Gavop shows you how to buy homeowners insurance in Storrs, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $174,500 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $139,000 | $110,000 | $150,000-$175,000 |
| 4 Bedroom | $318,000 | $270,000 | $300,000-$350,000 |
| 5 Bedroom | $525,500 | $430,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $757 |
| Superior Protection Discount | -$90 | $811 |
| Fire & Security Discount | -$90 | $811 |
| Hail Resistant Roof Discount | -$18 | $883 |
| Newly Constructed Home Discount | -$216 | $685 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tolland County | $1,000 | $1,094 | $2,094 | $795 | $1,795 | $299 |
| Storrs, CT | $700 | $891 | $1,591 | $647 | $1,347 | $243 |
| Tolland County, CT | $100 | $1,094 | $1,194 | $795 | $895 | $299 |
| Hebron, CT | $700 | $941 | $1,641 | $684 | $1,384 | $257 |
| New Britain, CT | $500 | $854 | $1,354 | $620 | $1,120 | $233 |
| Chicopee, MA | $1,500 | $852 | $2,352 | $619 | $2,119 | $233 |
| Deep River Center, CT | $400 | $1,229 | $1,629 | $893 | $1,293 | $336 |
| Harmony, RI | $2,500 | $1,257 | $3,757 | $913 | $3,413 | $343 |
| Madison, CT | $100 | $950 | $1,050 | $690 | $790 | $260 |
| Guilford, CT | $1,000 | $989 | $1,989 | $719 | $1,719 | $270 |
| South Kingstown, RI | $500 | $1,487 | $1,987 | $1,080 | $1,580 | $406 |
| Narragansett, RI | $700 | $990 | $1,690 | $719 | $1,419 | $270 |
| Home Insurance Company Storrs, CT | Homeowners Insurance Agency Storrs, CT | Address | Popularity Score | Distance from Storrs (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Associated Insurance Services | 106 W Main St, Plainville, CT, 6062 | 33.1 | |
| Travelers | Wilcox And Reynolds Insurance Llc | 922 Stafford Rd, Storrs, CT, 6268 | 1.6 | |
| Travelers | K L Smith Agency Llc | 1486 W Main St, Willimantic, CT, 6226 | 6.2 | |
| Allstate | Christine Potts | 10 Higgins Hwy Ste 6, Mansfield Center, CT, 6250 | 4.4 | |
| Nationwide | Michael J Eremita | 303 Burnside Avesuite 7, East Hartford, CT, 06108-2318 | 19.2 | |
| Travelers | Goodworks Insurance | 2534 Main St, Glastonbury, CT, 6033 | 19.3 | |
| State Farm | Kristian Ager | 396 Middle Tpke W, Manchester, CT, 06040-3824 | 14.8 | |
| State Farm | Hilda Porrata-Doria | 966 State St, New Haven, CT, 06511-3945 | 47.9 | |
| Travelers | Sica Insurance & Financial Services | 107 Burnside Ave Ste 1, East Hartford, CT, 6108 | 19.7 | |
| Allstate | Mike Bonatsakis | 134 Hartford Tpke, Tolland, CT, 6084 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $910 | $1,770 | $860 |
| Tolland County, CT | $247,500 | $1,108 | $740 | $1,540 | $800 |
| Storrs, CT | $207,000 | $901 | $660 | $1,290 | $630 |
| Tolland County, CT | $247,500 | $1,108 | $810 | $1,540 | $730 |
| Hebron, CT | $302,900 | $953 | $690 | $1,320 | $630 |
| New Britain, CT | $156,800 | $864 | $630 | $1,180 | $550 |
| Chicopee, MA | $175,500 | $862 | $590 | $1,220 | $630 |
| Deep River Center, CT | $266,700 | $1,244 | $850 | $1,750 | $900 |
| Harmony, RI | $228,700 | $1,272 | $850 | $1,810 | $960 |
| Madison, CT | $432,900 | $961 | $700 | $1,340 | $640 |
| Guilford, CT | $389,900 | $1,001 | $710 | $1,420 | $710 |
| South Kingstown, RI | $344,000 | $1,505 | $1,020 | $2,090 | $1,070 |
| Narragansett, RI | $393,400 | $1,002 | $690 | $1,430 | $740 |