Gavop's guide to buying homeowners insurance in Millbury, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $102,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $205,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $239,000 | $190,000 | $250,000-$300,000 |
| 4 Bedroom | $340,500 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $516,000 | $430,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $646 |
| Superior Protection Discount | -$79 | $709 |
| Fire & Security Discount | -$79 | $709 |
| Hail Resistant Roof Discount | -$16 | $772 |
| Newly Constructed Home Discount | -$181 | $607 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,513 |
| Hail Damage | $4,900 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,054 |
| Home Insurance Company Millbury, MA | Homeowners Insurance Agency Millbury, MA | Address | Popularity Score | Distance from Millbury (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Quinn Of Lynn Insurance | 152 - Seaport Landing Suite 1d , Lynn, MA, 1902 | 46.5 | |
| Allstate | Paul D. Wasgatt | 59 Green St, Worcester, MA, 1604 | 4.7 | |
| Travelers | Integrated Insurance Solutions | 1881 Worcester Rd, Framingham, MA, 1701 | 16.7 | |
| Liberty Mutual Independent | William L Goodrich Insurance Agency Inc | 424 Adams St Ste 102, Milton, MA, 2186 | 37.8 | |
| Liberty Mutual Independent | E A Stevens Company Inc | 389 Main St, Malden, MA, 2148 | 39.8 | |
| Liberty Mutual Independent | T P Daley Insurance Agency Inc | 1381 Westfield St , West Springfield, MA, 1089 | 45.0 | |
| Travelers | George M Rogers Ins Agcy | 545 Main St, Boylston, MA, 1505 | 10.8 | |
| Travelers | Markham Group Inc | 20 Central Ave, Ayer, MA, 1432 | 27.2 | |
| Liberty Mutual Independent | Intercontinental Insurance Brokers Llc | 175 Federal St, Boston, MA, 2110 | 38.6 | |
| Travelers | Gaudette Insurance Agency | 1 Plummers Cor, Whitinsville, MA, 1588 | 8.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $970 | $1,930 | $960 |
| Worcester County, MA | $260,800 | $1,024 | $710 | $1,400 | $690 |
| Millbury, MA | $263,200 | $788 | $570 | $1,110 | $540 |
| Stow, MA | $474,800 | $1,140 | $790 | $1,620 | $830 |
| Groton, MA | $440,700 | $1,015 | $700 | $1,440 | $740 |
| Tewksbury, MA | $357,700 | $1,017 | $730 | $1,430 | $700 |
| Rockville, CT | $169,300 | $795 | $550 | $1,130 | $580 |
| Enfield, CT | $185,000 | $962 | $660 | $1,370 | $710 |
| Voluntown, CT | $227,400 | $1,135 | $780 | $1,580 | $800 |
| Thompsonville, CT | $176,700 | $817 | $560 | $1,140 | $580 |
| Somerset, MA | $275,000 | $811 | $580 | $1,110 | $530 |
| Franklin County, MA | $226,600 | $972 | $690 | $1,350 | $660 |