Gavop's guide to buying homeowners insurance in Abernant, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $183,500 | $150,000 | $150,000-$175,000 |
| 3 Bedroom | $201,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $247,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $418,000 | $380,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $794 |
| Superior Protection Discount | -$95 | $851 |
| Fire & Security Discount | -$104 | $842 |
| Hail Resistant Roof Discount | -$28 | $917 |
| Newly Constructed Home Discount | -$255 | $690 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tuscaloosa County | $700 | $1,198 | $1,898 | $871 | $1,571 | $327 |
| Abernant, AL | $2,500 | $934 | $3,434 | $679 | $3,179 | $255 |
| Lake View, AL | $400 | $1,419 | $1,819 | $1,031 | $1,431 | $388 |
| Concord, AL | $1,000 | $1,241 | $2,241 | $902 | $1,902 | $339 |
| Lipscomb, AL | $400 | $646 | $1,046 | $470 | $870 | $177 |
| Centreville, AL | $700 | $1,100 | $1,800 | $799 | $1,499 | $301 |
| Parrish, AL | $400 | $755 | $1,155 | $549 | $949 | $206 |
| Tarrant, AL | $2,500 | $691 | $3,191 | $502 | $3,002 | $189 |
| Center Point, AL | $100 | $812 | $912 | $590 | $690 | $222 |
| Sipsey, AL | $1,500 | $731 | $2,231 | $531 | $2,031 | $200 |
| Eutaw, AL | $400 | $823 | $1,223 | $598 | $998 | $225 |
| Sawyerville, AL | $700 | $887 | $1,587 | $645 | $1,345 | $242 |
| Home Insurance Company Abernant, AL | Homeowners Insurance Agency Abernant, AL | Address | Popularity Score | Distance from Abernant (miles) |
|---|---|---|---|---|
| State Farm | John Henley | 2118 Columbiana Rd, Vestavia, AL, 35216-2504 | 23.5 | |
| Allstate | Eyal Ron | 3900 Montclair Rd Ste 280, Birmingham, AL, 35213 | 28.5 | |
| Travelers | Doug Jinks Insurance Center Inc | 22680 Bucksville Road, Mccalla, AL, 35111 | 4.8 | |
| Allstate | Jeff Crumpton | 201 Yeager Pkwy Ste 201a, Pelham, AL, 35124 | 21.0 | |
| Farmers | Bobby Molan | 1240 1st St N Ste 207, Alabaster, AL, 35007 | 20.8 | |
| State Farm | Jarrod Gibson | 4290 Highway 52 W Ste F, Helena, AL, 35080-5002 | 18.1 | |
| Allstate | Corkren Insurance | 1516 9th Ave N Ste 112, Bessemer, AL, 35020 | 14.9 | |
| Allstate | Karen Ross Miller | 5210 Highway 17, Helena, AL, 35080 | 18.5 | |
| Travelers | Holt Insurance Agency Inc | 1423 4th Ave No, Bessemer, AL, 35020 | 17.2 | |
| Travelers | Greenhalgh Insurance Agency | 3144 Cahaba Heights Rd, Birmingham, AL, 35243 | 28.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,650 | $820 |
| Tuscaloosa County, AL | $161,700 | $1,213 | $840 | $1,670 | $830 |
| Abernant, AL | $168,100 | $946 | $630 | $1,300 | $670 |
| Lake View, AL | $196,500 | $1,436 | $1,020 | $2,020 | $1,000 |
| Concord, AL | $150,700 | $1,256 | $920 | $1,750 | $830 |
| Lipscomb, AL | $52,900 | $654 | $440 | $900 | $460 |
| Centreville, AL | $121,700 | $1,113 | $800 | $1,570 | $770 |
| Parrish, AL | $66,900 | $764 | $560 | $1,050 | $490 |
| Tarrant, AL | $76,500 | $700 | $510 | $970 | $460 |
| Center Point, AL | $98,200 | $822 | $590 | $1,170 | $580 |
| Sipsey, AL | $83,400 | $740 | $530 | $1,050 | $520 |
| Eutaw, AL | $76,500 | $833 | $560 | $1,150 | $590 |
| Sawyerville, AL | $85,800 | $898 | $650 | $1,240 | $590 |