Gavop shows you how to buy homeowners insurance in Keene, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Keene, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Keene-Versailles Rd, Canada Hill St, Olde Village Ct, Mill Rock Rd, Woods Rd, Keene Manor Cir, Windward Way, McGee Rd, Nicholasville Rd, Lantern Way | $420,000 | $340,000 | $400,000-$500,000 | $684,000 | $630,000 | $700,000-$800,000 |
| Woodside Way, Kingston St N, Delaney Ferry Rd, Holloway Ln, Mallard Ct, Clubhouse Dr, Richardson Ln, Pearl Ln, Creekwood Way, Wells Ave | $365,500 | $320,000 | $350,000-$400,000 | $348,500 | $330,000 | $350,000-$400,000 |
| Middle Creek Dr, Ponder Way, Sapphire Ct, Springdale Dr, McCauley Rd, Bent Tree Ct, Aetna Ln, Crosswoods Pl, US Hwy 68, Keenesway Ln | $460,000 | $390,000 | $500,000-$600,000 | $435,500 | $350,000 | $400,000-$500,000 |
| Keene-Pinckard Pike, Thoroughbred Ln, Spring Mint Ct, Keene Rd, Computrex Dr, Timberlane Ct, Hill St, Woodwind Ct, Clear Creek Rd, Woodbriar Ct | $337,500 | $300,000 | $350,000-$400,000 | $819,500 | $750,000 | $900,000-$1,000,000 |
| Laurenbrook Dr, Stirling Ln, Forest Trl, Revere Dr, Wood Duck Ct, Means Dr, Concord Trl, Golf Club Dr, Cave Spring Rd, Kingston Rd S | $428,000 | $380,000 | $350,000-$400,000 | $443,000 | $360,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$92 | $935 |
| Home and Two Car | -$175 | $853 |
| Home and Three Car | -$236 | $791 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jessamine County | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Keene, KY | $1,000 | $1,015 | $2,015 | $738 | $1,738 | $277 |
| Wilmore, KY | $300 | $848 | $1,148 | $616 | $916 | $232 |
| Nicholasville, KY | $2,000 | $900 | $2,900 | $654 | $2,654 | $246 |
| Lexington-Fayette urban county, KY | $300 | $1,015 | $1,315 | $737 | $1,037 | $277 |
| Versailles, KY | $1,000 | $852 | $1,852 | $619 | $1,619 | $233 |
| Lexington-Fayette Northeast, KY | $500 | $1,068 | $1,568 | $776 | $1,276 | $292 |
| Lawrenceburg, KY | $1,500 | $766 | $2,266 | $557 | $2,057 | $209 |
| Clay City, KY | $100 | $656 | $756 | $477 | $577 | $179 |
| Brodhead, KY | $1,000 | $664 | $1,664 | $482 | $1,482 | $181 |
| New Castle, KY | $100 | $912 | $1,012 | $663 | $763 | $249 |
| Loretto, KY | $2,500 | $796 | $3,296 | $579 | $3,079 | $218 |
| Home Insurance Company Keene, KY | Homeowners Insurance Agency Keene, KY | Address | Popularity Score | Distance from Keene (miles) |
|---|---|---|---|---|
| Travelers | Truepoint Insurance Group | 6287 Taylorsville Rd, Ste 203 , Fisherville, KY, 40023 | 46.1 | |
| Liberty Mutual Independent | Nicholson Insurance Agency Inc | 1001 Monarch St Ste 100, Lexington, KY, 40513 | 6.3 | |
| State Farm | Clint Conrad | 201 Ruccio Way Ste 120, Lexington, KY, 40503-3584 | 5.9 | |
| Travelers | Ruth Hagan Insurance Agency Inc | 101 W Main St, Lebanon, KY, 40033 | 43.3 | |
| Travelers | Turner Insurance Agency Inc | 2460 Rd , Shelbyville, KY, 40065 | 39.9 | |
| Allstate | Eddie Venters | 3735 Palomar Centre Dr Ste 50, Lexington, KY, 40513 | 4.8 | |
| State Farm | Bethany Hicks | 1050 Chinoe Rd Ste 100, Lexington, KY, 40502-6571 | 8.3 | |
| Allstate | Amy Downs Hurst | 305 N 3rd St, Bardstown, KY, 40004 | 47.2 | |
| Travelers | Bill Mccoy Insurance Agency | 1134 Us #127 South Ste D, Frankfort, KY, 40601 | 21.9 | |
| Travelers | Bray & Oakley Insurance Agency Inc | 3061 Fieldstone Way, Lexington, KY, 40513 | 5.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $600 | $1,240 | $640 |
| Jessamine County, KY | $164,300 | $959 | $690 | $1,310 | $620 |
| Keene, KY | $435,100 | $1,027 | $730 | $1,430 | $700 |
| Wilmore, KY | $173,200 | $858 | $630 | $1,210 | $580 |
| Nicholasville, KY | $146,600 | $911 | $630 | $1,290 | $660 |
| Lexington-Fayette urban county, KY | $175,000 | $1,027 | $730 | $1,430 | $700 |
| Versailles, KY | $175,200 | $863 | $600 | $1,190 | $590 |
| Lexington-Fayette Northeast, KY | $197,700 | $1,081 | $750 | $1,490 | $740 |
| Lawrenceburg, KY | $138,300 | $775 | $570 | $1,070 | $500 |
| Clay City, KY | $83,500 | $664 | $440 | $910 | $470 |
| Brodhead, KY | $74,600 | $672 | $480 | $950 | $470 |
| New Castle, KY | $138,300 | $923 | $620 | $1,260 | $640 |
| Loretto, KY | $105,000 | $806 | $560 | $1,140 | $580 |