Gavop tells you how to get the best homeowners insurance in Rancho Calaveras, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $215,500 | $200,000 | $175,000-$200,000 |
| 3 Bedroom | $204,500 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $399,000 | $320,000 | $400,000-$500,000 |
| 5 Bedroom | $336,500 | $300,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $518 |
| Superior Protection Discount | -$58 | $582 |
| Fire & Security Discount | -$58 | $582 |
| Hail Resistant Roof Discount | -$13 | $627 |
| Newly Constructed Home Discount | -$160 | $480 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Calaveras County | $700 | $725 | $1,425 | $527 | $1,227 | $198 |
| Rancho Calaveras, CA | $2,500 | $632 | $3,132 | $459 | $2,959 | $173 |
| Rail Road Flat, CA | $400 | $696 | $1,096 | $505 | $905 | $190 |
| Sutter Creek-Plymouth, CA | $1,500 | $844 | $2,344 | $613 | $2,113 | $231 |
| Plymouth, CA | $200 | $672 | $872 | $488 | $688 | $184 |
| Avery, CA | $1,000 | $684 | $1,684 | $497 | $1,497 | $187 |
| Arnold, CA | $300 | $750 | $1,050 | $545 | $845 | $205 |
| Waterford, CA | $1,000 | $627 | $1,627 | $455 | $1,455 | $171 |
| Soulsbyville, CA | $200 | $708 | $908 | $515 | $715 | $194 |
| Grizzly Flats, CA | $1,500 | $659 | $2,159 | $479 | $1,979 | $180 |
| Carmichael, CA | $500 | $846 | $1,346 | $615 | $1,115 | $231 |
| Tuolumne County, CA | $2,000 | $725 | $2,725 | $527 | $2,527 | $198 |
| Home Insurance Company Rancho Calaveras, CA | Homeowners Insurance Agency Rancho Calaveras, CA | Address | Popularity Score | Distance from Rancho Calaveras (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Placer Insurance Agency | 5 Sierra Gate Plz Ste 150, Roseville, CA, 95678 | 48.6 | |
| State Farm | Duane Pascua | 3031 Foothills Blvd Ste 160, Roseville, CA, 95747-7261 | 49.2 | |
| Farmers | Glenn Hoffman | 1555 Riverlake Rd Ste F, Discovery Bay, CA, 94505 | 43.8 | |
| State Farm | Terry Nguyen | 2411 Empire Ave Ste 108, Brentwood, CA, 94513-5301 | 49.3 | |
| Farmers | Daryl Pao Lindo | 4600 Northgate Blvd Ste 215, Sacramento, CA, 95834 | 49.6 | |
| Liberty Mutual Independent | Paragon Insurance Services | 301 Natoma St Ste 104, Folsom, CA, 95630 | 41.7 | |
| Allstate | Steve Richardson | 2012 W Monte Vista Ave, Turlock, CA, 95382 | 41.8 | |
| Farmers | Celia Marcelino | 6 W Main St Ste J, Stockton, CA, 95202 | 26.8 | |
| State Farm | Richard Lawrence | 1015 Sperry Ave Ste E, Patterson, CA, 95363-9268 | 48.4 | |
| State Farm | Bob Griffin | 7915 Laguna Blvd Ste 140, Elk Grove, CA, 95758-7944 | 36.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Calaveras County, CA | $273,400 | $733 | $540 | $1,000 | $460 |
| Rancho Calaveras, CA | $228,400 | $640 | $470 | $870 | $400 |
| Rail Road Flat, CA | $239,700 | $704 | $520 | $960 | $440 |
| Sutter Creek-Plymouth, CA | $322,900 | $854 | $630 | $1,160 | $530 |
| Plymouth, CA | $222,200 | $680 | $500 | $920 | $420 |
| Avery, CA | $230,900 | $692 | $510 | $940 | $430 |
| Arnold, CA | $275,200 | $759 | $560 | $1,030 | $470 |
| Waterford, CA | $223,800 | $634 | $470 | $860 | $390 |
| Soulsbyville, CA | $248,700 | $717 | $530 | $980 | $450 |
| Grizzly Flats, CA | $212,100 | $667 | $490 | $910 | $420 |
| Carmichael, CA | $334,900 | $857 | $630 | $1,160 | $530 |
| Tuolumne County, CA | $273,500 | $733 | $540 | $1,000 | $460 |