How Can I Make My Seaside, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Seaside, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Seaside, CA Home Insurance Coverage Levels | Back to Top
| Seaside, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Yosemite St, Valmar Ct, Shasta St, Sierra Ave, Green Ct, Sea Foam Ave, Dahlia Dr, Burma Rd, Tunisia Rd, Bastogne Rd | $414,000 | $370,000 | $400,000-$500,000 | $292,000 | $240,000 | $200,000-$250,000 |
| Lerwick Dr, Noche Buena, Santa Clara St, Sylvan Way, Colmar Rd, Toyon Ave, Seminole Ct, Olympia Ave, Airport Way, Athens Ct | $396,000 | $350,000 | $350,000-$400,000 | $244,000 | $220,000 | $200,000-$250,000 |
| Mansell Ct, Allston St, Kenneth St, Dundee Dr, Grant Ave, Numa Watson Rd, McClure Way, Siddall Ct, Brittany Rd, Mescal Pl | $635,500 | $520,000 | $600,000-$700,000 | $440,000 | $350,000 | $400,000-$500,000 |
| Park Pl, Judson Pl, Aachen Rd, Grandview St, Euclid Ave, Francis Ave, Harcourt Ave, Estrella Ave, Fairgrounds Rd, Ancon St | $387,000 | $320,000 | $400,000-$500,000 | $437,500 | $390,000 | $350,000-$400,000 |
| Kimberly Ct, Lowell St, Goodwin St, Wanda Ave, Bonn Rd, 7th Corps Cir, Velerton Ct, Saipan Rd, Redwood Ave, Phoenix Ave | $570,500 | $480,000 | $500,000-$600,000 | $276,000 | $220,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Seaside, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$203 | $866 |
| Superior Protection Discount | -$96 | $972 |
| Fire & Security Discount | -$96 | $972 |
| Hail Resistant Roof Discount | -$21 | $1,047 |
| Newly Constructed Home Discount | -$289 | $780 |
Choose the Right Deductible for your Seaside, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monterey County | $2,500 | $1,175 | $3,675 | $854 | $3,354 | $321 |
| Seaside, CA | $2,000 | $1,056 | $3,056 | $767 | $2,767 | $289 |
| Del Rey Oaks, CA | $500 | $1,586 | $2,086 | $1,152 | $1,652 | $433 |
| Pacific Grove, CA | $2,000 | $1,131 | $3,131 | $822 | $2,822 | $309 |
| Freedom, CA | $400 | $1,269 | $1,669 | $922 | $1,322 | $347 |
| Ridgemark, CA | $1,000 | $1,641 | $2,641 | $1,193 | $2,193 | $448 |
| Soledad, CA | $200 | $657 | $857 | $478 | $678 | $180 |
| South Santa Clara Valley, CA | $2,000 | $1,025 | $3,025 | $745 | $2,745 | $280 |
| Morgan Hill, CA | $200 | $1,352 | $1,552 | $983 | $1,183 | $370 |
| Santa Clara County, CA | $2,000 | $1,489 | $3,489 | $1,082 | $3,082 | $407 |
| Los Gatos, CA | $500 | $930 | $1,430 | $676 | $1,176 | $254 |
| King City, CA | $2,000 | $661 | $2,661 | $480 | $2,480 | $181 |
Identify Top Home Insurance Agents near Seaside, CA | Back to Top
| Home Insurance Company Seaside, CA | Homeowners Insurance Agency Seaside, CA | Address | Popularity Score | Distance from Seaside (miles) |
|---|---|---|---|---|
| State Farm | Angela Frangieh | 1465 Park Ave, San Jose, CA, 95126-2530 | 48.9 | |
| State Farm | Ryan Travaille | 1976 Fremont Blvd Ste B, Seaside, CA, 93955-3169 | 1.0 | |
| State Farm | Ilda Mitchel | 5988 Silver Crk Vly Rd Ste 60, San Jose, CA, 95138-1077 | 43.7 | |
| State Farm | Kathy Power | 1590 Del Monte Blvd, Seaside, CA, 93955-4238 | 2.0 | |
| Farmers | Brenda Horder | 341 Tres Pinos Rd Ste 205b, Hollister, CA, 95023 | 28.0 | |
| State Farm | Jim Fiorentino | 3150 Almaden Expy Ste 204, San Jose, CA, 95118-1253 | 45.0 | |
| State Farm | Pirie Jensen | 1871 The Alameda Ste 120, San Jose, CA, 95126-1752 | 49.6 | |
| State Farm | Renee Jorgensen | 21 San Miguel Ave Ste A, Salinas, CA, 93901-3066 | 9.5 | |
| State Farm | Benson Ng | 3410 Stevens Crk Blvd Ste 200, San Jose, CA, 95117-1058 | 48.7 | |
| State Farm | Jim Edington | 361 Piercy Rd, San Jose, CA, 95138-1403 | 43.7 |
Compare Rates for Seaside, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Monterey County, CA | $441,000 | $1,189 | $880 | $1,620 | $740 |
| Seaside, CA | $413,600 | $1,069 | $790 | $1,450 | $660 |
| Del Rey Oaks, CA | $541,900 | $1,605 | $1,190 | $2,180 | $990 |
| Pacific Grove, CA | $764,600 | $1,145 | $850 | $1,560 | $710 |
| Freedom, CA | $442,000 | $1,284 | $950 | $1,750 | $800 |
| Ridgemark, CA | $565,800 | $1,661 | $1,230 | $2,260 | $1,030 |
| Soledad, CA | $293,600 | $665 | $490 | $900 | $410 |
| South Santa Clara Valley, CA | $672,300 | $1,037 | $770 | $1,410 | $640 |
| Morgan Hill, CA | $729,900 | $1,369 | $1,010 | $1,860 | $850 |
| Santa Clara County, CA | $829,600 | $1,507 | $1,110 | $2,050 | $940 |
| Los Gatos, CA | $1,476,700 | $942 | $700 | $1,280 | $580 |
| King City, CA | $250,100 | $669 | $490 | $910 | $420 |
Research Home Insurance Companies Reviews in Seaside, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 23, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
I have been a State Farm customer for nearly 30 years. I cannot speak to any claim experience, because I have been fortunate enough never to have a claim, so far. The local SF broker is knowledgeable.
Date: June 18, 2019 Age: Above 60 Gender: Unmarried Marital Status: Male
Premium
We pay extra to lower the deductible so that we don't have to dump an extra $7000 into the deductible if we get yet another falling tree.
Allstate Home Insurance Reviews
Date: August 22, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Allstate gives bundle your home and auto policies, you can save up to 25%. And premium is also very low and easy to pay. i will give 4 rate
Esurance Home Insurance Reviews
Date: July 01, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I own less than what my deductible is likely worth so I would not be able to fairly rate it, other than to say it seems disproportionate for the coverage.