Gavop's guide to buying homeowners insurance in Umatilla, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $108,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $129,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $296,500 | $270,000 | $300,000-$350,000 |
| 5 Bedroom | $291,000 | $260,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $596 |
| Superior Protection Discount | -$70 | $631 |
| Fire & Security Discount | -$49 | $652 |
| Hail Resistant Roof Discount | -$14 | $687 |
| Newly Constructed Home Discount | -$168 | $533 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Umatilla County | $700 | $722 | $1,422 | $525 | $1,225 | $197 |
| Umatilla, OR | $2,000 | $692 | $2,692 | $503 | $2,503 | $189 |
| Stanfield, OR | $100 | $449 | $549 | $326 | $426 | $123 |
| Burbank, WA | $2,000 | $653 | $2,653 | $475 | $2,475 | $178 |
| Lexington, OR | $500 | $432 | $932 | $314 | $814 | $118 |
| Grandview, WA | $2,500 | $772 | $3,272 | $561 | $3,061 | $211 |
| Pasco North, WA | $100 | $700 | $800 | $508 | $608 | $191 |
| Athena, OR | $1,500 | $522 | $2,022 | $379 | $1,879 | $143 |
| Horse Heaven Hills Plateau, WA | $400 | $651 | $1,051 | $473 | $873 | $178 |
| Arlington, OR | $1,500 | $474 | $1,974 | $345 | $1,845 | $130 |
| Mesa, WA | $500 | $523 | $1,023 | $380 | $880 | $143 |
| Home Insurance Company Umatilla, OR | Homeowners Insurance Agency Umatilla, OR | Address | Popularity Score | Distance from Umatilla (miles) |
|---|---|---|---|---|
| State Farm | Nate Conklin | 395 E Highland Ave, Hermiston, OR, 97838-2608 | 6.1 | |
| Travelers | Simmons Insurance Group | 702 Main St, Hermiston, OR, 97838 | 5.9 | |
| Farmers | Joanna Hayden | 750 W Hermiston Ave Ste 3, Hermiston, OR, 97838 | 5.5 | |
| Farmers | Terry Becktold | 509 Sw Frazer Ave, Pendleton, OR, 97801 | 31.3 | |
| Liberty Mutual Independent | Bisnett Insurance | 121 S Main St, Pendleton, OR, 97801 | 31.2 | |
| State Farm | Stan Henderer | 33 Se Dorion Ave, Pendleton, OR, 97801-2232 | 31.4 | |
| Travelers | Wheatland Insurance Center | 294 N Main, Heppner, OR, 97836 | 40.2 | |
| Travelers | Wheatland Insurance Center Inc | 229 Southwest 1st Street Pendleton, Heppner, OR, 97801 | 40.4 | |
| Farmers | Dell Ray Zimmer | 911 N 1st St, Hermiston, OR, 97838 | 5.3 | |
| Travelers | Simmons Insurance Group | 202 Main St N, Boardman, OR, 97818 | 18.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $460 | $920 | $460 |
| Umatilla County, OR | $147,900 | $731 | $500 | $1,000 | $500 |
| Umatilla, OR | $114,000 | $701 | $480 | $990 | $510 |
| Stanfield, OR | $110,800 | $454 | $320 | $640 | $320 |
| Burbank, WA | $173,000 | $661 | $450 | $940 | $490 |
| Lexington, OR | $102,300 | $437 | $290 | $620 | $330 |
| Grandview, WA | $131,100 | $781 | $560 | $1,100 | $540 |
| Pasco North, WA | $206,400 | $708 | $510 | $980 | $470 |
| Athena, OR | $155,100 | $528 | $390 | $750 | $360 |
| Horse Heaven Hills Plateau, WA | $171,700 | $659 | $450 | $920 | $470 |
| Arlington, OR | $125,000 | $480 | $350 | $670 | $320 |
| Mesa, WA | $105,900 | $529 | $350 | $740 | $390 |