Gavop tells you how to get the best homeowners insurance in Mille Lacs County, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Mille Lacs County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 20th St, Co Rd 9, White Cloud Dr S, N Cedar St, 120th St, Co Rd 104, Ivy Rd, Co Rd 112, 340th St, Rivers Edge Dr | $188,500 | $180,000 | $200,000-$250,000 | $141,500 | $130,000 | $100,000-$125,000 |
| Vision Rd, 30th Ave, Bogie Bay, Meadowview Rd, Co Rd 23, Sugarbush Cir, T129, Clover St, Pony Farm Rd, Co Rd 152 | $111,500 | $110,000 | $125,000-$150,000 | $149,500 | $120,000 | $125,000-$150,000 |
| Edge Water Cir, Ct Rd 22, 97th Ave, Co Rd 143, 413th St, 1st St, Co Rd 144, 388th St, Outlook Ave, N 5th St | $223,000 | $200,000 | $175,000-$200,000 | $173,500 | $150,000 | $175,000-$200,000 |
| Earle Brown Dr, N 3rd St, Co Rd 140, Co Rd 48, Drake Dr, Island Ave, T210, 11th Ave NE, Chippewa Ave, T39 | $183,000 | $170,000 | $200,000-$250,000 | $108,000 | $100,000 | $100,000-$125,000 |
| Utopia Rd, 6th Ave SE, 17th St, Wagidaaki Dr, SW River Dr, T118, 62nd Ave, W Main St, 462nd St, Whitefish Rd | $191,000 | $160,000 | $200,000-$250,000 | $74,500 | $60,000 | $50,000-$75,000 |
| Alpine Rd, Co Rd 4, Toberg Ave, Bear Rd, Grand Goose Rd, Benson St, Wildwood Ave, Hickory Rd, Co Rd 9, Hospital | $228,500 | $190,000 | $200,000-$250,000 | $119,500 | $110,000 | $125,000-$150,000 |
| Co Rd 19, 300th St, Timber Trail Rd, 400th St, 4th St N, 12th Ave S, Whistle Rd, Scenic Dr N, W Broadway St, Bow Ln | $121,000 | $110,000 | $125,000-$150,000 | $145,500 | $130,000 | $150,000-$175,000 |
| Cedar Rd, Baxter Rd, 11th St NE, Co Rd 27, Roosevelt Rd, Co Rd 125, South St, 32nd Ave, Marina Dr, 22nd Ave | $201,500 | $170,000 | $175,000-$200,000 | $169,000 | $140,000 | $175,000-$200,000 |
| Resvn Hwy 1, 2nd St SE, 19th St, T90, 3rd Ave S, 9th Ave S, 4th St NE, Fredin St, T214, 54th Ave | $159,500 | $140,000 | $175,000-$200,000 | $104,000 | $90,000 | $100,000-$125,000 |
| 3rd St SW, 10th St NW, Co Rd 53, Scenic Dr, 102nd Ave, 154th St, Knick-Knack Dr, Lake Shore Blvd, Eagle Flight, 195th Ave NE | $249,500 | $210,000 | $200,000-$250,000 | $122,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $730 |
| Superior Protection Discount | -$77 | $781 |
| Fire & Security Discount | -$60 | $798 |
| Hail Resistant Roof Discount | -$26 | $833 |
| Newly Constructed Home Discount | -$180 | $678 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mille Lacs County | $1,500 | $848 | $2,348 | $616 | $2,116 | $232 |
| Mille Lacs County, MN | $2,500 | $848 | $3,348 | $616 | $3,116 | $232 |
| Bogus Brook, MN | $500 | $1,121 | $1,621 | $815 | $1,315 | $306 |
| Hay Brook, MN | $1,500 | $882 | $2,382 | $641 | $2,141 | $241 |
| Comfort, MN | $400 | $1,067 | $1,467 | $775 | $1,175 | $292 |
| Garrison, MN | $700 | $1,196 | $1,896 | $869 | $1,569 | $327 |
| Little Falls, MN | $1,500 | $738 | $2,238 | $536 | $2,036 | $202 |
| Munch, MN | $400 | $960 | $1,360 | $698 | $1,098 | $262 |
| Bowlus, MN | $1,500 | $854 | $2,354 | $620 | $2,120 | $233 |
| Nowthen, MN | $200 | $1,418 | $1,618 | $1,030 | $1,230 | $387 |
| Anoka County, MN | $1,000 | $1,110 | $2,110 | $807 | $1,807 | $303 |
| Home Insurance Company Mille Lacs County, MN | Homeowners Insurance Agency Mille Lacs County, MN | Address | Popularity Score | Distance from Mille Lacs County (miles) |
|---|---|---|---|---|
| Farmers | Brock Tatge | 312 Main St Nw, Elk River, MN, 55330 | 43.4 | |
| State Farm | Dan Anderson | 3306 3rd Street N, Saint Cloud, MN, 56303-4123 | 37.5 | |
| Travelers | North Central Insurance Agency | 16854 Highway 10, Elk River, MN, 55330 | 45.2 | |
| Travelers | Empire Insurance Group Inc | 38780 8th Ave, North Branch, MN, 55056 | 42.7 | |
| Travelers | Insurance Brokers Of Mn | 120 County Rd Ne Ste 2, Isanti, MN, 55040 | 36.3 | |
| Farmers | Mike Brant | 6957 Highway 10 Nw Ste 107, Anoka, MN, 55303 | 49.5 | |
| Travelers | Rg Insurance | 14091 Baxter Dr Ste 114, Baxter, MN, 56425 | 41.0 | |
| Farmers | Guy Henkensiefken | 14084 Baxter Dr Ste 1, Baxter, MN, 56425 | 41.0 | |
| Farmers | Randal Reynolds | 209 Maple Ave E, Mora, MN, 55051 | 16.7 | |
| State Farm | Dan Johnson | 128 South Union Street, Mora, MN, 55051-1541 | 16.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $820 | $1,640 | $820 |
| Mille Lacs County, MN | $151,400 | $858 | $580 | $1,180 | $600 |
| Mille Lacs County, MN | $151,400 | $858 | $620 | $1,180 | $560 |
| Bogus Brook, MN | $182,200 | $1,135 | $760 | $1,610 | $850 |
| Hay Brook, MN | $121,900 | $893 | $610 | $1,220 | $610 |
| Comfort, MN | $166,600 | $1,080 | $730 | $1,500 | $770 |
| Garrison, MN | $205,800 | $1,211 | $820 | $1,660 | $840 |
| Little Falls, MN | $120,900 | $747 | $510 | $1,040 | $530 |
| Munch, MN | $139,300 | $972 | $710 | $1,340 | $630 |
| Bowlus, MN | $115,900 | $864 | $630 | $1,190 | $560 |
| Nowthen, MN | $284,800 | $1,435 | $1,050 | $1,970 | $920 |
| Anoka County, MN | $205,000 | $1,123 | $800 | $1,550 | $750 |