Gavop shows you how to buy homeowners insurance in Montgomery County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $115,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $192,500 | $180,000 | $150,000-$175,000 |
| 4 Bedroom | $243,500 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $196,500 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$200 | $1,048 |
| Superior Protection Discount | -$125 | $1,123 |
| Fire & Security Discount | -$112 | $1,135 |
| Hail Resistant Roof Discount | -$25 | $1,222 |
| Newly Constructed Home Discount | -$324 | $923 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,000 | $1,232 | $3,232 | $896 | $2,896 | $337 |
| Montgomery County, TX | $700 | $1,232 | $1,932 | $896 | $1,596 | $337 |
| The Woodlands, TX | $200 | $1,518 | $1,718 | $1,103 | $1,303 | $415 |
| Cut and Shoot, TX | $2,500 | $1,523 | $4,023 | $1,106 | $3,606 | $416 |
| Splendora, TX | $100 | $1,429 | $1,529 | $1,038 | $1,138 | $390 |
| New Waverly, TX | $2,500 | $987 | $3,487 | $717 | $3,217 | $270 |
| Anderson, TX | $300 | $1,319 | $1,619 | $959 | $1,259 | $360 |
| Cleveland, TX | $700 | $1,030 | $1,730 | $749 | $1,449 | $282 |
| Spring Valley Village, TX | $200 | $1,010 | $1,210 | $734 | $934 | $276 |
| Liberty, TX | $2,000 | $992 | $2,992 | $721 | $2,721 | $271 |
| Fulshear-Simonton, TX | $200 | $1,506 | $1,706 | $1,094 | $1,294 | $411 |
| Livingston-Onalaska, TX | $2,000 | $1,447 | $3,447 | $1,052 | $3,052 | $396 |
| Home Insurance Company Montgomery County, TX | Homeowners Insurance Agency Montgomery County, TX | Address | Popularity Score | Distance from Montgomery County (miles) |
|---|---|---|---|---|
| Travelers | Pinnacle Point Insurance | 9595 Six Pines Dr Ste 8210, The Woodlands, TX, 77380 | 9.6 | |
| State Farm | Kyle Sherburne | 635 Rayford Rd Ste B, Spring, TX, 77386-2797 | 12.6 | |
| State Farm | Jared Dolan | 3705 College Park Dr Ste 105, The Woodlands, TX, 77384-4894 | 6.7 | |
| Travelers | Pinnacle Point Insurance | 9595 Six Pines Dr Ste. 8210 The Woodlands, The Woodlands, TX, 77380 | 9.7 | |
| State Farm | Wayne Paul Saunier | 24922 State Hwy 249 Ste 116, Tomball, TX, 77375-7872 | 18.6 | |
| Travelers | Hometown Insurance Partners | 2202 Timberloch Place 118, The Woodlands, TX, 77380 | 10.0 | |
| Allstate | Brook Beasley | 21021 Springbrook Plaza Dr Ste 130, Spring, TX, 77379 | 15.6 | |
| State Farm | Corey Lejeune | 9595 Six Pines Dr Ste 1460, The Woodlands, TX, 77380-3125 | 9.6 | |
| State Farm | Keith Sacchieri | 9311 Fm 1488 Rd Ste 30, Magnolia, TX, 77354-2757 | 8.2 | |
| State Farm | James Pearson | 469 Fm 1488 Rd Ste 102, Conroe, TX, 77384-3963 | 4.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Montgomery County, TX | $206,400 | $1,247 | $820 | $1,920 | $1,100 |
| Montgomery County, TX | $206,400 | $1,247 | $820 | $1,920 | $1,100 |
| The Woodlands, TX | $351,000 | $1,536 | $1,010 | $2,370 | $1,360 |
| Cut and Shoot, TX | $105,000 | $1,541 | $1,020 | $2,370 | $1,350 |
| Splendora, TX | $84,800 | $1,446 | $950 | $2,230 | $1,280 |
| New Waverly, TX | $118,200 | $999 | $660 | $1,540 | $880 |
| Anderson, TX | $65,000 | $1,335 | $880 | $2,060 | $1,180 |
| Cleveland, TX | $89,000 | $1,043 | $690 | $1,610 | $920 |
| Spring Valley Village, TX | $671,600 | $1,023 | $670 | $1,570 | $900 |
| Liberty, TX | $96,400 | $1,004 | $660 | $1,550 | $890 |
| Fulshear-Simonton, TX | $328,200 | $1,524 | $1,010 | $2,350 | $1,340 |
| Livingston-Onalaska, TX | $88,600 | $1,465 | $970 | $2,260 | $1,290 |