How Can I Make My Montgomery County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Montgomery County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Montgomery County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $57,500 $50,000 $50,000-$75,000
2 Bedroom $115,500 $100,000 $100,000-$125,000
3 Bedroom $192,500 $180,000 $150,000-$175,000
4 Bedroom $243,500 $220,000 $250,000-$300,000
5 Bedroom $196,500 $170,000 $150,000-$175,000

Choose the Best Montgomery County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 600-649 Credit Score $25 to 50,000 No Pets, Smoker $2,380
Freelancer 800-850 Credit Score >$150,000 3 Pets, Non-Smoker $710
Retired 500-549 Credit Score $25 to 50,000 1 Pet, Non-Smoker $1,520

Choose the Right Deductible for your Montgomery County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $200 $700 $900 $600 $800 $100
Montgomery County, TX $2,000 $750 $1,250 $660 $2,660 $-1,410
Montgomery County, TX $700 $620 $1,120 $520 $1,220 $-100
The Woodlands, TX $200 $1,400 $1,600 $1,210 $1,410 $190
Cut and Shoot, TX $2,500 $500 $1,000 $430 $2,930 $-1,930
Splendora, TX $100 $330 $430 $290 $390 $40
New Waverly, TX $2,500 $460 $960 $390 $2,890 $-1,930
Anderson, TX $300 $720 $1,020 $610 $910 $110
Cleveland, TX $700 $390 $890 $320 $1,020 $-130
Spring Valley Village, TX $200 $1,970 $2,170 $1,690 $1,890 $280
Liberty, TX $2,000 $420 $920 $350 $2,350 $-1,430
Fulshear-Simonton, TX $200 $1,230 $1,430 $1,070 $1,270 $160
Livingston-Onalaska, TX $2,000 $300 $800 $260 $2,260 $-1,460

Identify Top Home Insurance Agents near Montgomery County, TX | Back to Top

Home Insurance Company Montgomery County, TX Homeowners Insurance Agency Montgomery County, TX Address Popularity Score Distance from Montgomery County (miles)
Travelers Pinnacle Point Insurance 9595 Six Pines Dr Ste 8210, The Woodlands, TX, 77380
9.6
State Farm Kyle Sherburne 635 Rayford Rd Ste B, Spring, TX, 77386-2797
12.6
State Farm Jared Dolan 3705 College Park Dr Ste 105, The Woodlands, TX, 77384-4894
6.7
Travelers Pinnacle Point Insurance 9595 Six Pines Dr Ste. 8210 The Woodlands, The Woodlands, TX, 77380
9.7
State Farm Wayne Paul Saunier 24922 State Hwy 249 Ste 116, Tomball, TX, 77375-7872
18.6
Travelers Hometown Insurance Partners 2202 Timberloch Place 118, The Woodlands, TX, 77380
10.0
Allstate Brook Beasley 21021 Springbrook Plaza Dr Ste 130, Spring, TX, 77379
15.6
State Farm Corey Lejeune 9595 Six Pines Dr Ste 1460, The Woodlands, TX, 77380-3125
9.6
State Farm Keith Sacchieri 9311 Fm 1488 Rd Ste 30, Magnolia, TX, 77354-2757
8.2
State Farm James Pearson 469 Fm 1488 Rd Ste 102, Conroe, TX, 77384-3963
4.9

Compare Rates for Montgomery County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $700 $460 $1,080 $620
Montgomery County, TX $164,200 $920 $610 $1,420 $810
Montgomery County, TX $164,200 $850 $560 $1,310 $750
The Woodlands, TX $264,600 $1,380 $910 $2,130 $1,220
Cut and Shoot, TX $107,600 $590 $390 $910 $520
Splendora, TX $61,800 $330 $220 $510 $290
New Waverly, TX $108,100 $430 $280 $660 $380
Anderson, TX $139,600 $590 $390 $910 $520
Cleveland, TX $77,000 $400 $260 $620 $360
Spring Valley Village, TX $493,300 $1,630 $1,080 $2,510 $1,430
Liberty, TX $91,200 $380 $250 $590 $340
Fulshear-Simonton, TX $267,600 $1,070 $710 $1,650 $940
Livingston-Onalaska, TX $78,900 $390 $260 $600 $340

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