How Can I Make My Carter County, KY Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Carter County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Carter County, KY Home Insurance Coverage Levels | Back to Top

Carter County, KY - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Jordan Ln, Mocabee Ln, Cr-1864C, Cr-1697, Sinken Rd, Maggard Rd, Eastview St, 4th St, Wolfpen Creek Rd, Samantha St $70,000 $60,000 $75,000-$100,000 $58,500 $50,000 $50,000-$75,000
Leslie Rd, McGlone Creek, Robin Rd, Nursery Dr, Dry Ridge Rd, Indian Hills Rd, Big Run Rd, Cr-1300, Barker Flats Rd, Middleton Rd $78,000 $70,000 $75,000-$100,000 $50,000 $40,000 $25,000-$50,000
Church Rd, Pump Station Rd, Cr-1819, Deer Hollow, Cr-1263N, Dogwood Ln, State Hwy 1496, Square Lick Rd, Cr-1145, Bands Loop $86,500 $70,000 $75,000-$100,000 $82,500 $70,000 $50,000-$75,000
Greenhill Rd, Sand Rock Rd, State Hwy 209, Dry Prairie Rd, Greenbriar Rd, Cr-1617D, Lawton Ln, Spruce Ln, Cr-1088, Tygarts Bottom $122,000 $110,000 $125,000-$150,000 $77,000 $70,000 $75,000-$100,000
Davis Hill, Steele Rd, Cr-1295, Norton Branch Rd, Stinson Rd, Bonelick Cir, Redwood Ln, Old US Hwy 60, Carter Hollow Rd, Blevins Rd $121,000 $110,000 $100,000-$125,000 $71,500 $70,000 $50,000-$75,000
Jordan Ct, Leatherwood Branch Rd, N Anglin Branch, Sunshine Dr, S Court St, Krestview Dr, Mayhew Flats Rd, Hannah Cemetery Ln, Sweetwater Ln, State Hwy 9 $165,500 $140,000 $150,000-$175,000 $75,000 $70,000 $50,000-$75,000
Brinegar Rd, Beetree Fork Rd, Hopewood Dr, Upper Smoky Rd, Erwin Ridge Rd, Cr-1257E, Adams Hill Rd, Cains Loop, Soldier-Macabee Creek Rd, Kelly Ln $124,000 $110,000 $125,000-$150,000 $58,500 $60,000 $50,000-$75,000
Cr-1302Q3, Landsdown St, Lincoln Dr, Cr-1304Q3, Boggs Rd, Birch St, Greenbriar Dr, Plantation Dr, Apple Ave, Cr-1603 $95,500 $80,000 $100,000-$125,000 $82,000 $70,000 $50,000-$75,000
Gearheart St, Vell Ln, Jasmine Ln, Cr-1006, Silica Branch Rd, Cr-1850, Hickory Flats Rd, McGlone Creek Rd, Shady Valley Cir, Woodside St $93,000 $90,000 $75,000-$100,000 $65,500 $50,000 $50,000-$75,000
Okera Rd, Avis Dr, Mocabee Creek Rd, Vicie Creek, Cs-1116, Cr-1897, Hill St, W Carter Dr, Emmitt Rd, Marigold Ln $116,500 $110,000 $75,000-$100,000 $54,000 $50,000 $25,000-$50,000

Estimate your Savings with Home Insurance Discounts in Carter County, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$106 $558
Superior Protection Discount -$60 $604
Fire & Security Discount -$60 $604
Hail Resistant Roof Discount -$13 $651
Newly Constructed Home Discount -$179 $485

Choose the Right Deductible for your Carter County, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Carter County $2,000 $656 $2,656 $477 $2,477 $179
Carter County, KY $2,500 $656 $3,156 $477 $2,977 $179
Grayson, KY $200 $687 $887 $499 $699 $188
Wurtland, KY $1,000 $717 $1,717 $521 $1,521 $196
Flatwoods-Russell, KY $500 $687 $1,187 $499 $999 $188
Flatgap, KY $1,500 $625 $2,125 $454 $1,954 $171
Johnson County, KY $300 $685 $985 $497 $797 $187
Union, WV $2,000 $600 $2,600 $436 $2,436 $164
Aid, OH $100 $640 $740 $465 $565 $175
Manchester, OH $500 $556 $1,056 $404 $904 $152
Stonewall, WV $1,000 $700 $1,700 $509 $1,509 $191

Identify Top Home Insurance Agents near Carter County, KY | Back to Top

Home Insurance Company Carter County, KY Homeowners Insurance Agency Carter County, KY Address Popularity Score Distance from Carter County (miles)
State Farm Brian Payne 537 Moody Dr, Maysville, KY, 41056-9328
45.8
State Farm Bob Wages 1019 State Route 716, Ashland, KY, 41102-8257
21.1
Allstate Wells & Middleton 2019 Ashland Rd, Greenup, KY, 41144
21.5
Travelers Wells & Middleton Insurance Inc 2019 Ashland Rd, Greenup, KY, 41144
21.7
State Farm Don Hillman 209 E Perry St, Louisa, KY, 41230
27.6
Travelers Wells & Middleton Insurance Inc 2019 Ashland Road, Greenup, KY, 41144
21.5
State Farm Scott Hester 800 13th St, Ashland, KY, 41101-2638
24.7
State Farm Ramona Salyer 308 Horton St, Grayson, KY, 41143-1319
5.9
Allstate John J. Ross Jr. 4332 13th St Unit 1, Ashland, KY, 41102
22.6
State Farm Bill Boggs 533 N Shawnee Rd, Maysville, KY, 41056-7505
46.1

Compare Rates for Carter County, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $600 $1,260 $660
Carter County, KY $83,300 $664 $480 $910 $430
Carter County, KY $83,300 $664 $480 $910 $430
Grayson, KY $110,600 $696 $490 $990 $500
Wurtland, KY $120,500 $726 $500 $1,030 $530
Flatwoods-Russell, KY $110,800 $696 $470 $960 $490
Flatgap, KY $66,700 $633 $460 $880 $420
Johnson County, KY $90,300 $693 $500 $980 $480
Union, WV $91,100 $607 $420 $860 $440
Aid, OH $108,900 $648 $450 $930 $480
Manchester, OH $79,600 $563 $400 $810 $410
Stonewall, WV $60,300 $709 $500 $1,010 $510