How Can I Make My Rancho Cordova, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Rancho Cordova, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Rancho Cordova, CA Home Insurance Coverage Levels | Back to Top

Rancho Cordova, CA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Granby Dr, Ellison Dr, Culp Way, Rubilite Way, Torchy Ct, Rainbow River Ct, Murphys Ct, Freestone Way, Gonzalez Way, Heartwood Way $213,500 $200,000 $200,000-$250,000 $141,000 $120,000 $150,000-$175,000
Prospect Hill Dr, Kachina Way, Goldilocks Way, Rosenstock Way, Brattleboro Cir, Applegate Dr, Rainbow Mine Ct, Barracuda Way, Armour Ct, Fite Cir $457,500 $390,000 $500,000-$600,000 $243,000 $220,000 $250,000-$300,000
Lewitt Dr, Whistler Way, Americana Way, Campton Cir, Bellmead Way, Amici Ct, Glenhaven Way, Irish Gold Way, Filmore Ln, Andedon Cir $147,000 $120,000 $125,000-$150,000 $171,000 $160,000 $200,000-$250,000
Atherstone Dr, Hadden Way, Brydon Way, Crystal Lake Ct, Gold Claims Ct, Sandy Bar Ct, Jupiter Dr, Trujillo Way, Aramon Dr, Minturn Way $265,500 $230,000 $300,000-$350,000 $155,500 $140,000 $175,000-$200,000
Montazuma Cir, Angie Way, Gardenwood Way, Bettina Way, Bota Ct, Country Roads Dr, Brunner Dr, Snyder Dr, Biddeford Cir, Conservation Rd $147,500 $140,000 $150,000-$175,000 $161,500 $150,000 $150,000-$175,000
Rubilite Way, Alcosta Way, Caspiane Way, W la Loma Dr, Sally Ct, Fendant Dr, Knight Dr, Moderna Ct, Mirada St, Ellenwood Ave $205,000 $170,000 $200,000-$250,000 $110,000 $90,000 $75,000-$100,000
el Cajon Way, S Port Dr, Kingspoint Ct, Kellingworth Ct, Prospect Park Dr, Grenoble Way, Leighton Way, Union Mills Way, Britton Way, Thilow Ct $349,000 $280,000 $350,000-$400,000 $186,500 $150,000 $150,000-$175,000
Summit Mine Ct, Hetch Hechy Dr, Mace River Ct, Gold Canal Dr, Briantown Ct, Atwood Dr, Octavia Way, Los Palos Dr, Septer, Volunteer Ln $158,500 $130,000 $150,000-$175,000 $183,500 $160,000 $200,000-$250,000
Roman Ct, Chiswell Way, Bridlewood Dr, Eagleson Ct, Sierra Flat Dr, Fino Ct, Rio Bravo Cir, Ophir Ct, Greensboro Cir, Red Gulch Ct $307,500 $280,000 $300,000-$350,000 $146,500 $120,000 $150,000-$175,000
Royal Crest Cir, Castleton Cir, Nogalera Way, Windham Way, Ragtime Cir, Nederland Way, Capitales Dr, Zodiac Ct, Cordonia Way, Mills Park Dr $124,000 $110,000 $100,000-$125,000 $142,500 $130,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Rancho Cordova, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$137 $584
Superior Protection Discount -$72 $649
Fire & Security Discount -$58 $663
Hail Resistant Roof Discount -$14 $706
Newly Constructed Home Discount -$209 $512

Choose your Rancho Cordova, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,854
Physical Damage $2,392
Hail Damage $4,806
Wind Damage $6,051
Expensive Claims
Fire $46,016
Smoke $17,054

Identify Top Home Insurance Agents near Rancho Cordova, CA | Back to Top

Home Insurance Company Rancho Cordova, CA Homeowners Insurance Agency Rancho Cordova, CA Address Popularity Score Distance from Rancho Cordova (miles)
State Farm Pat Hagans 414 Vernon St Ste 100, Roseville, CA, 95678-2641
12.0
Travelers Warren G Bender Co 516 Gibson Dr Ste 240, Roseville, CA, 95678
14.1
State Farm Manuel Morillo 1240 Anderson Dr Ste 102, Suisun City, CA, 94585-3766
47.3
Travelers Inszone Insurance Services Inc 2701 Citrus Rd Ste C, Rancho Cordova, CA, 95742
2.0
Farmers Brendan Mohr 187 Blue Ravine Rd Ste 130, Folsom, CA, 95630
6.8
Travelers Veterinary Insurance Services Company 1400 River Park Dr 180, Sacramento, CA, 95815
10.0
Liberty Mutual Independent Solano Insurance Services Inc 2210 Boynton Ave Ste E, Fairfield, CA, 94533
49.4
Farmers Eddie Medeiros 5701 Lonetree Blvd Ste 109, Rocklin, CA, 95765
16.5
Farmers Yesenia Gonzalez 1036 W Robinhood Dr Ste 106, Stockton, CA, 95207
39.9
Travelers Point West Insurance 1111 Howe Ave Bldg 100 Ste 155 2nd Flr, Sacramento, CA, 95825
8.6

