CO, 80487 | 29.0 | |
| State Farm | Debbie Aragon | 404 Oak Street, Steamboat Spr, CO, 80487 | 29.1 | |
| Travelers | Brown & Brown Of Colorado Inc | 675 Snapdragon Way 200, Steamboat Springs, CO, 80487 | 29.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Jackson County, CO | $171,300 | $819 | $570 | $1,070 | $500 |
| Jackson County, CO | $171,300 | $819 | $570 | $1,070 | $500 |
| Walden, CO | $171,300 | $1,152 | $810 | $1,510 | $700 |
| Livermore, CO | $291,200 | $1,449 | $1,010 | $1,900 | $890 |
| Routt County, CO | $460,600 | $1,107 | $770 | $1,450 | $680 |
| Red Feather Lakes, CO | $228,600 | $1,298 | $910 | $1,700 | $790 |
| South Albany, WY | $283,600 | $1,208 | $860 | $1,650 | $790 |
| Larimer County, CO | $306,600 | $1,341 | $940 | $1,760 | $820 |
| Encampment, WY | $198,600 | $1,073 | $720 | $1,490 | $770 |
| Saratoga, WY | $208,600 | $1,091 | $800 | $1,540 | $740 |