How Can I Make My Albert Lea, MN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Albert Lea, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Albert Lea, MN Home Insurance Coverage Levels | Back to Top
| Albert Lea, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Shellrock St, Co Rd 88, Township Rd, Ethel Ave, S 3rd Ave, Lake Ave, 155th St, E 6th St, T-153A, T-131 | $168,500 | $150,000 | $175,000-$200,000 | $150,500 | $130,000 | $150,000-$175,000 |
| Emerson Ave, School St S, Wedge St, Madison Ave, Pillsbury Ave, Hemmingsen St, Blake Ave, 757th Ave, N Alden Rd, Edina Ave | $158,500 | $130,000 | $125,000-$150,000 | $128,500 | $110,000 | $150,000-$175,000 |
| 125th St, Trollwood Dr, High St, Wedgewood Dr, N 5th Ave, William Ave, Co Hwy 17, 770th Ave, Burr Oak Dr, 19th St | $132,500 | $110,000 | $100,000-$125,000 | $80,500 | $70,000 | $75,000-$100,000 |
| W Edgewater Dr, Co Rd 62, T-155, Minnesota 13, N Shore Ave, Triangle Dr, N Ermina Ave, Co Rd 13, 739th Ave, State Line Rd | $189,500 | $170,000 | $200,000-$250,000 | $115,000 | $100,000 | $125,000-$150,000 |
| Walleye, 700th Ave, Co Rd 18, Valley Ave, 265th St, T-130, Seath Dr, Campus Ln, 750th Ave, Sherwood Ave | $167,000 | $160,000 | $150,000-$175,000 | $129,000 | $110,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Albert Lea, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $579 |
| Superior Protection Discount | -$63 | $635 |
| Fire & Security Discount | -$49 | $649 |
| Hail Resistant Roof Discount | -$21 | $677 |
| Newly Constructed Home Discount | -$188 | $509 |
Choose your Albert Lea, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,237 |
| Hail Damage | $5,265 |
| Wind Damage | $10,316 |
| Expensive Claims | |
| Fire | $36,771 |
| Accidental Discharge/Leakage | $8,453 |
| Optional Coverage Losses | $8,320 |
Identify Top Home Insurance Agents near Albert Lea, MN | Back to Top
| Home Insurance Company Albert Lea, MN | Homeowners Insurance Agency Albert Lea, MN | Address | Popularity Score | Distance from Albert Lea (miles) |
|---|---|---|---|---|
| State Farm | Tony Langerud | 124 9th Ave Nw, Faribault, MN, 55021-4965 | 44.2 | |
| State Farm | Dave Klatt | 106 S Broadway Ave, Albert Lea, MN, 56007-2544 | 0.4 | |
| State Farm | Sherry Tuohy | 138 N Main St, Janesville, MN, 56048-9537 | 36.2 | |
| Allstate | David Severson | 1906 8th St Nw Ste C, Austin, MN, 55912 | 19.1 | |
| State Farm | Steve Justice | 1405 15th Ave Nw, Austin, MN, 55912-1911 | 18.8 | |
| Farmers | Karen Brandenburg | 111 S Broadway, Wells, MN, 56097 | 19.1 | |
| Liberty Mutual Independent | Heartman Insurance | 203 N Main St, Austin, MN, 55912 | 19.5 | |
| State Farm | Nancy Vanderwaerdt | 505 Bridge Avenue, Albert Lea, MN, 56007-2304 | 0.2 | |
| Travelers | Randy Mulcahey Agency Llc | 117 2nd St Ne, Waseca, MN, 56093 | 30.1 | |
| Allstate | Hohenstein-Macfadyen | 577 State Ave., Ste #1, Owatonna, MN, 55060 | 30.9 |
Compare Rates for Albert Lea, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $800 | $1,660 | $860 |
| Freeborn County, MN | $105,100 | $785 | $530 | $1,080 | $550 |
| Albert Lea, MN | $94,400 | $698 | $470 | $970 | $500 |
| Glenville, MN | $88,900 | $718 | $480 | $1,010 | $530 |
| Riceland, MN | $150,000 | $1,017 | $690 | $1,430 | $740 |
| Barton, IA | $258,300 | $1,081 | $740 | $1,500 | $760 |
| Delavan, MN | $181,300 | $1,132 | $830 | $1,570 | $740 |
| Ellington, MN | $183,300 | $1,139 | $770 | $1,610 | $840 |
| Jo Daviess, MN | $135,000 | $953 | $650 | $1,320 | $670 |
| Verona, MN | $122,500 | $896 | $600 | $1,280 | $680 |
| Jenkins, IA | $99,800 | $698 | $500 | $990 | $490 |
| Madison Lake, MN | $194,100 | $1,174 | $790 | $1,620 | $830 |
| Center Creek, MN | $155,500 | $1,038 | $750 | $1,480 | $730 |
Research Home Insurance Companies Reviews in Albert Lea, MN Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: February 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I have always been impressed with the customer service of Liberty Mutual. Every time I have a question or need to update an aspect of my insurance, they are attentive and thoughtful over the phone. I would rate them as a '5' on a scale from 1 to 5.
Allstate Home Insurance Reviews
Date: November 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
i love my companies customer service. they are very professional and well mannered at all times even when i am screaming bloody murder at them to fix something. so nice!
State Farm Home Insurance Reviews
Date: October 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
well overall it could be cheaper in price I undertand we live in florida and theres always damages to property specially with the last hurricane that distroy so many things. But they get expensive.