Compare Rates for Rancho Cordova, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
Sacramento County, CA $299,900 $780 $580 $1,060 $480
Rancho Cordova, CA $265,900 $721 $530 $980 $450
Arden-Arcade, CA $333,900 $739 $550 $1,010 $460
Herald, CA $416,700 $1,162 $860 $1,580 $720
Buena Vista, CA $82,800 $469 $350 $640 $290
Lodi, CA $286,500 $756 $560 $1,030 $470
Rio Oso, CA $361,100 $956 $710 $1,300 $590
Lake of the Pines, CA $371,200 $988 $730 $1,340 $610
Penn Valley, CA $289,300 $784 $580 $1,070 $490
Mountain Ranch, CA $354,100 $935 $690 $1,270 $580
French Camp, CA $234,400 $697 $520 $950 $430

Research Home Insurance Companies Reviews in Rancho Cordova, CA Before Buying | Back to Top

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State Farm Home Insurance Reviews

Date: July 19, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The deductible is not to crazy for the area we live it. It comparable to the other companies we checked. Im happy with not have a high deductible for any issues.

Date: March 31, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Just as with most other insurance companies they attempt to fit to your need particularly. So i chose a policy that provided me with the coverage I needed.


Date: December 10, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I haven't had to use the company;s customer service much. The only time i had to call them was to ask when my homeowners insurance bill was due. The customer service person was very friendly, I would give them a rating of 5

Date: September 22, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
I get many updates and recommendations on how I may lower my insurance cost

Date: September 14, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
They cover a majority of property damages that range from "acts of God" to vandalism, theft, they cover a wide range of options when it comes to your actual physical home


Date: September 11, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
I like that call me when there are new charges and I do not have to speak to a computer or robot a majority of the time

Date: August 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I feel that my insurance covers what I need it to cover. I am not in a flood zone, so do not have flood coverage, however, I am concerned about water leakage and that not being covered


Date: August 03, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I haven't expanded much because I have had family recommend them to me. I believe that my insurance is reliable but a little more expensive

Date: July 29, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I think that the customer service is very friendly and helpful

Date: July 29, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
The customer service has actually been great. They know my name and I speak to a select few people instead of a wide range of people.

Date: July 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
I think it is comparable, however, it has gone up significantly every year but never made a claim against my policy

Date: June 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
It is user-friendly at least for my iPhone, I am easily able to see my balance or any unforeseen charges that can occur in my account.

Date: March 07, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
I do like their mobile app. It has everything I need - I can see my coverage details, I am able to navigate the page fairly simply

Progressive Home Insurance Reviews

Date: October 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I recommend it seems very good because it offers me very good services is good

Date: September 05, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
I haven't had any other coverage but I did ask my sister and her premium is so much cheaper and she even had a few added bonus to her plan.

Date: August 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I am probably going to switch after all this. the last thing that got me upset was when the lady told me that I should have covered my windows and took better precautions.

Date: August 12, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Website/App
I just looked at the app and it looks nice, very simple. Very easy to use, and I would think even the least savvy person would be able to.

Date: July 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
any damage due to wind, rain and natural disasters. they cover the cost to relocate.not very satisfied, i did not get half of what was promised


Date: December 03, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
the person sent out to my home after the Hurricane, did not do his job. I did not get any coverage for damages caused by wind and rain.

Farmer's Insurance Home Insurance Reviews

Date: December 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
They offer some of the best coverage for where we are. In our rural area, there aren't a lot of insurance companies who offer decent rates, but they are, by far, the best.


Date: September 07, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
They reach out to me occasionally and let me know if there are changes or special offers coming. They don't overstep their bounds and email me far too often.

Date: August 12, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
We love the package; it allows us to not have to worry about a thing. We have a lot of coverage so I don't have to worry if something isn't covered, I know it will be.

Date: August 11, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
It's amazingly easy to use; I can just log in and check the status of my claims or talk immediately with a representative.

Date: June 10, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
Nearly everything in and around my home is covered. We are paying for a large premium as a result of that package.


Date: January 27, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
The few times I've called I've hardly had to wait. I've always had my questions answered quickly and never wondered if they cared about me as a customer.

GEICO Home Insurance Reviews

Date: February 08, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
To be honest, there really isnt much to say abut insurance if you never need to file a claim. this is the case with me. All i do is renew each year, on that i give a 5.

Date: November 21, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
Very good service as well as customer service overall. They actively help with discounts and savings as well as are fast and friendly.

Horace Mann Educators Corporation Home Insurance Reviews

Date: October 04, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Horace Mann used to have a good service, but now they have terrible customer service. even worse claims experience causing us to cancel all our policies, at one point we called 8 times claim for help.

American Family Insurance Home Insurance Reviews

Date: November 07, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Website/App
The website for American Family Insurance is very comprehensive and allows me to check on questions we have about our policy or additional coverage that we might need for the family.

Amica Mutual Insurance Home Insurance Reviews

Date: January 07, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
I have a $1,000 deductible, which is pretty standard, and the premium I pay is one of the best rates that I was able to find when I compared several different companies.

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