Gavop shows you how to buy homeowners insurance in Oradell, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Oradell, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wendel Pl, Bellis Pkwy, Fletcher Ave, Hague Ct, Commander Black Dr, Marggraff Ct, Briarwood Ct, Amelia Ct, Merritt Dr, Hensler Ln | $355,000 | $330,000 | $400,000-$500,000 | $463,000 | $400,000 | $400,000-$500,000 |
| Beatrice Pl, Laurel Dr, Glenside Ct E, Oxford Cir, Primrose Ave, Corbett Pl, Reis Ave, Dinsmore Pl, Ellen Pl, Beech Ave | $451,000 | $410,000 | $400,000-$500,000 | $468,500 | $390,000 | $400,000-$500,000 |
| Howard Ct E, Rustic Rd, Iroquois St, Amaryllis Ave, Waite Pl, Birchtree Ln, Leonard Young Dr, Schlomann Dr, Blauvelt Dr, Commander Black Dr | $493,000 | $440,000 | $400,000-$500,000 | $970,000 | $850,000 | $800,000-$900,000 |
| Mildred Pl, Winne Ave, Pyle St, Oradell Ave, Oconnell Pl, New Milford Ave, Ellis Pl, Soldier Hill Rd, Deerfield Ct, Midland Rd | $553,000 | $490,000 | $400,000-$500,000 | $543,000 | $510,000 | $500,000-$600,000 |
| Cambridge Cir, Demarrais Pl, Shadow Ln, Lotus Ave, Oak Tree Rd, Elliot Ct, Francis Ct, Martin Ave, Birchtree Rd, Richardson Ct | $648,000 | $570,000 | $600,000-$700,000 | $900,500 | $810,000 | $700,000-$800,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$93 | $940 |
| Home and Two Car | -$165 | $867 |
| Home and Three Car | -$248 | $785 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,537 |
| Hail Damage | $4,759 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,553 |
| Home Insurance Company Oradell, NJ | Homeowners Insurance Agency Oradell, NJ | Address | Popularity Score | Distance from Oradell (miles) |
|---|---|---|---|---|
| State Farm | Teri Digrande | 724 Speedwell Ave, Morris Plains, NJ, 07950-2231 | 25.0 | |
| Travelers | Mintz Girgan & Brightly | 18 West Passaic Street, Rochelle Park, NJ, 7662 | 3.9 | |
| Allstate | Sameh Wahba | 64 E Ridgewood Ave, Paramus, NJ, 7652 | 2.3 | |
| Liberty Mutual Independent | Johl & Company | 199 Center Ave, Westwood, NJ, 7675 | 2.4 | |
| State Farm | Michael Laglia | 98 Broadway, Hillsdale, NJ, 07642-2716 | 3.2 | |
| Liberty Mutual Independent | Hekemian & Co. Inc. | 505 Main St, Hackensack, NJ, 7601 | 4.3 | |
| State Farm | Randy Loyd | 260 E Main St, Ramsey, NJ, 07446-1904 | 8.8 | |
| State Farm | John Dominianni | 615 Franklin Turnpike, Ridgewood, NJ, 07450-1927 | 3.9 | |
| State Farm | John Powell | 2253 South Ave Ste 4, Scotch Plains, NJ, 07076-4688 | 27.9 | |
| State Farm | Sal Sciallo | 298 Us Highway 9, Manalapan, NJ, 07726-8236 | 47.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,480 | $690 |
| Bergen County, NJ | $451,200 | $1,348 | $980 | $1,870 | $890 |
| Oradell, NJ | $580,200 | $1,033 | $750 | $1,440 | $690 |
| Fairview, NJ | $351,400 | $1,150 | $780 | $1,590 | $810 |
| Lincoln Park, NJ | $334,600 | $789 | $560 | $1,120 | $560 |
| Manhasset, NY | $1,019,300 | $852 | $610 | $1,220 | $610 |
| Short Hills, NJ | $1,316,600 | $927 | $660 | $1,330 | $670 |
| Wheatley Heights, NY | $382,100 | $967 | $670 | $1,340 | $670 |
| Kent, NY | $285,900 | $801 | $540 | $1,140 | $600 |
| Sea Bright, NJ | $491,500 | $1,714 | $1,150 | $2,380 | $1,230 |
| Fairfield, CT | $597,900 | $1,513 | $1,010 | $2,130 | $1,120 |
| Oceanport, NJ | $441,600 | $1,034 | $730 | $1,440 | $710 |
| Belle Mead, NJ | $246,000 | $941 | $630 | $1,340 | $710 |